Derek Malila | NMLS# 12902

With over 25 years of experience in mortgage lending, I’ve built my career around one simple goal — helping people achieve homeownership. Whether it’s your first home, your dream home, or an investment property, I’m here to make the lending process clear, smooth, and successful.

I love what I do because every borrower’s story is different. From easy loans to challenging ones, I take pride in finding solutions that fit each client’s unique situation. I've developed a particular talent for navigating complex lending scenarios. When others might give up on difficult loans, I thrive on the challenge—working diligently to find creative solutions that turn seemingly impossible situations into successful closings.

We offer a full range of loan programs, VA loans for our veterans, First-time homebuyer gov’t loans, Jumbo loans, Home equity loans & Bank statement loans for self-employed borrowers

If you’re ready to buy a home — or just exploring your options — I’m here to guide you every step of the way. Let’s turn your homeownership goals into reality.