RatesCalculatorsCustomers413.277.5367Full Application Link

Today's Rates

Get a snapshot of today’s mortgage rates and see how they could impact your financing plans.

Find My Rate

Get a custom rate estimate in minutes. No guesswork, just real numbers.

Rates Header Image

Apply Now

Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.

Mortgage Calculator

Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.

Make A Payment

Need to make a payment? We make it easy to manage your mortgage anytime, anywhere.

Apply Now

Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.

Lower My Payment

Even small changes can lead to big savings. Discover ways to lower your monthly mortgage payment.

Customers Header Image

Rates

Today's Rates

Get a snapshot of today’s mortgage rates and see how they could impact your financing plans.

Find My Rate

Get a custom rate estimate in minutes. No guesswork, just real numbers.

Rates Header Image

Calculators

Apply Now

Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.

Mortgage Calculator

Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.

Customers

Make A Payment

Need to make a payment? We make it easy to manage your mortgage anytime, anywhere.

Apply Now

Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.

Lower My Payment

Even small changes can lead to big savings. Discover ways to lower your monthly mortgage payment.

Customers Header Image
413.277.5367Full Application Link
Joseph Marek

Joseph Marek

Mortgage Banker NMLS #2043292

Full Application LinkPre-Qualification Link

Cell Phone

413.277.5367

Joseph Marek is a knowledgeable and client-focused Loan Officer who combines strong financial insight with exceptional service. With a background in both community banking and mortgage lending, he offers smart guidance, fast communication, and a smooth path from application to closing. Joseph’s mission is simple: empower clients with the information they need and deliver mortgage solutions that fit their life and goals.

Question Illustration

Have a question?

Mortgage Rates Illustration

Mortgage rates today

The current 30-year fixed rate mortgage is as low as 6.375%. Get a personalized quote in just a few minutes.

Request a quote

Above rates last updated December 24th 2025, 12:30pm EST.

Your local expert

Wherever you're located, I'm here to help.

Full Application LinkPre-Qualification Link

jmarek@totalmortgage.com

413.277.5367