Jeff Sine

I am a licensed Mortgage Loan Originator with Total Mortgage and I help homebuyers and homeowners navigate financing with clarity and confidence. With over 20 years of experience in the IT industry, I bring a structured and detail focused approach to every transaction. I am a fast communicator and I keep the process calm and straightforward. Whether you are purchasing your first home, moving up, or refinancing, I focus on clear options and a clear breakdown of costs so you can make confident decisions. I work with clients who want a simple plan and a lender who stays engaged from pre approval through closing. I take the time to understand your goals, explain what matters in plain language, and keep the process moving with consistent updates. If you want a smooth and predictable mortgage experience with direct communication, call or text me.