Zachary Rathjen

Zachary Rathjen

Mortgage Banker NMLS #1885995

5.00
4 reviews

My name is Zachary Rathjen, and I serve as the Branch Manager of our Brevard Branch. I reside in Satellite Beach, Florida, and bring over ten years of experience in the mortgage industry.

I am a graduate of Eastern Florida State College. My faith and family are central to my values and professional motivation. I am a proud father of two and a dog owner, and I maintain an active lifestyle with interests in basketball, football, and surfing.

Outside of work, I am frequently involved in open houses, church activities, and coaching local youth sports leagues. I was recently elected Treasurer of Surfside Elementary. Additionally, I volunteer with Keep Brevard Blue and the local Police Athletic League. I welcome calls or texts at any time and am always available to assist others in achieving their financial goals.

What my clients say

Our recent experience with Zachary Rathjen and Total Mortgage was exceptional. Zach's expert guidance and assistance allowed for a seamless mortgage application process. We sincerely appreciated the ease in communication, and the thorough, thoughtful follow-up. Thank you for a truly great experience 'start to finish'. Thank

Gerald L.

thelenderlist

Keeping us updated, including after hours and weekends. Very helpful and informative. My wife and I were both very happy with how Zack was handling this and how he was very professional.

Daniel B.

encompass

Overall great experience. Excellent communication, and very easy to use portal.

Devin O.

encompass

Buying a home can be extremely stressful and Zach made the process seamless. He was so helpful and communicative. Most importantly, he is a great person who puts his clients first.

Kristin S.

encompass

Your local expert

Wherever you're located, I'm here to help.

Mortgage Rates Illustration

Mortgage rates today

The current 30-year fixed mortgage rate is as low as 6.000%. Get a personalized quote in just a few minutes.

Above rates last updated February 17th 2026, 12:30pm EST.

Crunch the numbers

Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.

Mortgage Calculator
Question Illustration

Have a question?