Derick DaCosta

Derick DaCosta

Loan Officer NMLS #2311229

5.00
38 reviews

After earning my accounting and financing degree from Bridgewater State University, I entered the loan origination world for the chance to be able to do something truly amazing for people.

Being a part of my family's first generation born in America, I’ve been surrounded by hard-working people my whole life. My mother was one of those hard-working people, often overlooked, and not given many opportunities to purchase a home. Maybe that’s why this career path attracted me. Giving hardworking people the information and chance to purchase a home, which is beautiful to me.

I am extremely good at one thing, and that’s “getting” people. Whether your goals are to invest in multifamily spaces, purchase your forever home, or refinancing, having someone who actually “gets” what you want to accomplish and cares about that makes a world of difference.

What my clients say

I had an outstanding experience working with Derick throughout the home-buying process. From start to finish, he was incredibly knowledgeable, patient, and responsive. He took the time to explain every step, answered all of my questions, and always made himself available whenever I needed guidance. Buying a home can be overwhelming, but I made the entire process feel manageable. His communication was excellent, and I always felt informed and supported. More importantly, he genuinely cared about helping me achieve my goal of becoming a homeowner. I truly believe I would not have been able to purchase my home without his dedication, expertise, and encouragement. I am beyond grateful for everything he did for me and highly recommend him to anyone looking for a mortgage professional. Thank you for helping make my dream of homeownership come true!

Elizabeth G.

google

I had an outstanding experience working with my loan officer throughout the home-buying process. From start to finish, he was incredibly knowledgeable, patient, and responsive. He took the time to explain every step, answered all of my questions, and always made himself available whenever I needed guidance. Buying a home can be overwhelming, but I made the entire process feel manageable. His communication was excellent, and I always felt informed and supported. More importantly, he genuinely cared about helping me achieve my goal of becoming a homeowner. I truly believe I would not have been able to purchase my home without his dedication, expertise, and encouragement. I am beyond grateful for everything he did for me and highly recommend him to anyone looking for a mortgage professional. Thank you for helping make my dream of homeownership come true!

Elizabeth T.

thelenderlist

Derrick is the best he make every thing easy

Kayon P.

thelenderlist

Derick is great was available and answered any question or found a solution for every problem I had!

Devaughn S.

thelenderlist

"I truly appreciate all the support I received from Derrick Acosta. He was incredibly professional, easy to work with, and made me feel comfortable and confident throughout the entire loan approval process—from beginning to end. His guidance and communication made everything smooth and stress-free\n\n"

Isaida H.

thelenderlist

I worked with Derick Dacosta, an excellent professional, who has a good ability to communicate and explain details throughout the entire loan process. shows willingness to help and that is why I got a good interest rate for myself and helped me with the first time home buyer program. It was great working with Derick Dacosta and I highly recommend him. God bless you

Mauricio

zillow

Amazing experience, smooth and closed within 30 days!!! Always there to answer any questions I’ve had(and I called a lot ) thanks man for everything!!

Max D.

google

Derick went above and beyond to make this experience of purchasing an investment as smooth and as simple as possible. Derick was there to answer every single question I had for him. Every step of the way he was there and we were able to close on our investment in exactly 1 month since we started looking! Highly recommended and excellent communication matter what time he was there answering questions. Top notch loan officer. Thanks again Derick

Airports C.

google

Let tell you Dereck Acosta was one of the best , helping me to get everything together for my dream home , he didn’t gave up until he and his team got me my house , thank you Total Mortgage team .

Yamelys M.

google

I was introduced to Derick through my real estate agent. It turns out Derick was the one to walk me through my entire home-buying process. Derick is helpful, and knowledgeable about the home-buying process. I couldn't have had a more easy process without Derick's guidance. I would recommend Derick to anyone looking for a property give him a call or email him. Trust the process and you would never be let down, he will steer you in the right direction. 100% honesty!!!!!

Adrian C.

google

Your local expert

Wherever you're located, I'm here to help.

Mortgage Rates Illustration

Mortgage rates today

The current 30-year fixed mortgage rate is as low as 6.625%. Get a personalized quote in just a few minutes.

Above rates last updated June 18th 2026, 4:30pm EST.

Crunch the numbers

Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.

Mortgage Calculator
Question Illustration

Have a question?