As always Derick you are the best! You and your team make this process a breeze and as I said before you have a lifetime customer in me.
About Me
After earning my accounting and financing degree from Bridgewater State University, I entered the loan origination world for the chance to be able to do something truly amazing for people.
Being a part of my family's first generation born in America, I’ve been surrounded by hard-working people my whole life. My mother was one of those hard-working people, often overlooked, and not given many opportunities to purchase a home. Maybe that’s why this career path attracted me. Giving hardworking people the information and chance to purchase a home, which is beautiful to me.
I am extremely good at one thing, and that’s “getting” people. Whether your goals are to invest in multifamily spaces, purchase your forever home, or refinancing, having someone who actually “gets” what you want to accomplish and cares about that makes a world of difference.
Crunch the Numbers
Calculate payments, estimate your budget, and determine refinance savings in seconds.
Client Testimonials
What My Clients Say
"Derick was fantastic to work with! He was supportive, encouraging, and extremely responsive—always answering my questions quickly and thoroughly. Throughout the process, we put in multiple offers over a couple of months, and he was consistently fast with each pre-approval. Thanks to his dedication, the entire mortgage process ran smoothly. I highly recommend him!\n"
"I truly appreciate all the support I received from Derrick Acosta. He was incredibly professional, easy to work with, and made me feel comfortable and confident throughout the entire loan approval process—from beginning to end. His guidance and communication made everything smooth and stress-free\n\n"
I worked with Derick Dacosta, an excellent professional, who has a good ability to communicate and explain details throughout the entire loan process. shows willingness to help and that is why I got a good interest rate for myself and helped me with the first time home buyer program. It was great working with Derick Dacosta and I highly recommend him. God bless you
Amazing experience, smooth and closed within 30 days!!! Always there to answer any questions I’ve had(and I called a lot ) thanks man for everything!!
Derick went above and beyond to make this experience of purchasing an investment as smooth and as simple as possible. Derick was there to answer every single question I had for him. Every step of the way he was there and we were able to close on our investment in exactly 1 month since we started looking! Highly recommended and excellent communication matter what time he was there answering questions. Top notch loan officer. Thanks again Derick
Let tell you Dereck Acosta was one of the best , helping me to get everything together for my dream home , he didn’t gave up until he and his team got me my house , thank you Total Mortgage team .
I was introduced to Derick through my real estate agent. It turns out Derick was the one to walk me through my entire home-buying process. Derick is helpful, and knowledgeable about the home-buying process. I couldn't have had a more easy process without Derick's guidance. I would recommend Derick to anyone looking for a property give him a call or email him. Trust the process and you would never be let down, he will steer you in the right direction. 100% honesty!!!!!
Derick is very professional, hardworking, went above and beyond to get my loan to the closing table!
Focus on the move, not the mortgage.
Greenlight your loan, and close in 21 days.*
Learn more
*Terms and conditions apply. For complete details click here
start your mortgage process today
Apply Nowask a question
Licensed State
Not Licensed State
