Update: Total Mortgage is still closing loans during the government shutdown.
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Mike Ortiz

Mortgage Banker

NMLS# 1474791

about me


Focus on the move, not the mortgage.

Greenlight your loan, and close in 21 days.*

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*Terms and conditions apply. For complete details click here

About Total Mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

client testimonials

Extremely helpful explaining everything in detail and always answers questions fast would recommend him to everyone everyone good guy to deal with very knowledgeable

Tom S.

I was a first time home buyer and had no knowledge about the home buying process. Michael was there step by step to make the process as easy as possible while thoroughly explaining everything the whole time. Michael was very easy to contact and always got back to me or my realtor right away. He was very knowledgeable and I would highly recommend him to any home buyer.


A rare find! I must admit that I am not the easiest borrower, as I myself have been in financial market over decades-. Michael was very patient, and always available to address my questions & requests even during weekends or late night. In this competitive market with small margin, I understand it is difficult to accommodate everyone's needs. However, Michael is definitely a rare find! I finally felt that I received the treatment I deserve as a customer. I really enjoyed working with him-. After 7th mortgage, I highly recommend his exceptional customer service.

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