Zach Cofrancesco

Zach Cofrancesco

Mortgage Loan Originator NMLS #2543739

5.00
20 reviews

As a licensed mortgage banker at Total Mortgage, I am dedicated to providing the right solutions for all of your home-buying needs. Whether you’re a first-time buyer or a seasoned investor, my team is ready to assist and answer any questions along the way. We pride ourselves on being your local mortgage experts, which means we offer a personalized experience that other lenders can’t. We’ll sit down, address your specific needs, and create a financing plan to help you reach your goals as fast as possible.

What my clients say

⭐️⭐️⭐️⭐️⭐️ I can’t say enough amazing things about Zach and his team at Total Mortgage! From start to finish, the entire process was seamless, stress-free, and actually enjoyable (which says a lot when it comes to mortgages). Zach is incredibly knowledgeable, responsive, and genuinely cares about his clients. He took the time to explain every step, answer all my questions (no matter how small), and made sure I felt confident and comfortable throughout the entire process. His attention to detail and commitment to getting the best outcome truly sets him apart. His team was just as impressive—organized, efficient, and always one step ahead. Everything was handled quickly and professionally, and I always felt like I was in the best hands. If you’re looking for a mortgage broker who is trustworthy, dedicated, and goes above and beyond, Zach and the team at Total Mortgage are the absolute best. I would recommend them 1000 times over! Thank you again for making this such a smooth and positive experience

Michele W.

thelenderlist

Working with Zach and his team, was truly a great experience. They were professional, knowledgeable, and always quick to respond, making the entire process smooth and far less stressful. I especially appreciated their patience, clear communication, and dedication to helping me every step of the way. I’m so grateful for their support and would highly recommend!

Leslie O.

thelenderlist

It was immediately apparent that Zach cares about his customers and doing everything in his power to help dreams come true. Zach took our very complicated situation on with open arms, helping advise on credit improvement, exploring all options, and stayed by our side nearly 6 months from random inquiry to official close. He is always responsive and incredibly personable. We have recommended him to several friends.

Lauren T.

thelenderlist

Zach was excellent!! He took the time to explain everything from start to finish. He kept in contact with me. When I had a question he always took the time to answer and explain. Zach made my experience special.

Tiffany S.

thelenderlist

Awesome services an friendly team overall great

William G.

thelenderlist

Zach was the best! He was so knowledgeable and explained everything and all the processes very well. I would recommend him to anyone I know looking to secure a mortgage or just to someone who has questions that need answers.

Devon R.

thelenderlist

Fast and smooth processing, friendly service, always available, and a low rate.

Erin R.

thelenderlist

Zach was extremely helpful in the purchase of my new home. He worked long hours with countless phone calls to smooth out the many obstacles that we came across during this process. He was able to obtain a loan that was reasonable and affordable for my family ensuring a comfortable home buying experience!

Allison M.

thelenderlist

Our experience with Zach and his team was amazing. The home buying process can definitely be stressful but he always made you feel at ease. Not only was he extremely professional, he was also quick to respond and very communicative. Couldn’t be happier!

Robert T.

thelenderlist

Zach did a great job as well as Steve and Lisa

Abhi A.

thelenderlist

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