Gina Pereira

Gina Pereira

Mortgage Loan Originator NMLS #1294432

4.53
13 reviews

As a licensed mortgage banker with Total Mortgage, I am dedicated to providing the right solutions for all of your home buying needs. Whether you’re a first-time buyer or a seasoned investor, my team is ready to assist and answer any questions along the way. We pride ourselves on being your local mortgage experts, which means we offer a personalized experience that other lenders can’t. We’ll sit down, address your specific needs, and create a financing plan to help you reach your goals as fast as possible. So don’t wait – give me a call today!

What my clients say

Great person to work with. I would totally recommend to anyone looking for a mortgage. I love ya girl thanks for all your hard work!

Cheryl W.

google

Ginaguided me thru every step and question that i had. A real asset to the company for sure.

Charles J.

encompass

Closing on time

Todd M.

encompass

Communication

Lori M.

encompass

What made it great was that Gina was always helpful and updating us with everything that was going on with our FHA loan . She really made the impossible , possible for my wife and I . She was extremely patient and a pleasure to speak too .

Francisco T.

encompass

Gina was always available to answer all my questions. As a first time home buyer she made me feel comfortable throughout the process.

Rebecca V.

encompass

Gina was wonderful to work with. As a first time home buyer she made us very comfortable throughout the process. Gina was always available to answer any and all of our questions. We would use her again.

Vicbecdlv

zillow

Gina is responsive, compassionate, a patient explainer.... wonderful to work with all around!

Carollynn C.

encompass

Gina was a rockstar with our refi. It was along process with a lot of obstacles and she was there every step of the way. She kept reassuring us it was all going to work out. Every text msg every phone call she had answers. We can’t this o her enough .

Mark S.

encompass

Gina is an amazing mortgage broker and a wealth of knowledge. As first time buyers we knew next to nothing about this process and she was patient, kind and fun, even when we hit roadblock after roadblock she just kept us going. I can't say enough good things about Gina and I am eternally grateful to her.

Terace P.

zillow

Your local expert

Wherever you're located, I'm here to help.

Mortgage Rates Illustration

Mortgage rates today

The current 30-year fixed mortgage rate is as low as 6.250%. Get a personalized quote in just a few minutes.

Above rates last updated December 29th 2025, 4:30pm EST.

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Have a question?

gpereira@totalmortgage.com

(845) 224-1143