Gina Pereira photo

Gina Pereira

Mortgage Banker | Milford Branch

NMLS# 1294432

email [email protected]
C : (845) 224-1143

about me

As a licensed mortgage banker with Total Mortgage, I am dedicated to providing the right solutions for all of your home buying needs. Whether you’re a first-time buyer or a seasoned investor, my team is ready to assist and answer any questions along the way. We pride ourselves on being your local mortgage experts, which means we offer a personalized experience that other lenders can’t. We’ll sit down, address your specific needs, and create a financing plan to help you reach your goals as fast as possible. So don’t wait – give me a call today!

client testimonials


Gina was wonderful to work with. As a first time home buyer she made us very comfortable throughout the process. Gina was always available to answer any and all of our questions. We would use her again.



Gina was always available to answer all my questions. As a first time home buyer she made me feel comfortable throughout the process.

Rebecca Erban De La Vega


Gina is a pleasure to work with always Available to answer any questions I had. She’s incredibly knowledgeable. I would recommend her to everybody I know.

Jamie Murphy


Gina was a rockstar with our refi. It was along process with a lot of obstacles and she was there every step of the way. She kept reassuring us it was all going to work out. Every text msg every phone call she had answers. We can’t this o her enough .

Mark Suarez


Gina is an amazing mortgage broker and a wealth of knowledge. As first time buyers we knew next to nothing about this process and she was patient, kind and fun, even when we hit roadblock after roadblock she just kept us going. I can't say enough good things about Gina and I am eternally grateful to her.

Terace Perkins


Gina made it great. Patient, kind, the hardest working person ever, always available, amazing sense of humor and knows her business inside and out.

Terace Ann Mcdowell


Knowledgeable and trustworthy! Gina worked efficiently and effectively to get the answers we needed fast. From start to finish, Gina made the process effortless for us. Highly recommended and will never use anyone else

Rita Giardina Santaroni


I'm extremely happy I chose Gina to work with! She answers every question I've ever had and is extremely knowledgeable. First time home buyer and a veteran with not the best credit but she worked hard and I'm extremely thankful for her!!

mcdonough f


If you want someone who's dedicated, attentive to your needs, trustworthy and reliable, look no further than Gina. She genuinely cares about her clients and wants the best for them. My fiance and I had a lot of questions throughout the loan process and emailed/texted/called Gina quite frequently, often after midnight or in the early morning and we ALWAYS heard back within seconds if not minutes. Even when she wasn't available to speak with us, she would always let us know when we could expect to hear back from her and she never once let us down. As first time home buyers (and anxious people), we really appreciated this. Hands down, Gina is the best out there.

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Throughout the loan process, Gina was always very attentive to our needs. She guided us every step of the way, answered the many questions we had & was always very patient with us as first time home buyers. Her response times are the quickest I've ever experienced; she always made herself available when we needed her! She is kind, dedicated, knowledgeable, accommodating and will provide the best service possible. We are so glad to have worked with Gina on our loan! Would recommend her to anyone!!!

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about total mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

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