Joey Defrancisco photo

Joey Defrancisco

Mortgage Banker | Milford Branch

NMLS# 2052750

email [email protected]
C : (203) 685-2743

about me

As a licensed mortgage banker with Total Mortgage, I am dedicated to providing the right solutions for all of your home buying needs. Whether you’re a first-time buyer or a seasoned investor, my team is ready to assist and answer any questions along the way. We pride ourselves on being your local mortgage experts, which means we offer a personalized experience that other lenders can’t. We’ll sit down, address your specific needs, and create a financing plan to help you reach your goals as fast as possible. So don’t wait – give me a call today!

client testimonials


Joey went above and beyond to get the deal done for me and my family. I would recommend him and his team to anyone on the search for their home thank you again Joey!

Marcus Bethea


Joseph makes dreams come true! We purchased our very first home and Joseph was extremely professional and helpful during the entire process. Every question we had was answered in a timely manner, he was very easy to talk to and made sure we understood everything that was presented to us. Marcus and I were very pleased with the programs made available to us as well. We will absolutely recommend Joseph and his team at Total Mortgage over and over to anyone looking to purchase a property. Thank you again for everything Joseph!

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Michelle Koellmer


Joseph was awesome! He made this closing process very understandable for me. He answered any questions I had. He made me feel confident within the whole precess. He took away the worries as they raised. He’s very knowledgeable and one of the vast at what he does! I will highly recommend him! He’s great!

Ricardo Ricky Medina


As a first time homebuyer , I had a lot of questions! And Mr Defrancisco was great at explaining the process of homeownership to me . I consider my experience a great one thanks to Mr Defancisco. I would not hesitate to refer my friends and family to him.

Bernadette V Sherman


All around a great experience! The assistance with programs availability, communicating and explanation regarding the process was amazing. Able to actually understand the process and expatiation expected from me. I will defiantly refer family and friends. Very grateful and happy with my new home!!

Wandy Hope Ventura Rojas


Joseph was very helpful every step of the way. Willing to explain what was going on and happening throughout this process.

Ratita Valderrama-Dennis


Joey and his team did everything in our power to not alarm us with any bumps on the road. The process was great and he went above and beyond for us! If I could give you more stars bro I definitely would!!

Jayrien Rodriguez


The process went very smooth and Joey communicated very well and was always available. Working with Total Mortgage was awesome very easy and efficient I would definitely recommend.

Katrell Tranae Crenshaw


Joey was such a blessing! From the beginning to very end he remained thorough, available, and gracious! From inquiring to closing Joey has been super efficient in everything we do and extremely adamant on getting things done right and on time! He was able to get us through hurdles and hoops like no other! And when he faced these challenges he never batted and eye and most importantly never allowed me to panic! I truly feel like this process was extremely easy with the way Joey works hand and hand with you, he definitely takes the load and puts it on himself! Felt like I had a true friend helping me along! He wanted this house for us as much as we wanted it and he will do ANYTHING it takes to get you there! Highly highly recommend!

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Tiana Gonzalez


Joey was an absolute delight to work with! Very well spoken, kind, patient, and then some! He made everything very easy to understand if my wife and I had any questions. Whenever we needed anything from him, he would answer back very promptly. I/We would not hesitate to recommend him to anyone looking for a home! He is the best of the best!

Kyle Avery Brown


Focus on the move, not the mortgage.

Greenlight your loan, and close in 21 days.*

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about total mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

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