Joey was awesome ! Very knowledgable and available for my husband and I on our homebuying journey . He answered our questions in a manner that helped us truly understand the process. I would recommend Joey a million times over!

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As a licensed mortgage banker with Total Mortgage, I am dedicated to providing the right solutions for all of your home buying needs. Whether you’re a first-time buyer or a seasoned investor, my team is ready to assist and answer any questions along the way. We pride ourselves on being your local mortgage experts, which means we offer a personalized experience that other lenders can’t. We’ll sit down, address your specific needs, and create a financing plan to help you reach your goals as fast as possible. So don’t wait – give me a call today!
Client Testimonials
Joey was awesome ! Very knowledgable and available for my husband and I on our homebuying journey . He answered our questions in a manner that helped us truly understand the process. I would recommend Joey a million times over!
The entire process made it great and extremely easy and comforting.
Joey maintained such great communication with me throughout the process that I thought I was the only client. Superb service and really helpful and informative.
Joey did an amazing job explaining all of my options and keeping me informed throughout the process . He was a great support system and is very knowledgeable about the mortgaging process.
Joey and his team were phenomenal. They answered all my question knowledably and provided clear instructions/guidance every step of the way. Joey was professional and supportive through out the entire process. He's a true assest to the team. I can't thank him enough.
Every aspect of this process was amazing thanks to Joseph
I can’t thank Joseph DeFrancisco and the Total Mortgage team enough for everything they did to help me with my home purchase. From the very first conversation to the final approval, they were with me every step of the way. Joseph was so patient and thorough, always taking the time to walk me through the numbers and the process. No matter how many properties I sent his way, he was quick to run the numbers and get back to me—always with a detailed, clear explanation. What really stood out was how easy they made communication. Whether it was an email or a phone call, Joseph was always responsive and made sure I was never left in the dark. It was clear they genuinely cared about finding the best mortgage solution for me, and I really appreciated how transparent and efficient they were. I felt completely supported throughout the process, and it made a world of difference. I’m so thankful for all their hard work!
they do excellent job thank you
Joseph walked us through every step with clear communication, understanding and most importantly, patience! He definitely made our first time homebuying process a wonderful experience! We would highly recommend him to anyone that is looking to purchase!
Overall, my experience with Joey was exceptional! His dedication and commitment made my home-buying journey smooth and enjoyable. I would highly recommend Joey to anyone looking to purchase a home.
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