;
Joey Defrancisco photo
Joey Defrancisco photo

Joey Defrancisco

Mortgage Banker | Milford Branch

NMLS# 2052750

email [email protected] C : (203) 685-2743


about me

As a licensed mortgage banker with Total Mortgage, I am dedicated to providing the right solutions for all of your home buying needs. Whether you’re a first-time buyer or a seasoned investor, my team is ready to assist and answer any questions along the way. We pride ourselves on being your local mortgage experts, which means we offer a personalized experience that other lenders can’t. We’ll sit down, address your specific needs, and create a financing plan to help you reach your goals as fast as possible. So don’t wait – give me a call today!

client testimonials

quotes

I will keep this short and sweet : Joey is the man who you need in your corner to make you feel at ease ! From the time I spoke with him on the phone I knew that we would work well together and we did. He is patient, calm and showed true transparency throughout the entire process. Very thankful for him!

Patrice Fortt

quotes

Joseph was amazing throughout the entire home buying process. He always presented with a calm demeanor even when challenges arose along the way. He was invested in me securing my mortgage and remained supportive. I am so happy to have had him on my team.

Kristen Gayle

quotes

Joey gave us amazing communication and transparency when it comes to the whole house process. Whenever I needed a question answer he was there with no hesitation. Joey made what seems super difficult to do really easy. Buying a house is scary and difficult but he had a positive outlook and got the job done. Thank you Joey for all of your help.

Alexander Andujar

quotes

Coming into this process of buying a home was very terrifying and nerve wracking for me. I could honestly say within the first few conversations with Joey, I felt at ease. He was very transparent with me so that we could get the job done in finding my first home. Through thick and thin, Joey continued to keep up a positive outlook in trusting the process. He made my experience in buying my first very welcoming and super comfortable. I will continue to recommend him to everyone I know. Not also did I gain and lender but I gained a friend. Thanks again Joey!

Read More

Alexander Andujar

quotes

Joey was always available, when I mean ALWAYS he will get back to you with every questions I had. Even when he had vacation he made sure to answer me. He went over everything with me until I understood. He even got me the best rate. He was a great lender to work with and I will continue using him for future transactions. Thank you Joey for going out your way and helping me get my first home. My loan was not easy and he made sure he got it approved and cleared to close ! Thank you sooo much

Read More

Samanda Maldonado

quotes

Joey went above and beyond to get the deal done for me and my family. I would recommend him and his team to anyone on the search for their home thank you again Joey!

Marcus Bethea

quotes

Joseph makes dreams come true! We purchased our very first home and Joseph was extremely professional and helpful during the entire process. Every question we had was answered in a timely manner, he was very easy to talk to and made sure we understood everything that was presented to us. Marcus and I were very pleased with the programs made available to us as well. We will absolutely recommend Joseph and his team at Total Mortgage over and over to anyone looking to purchase a property. Thank you again for everything Joseph!

Read More

Michelle Koellmer

quotes

Joseph was awesome! He made this closing process very understandable for me. He answered any questions I had. He made me feel confident within the whole precess. He took away the worries as they raised. He’s very knowledgeable and one of the vast at what he does! I will highly recommend him! He’s great!

Ricardo Ricky Medina

quotes

As a first time homebuyer , I had a lot of questions! And Mr Defrancisco was great at explaining the process of homeownership to me . I consider my experience a great one thanks to Mr Defancisco. I would not hesitate to refer my friends and family to him.

Bernadette V Sherman

quotes

I will keep this short and sweet : Joey is the man who you need in your corner to make you feel at ease ! From the time I spoke with him on the phone I knew that we would work well together and we did. He is patient, calm and showed true transparency throughout the entire process. Very thankful for him!

Patrice Fortt

Greenlight

Focus on the move, not the mortgage.

Greenlight your loan, and close in 21 days.*

Learn more

*Terms and conditions apply. For complete details click here

about total mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

Licensed State
Not Licensed State

start your mortgage process today

Apply Now

ask a question