Carolina Callaghan

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Rates

Today's Rates

Get a snapshot of today’s mortgage rates and see how they could impact your financing plans.

Find My Rate

Get a custom rate estimate in minutes. No guesswork, just real numbers.

Success Stories

Customers

Make A Payment

Need to make a payment? We make it easy to manage your mortgage anytime, anywhere.

Apply Now

Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.

Lower My Payment

Even small changes can lead to big savings. Discover ways to lower your monthly mortgage payment.

(646) 261-2541 Get Pre-Qualified

Carolina Callaghan

Name: Carolina Callaghan
Rating: 4.94

VP, Mortgage Loan Originator NMLS #97328

4.94

112 reviews

Get Pre-Qualified Apply now

ccallaghan@totalmortgage.com

Cell Phone

646.261.2541

Direct Phone

203.783.5552

Branch Address

23 Catoonah Street, 1st Floor
Ridgefield, CT 06877
Branch NMLS# 1006514

Carolina Callaghan's financial expertise is built on 18 years in the mortgage industry. Her extensive mortgage underwriting knowledge ensures client transactions are seamless and efficient. She tailors products to meet the unique goals of each client.

With Carolina, you can expect a mortgage financing experience defined by dedication, honesty and integrity. Whether you are refinancing a mortgage, buying a vaction property or purchasing for the first time, you deserve a smooth, professional and personable transaction.

What my clients say

See more testimonials

Working with Carolina Callaghan as my mortgage broker was a wonderful experience. She was knowledgeable, professional, and always available to answer my questions throughout the entire home-buying process. Carolina made what could have been a stressful experience feel much easier by keeping me informed every step of the way and helping me find the best options for my situation. I truly appreciated her patience, dedication, and attention to detail. Thanks to her hard work, I was able to successfully close on my home with confidence. I highly recommend Carolina Callaghan to anyone looking for a trustworthy and experienced mortgage broker. Thank you, Carolina, for all your help and support! 🏡✨

Nathalie E.

I'm really glad to work with Carolina She explains everything professionally Great experience, God bless her and her team! Good and glad to work with the best total mortgage company

Yerania J.

"Carolina and her team are very profesional and make the purchase of my house easy and stress free! \nthank you "

German C.

Great comunication and guidance to upload the the paper word you guys have an excellent team

Obdulio R.

None all is very nice thank you for

Juan D.

It was great

Melvin C.

She always answered my questions and concerns and helped me a lot.

Gladys P.

Everything was great.

Katherine V.

Carolina is an expert at what she does. Dependable, knowledgeable, pleasant to talk to. She explains everything! She is outstanding! My husband and I were so happy to have her navigating us through this mortgage process!! Thank you Carolina!

Raffelina A.

Great job five star ⭐⭐⭐⭐⭐ I will definitely contact her again when I buy my next house 🙏🙏🙏

Yeison B.