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Carolina Callaghan

Senior Mortgage Banker | Ridgefield Branch

NMLS# 97328

email [email protected]
O: (203) 783-5552 x-452 | C : (646) 261-2541

about me

Carolina Callaghan's financial expertise is built on 18 years in the mortgage industry. Her extensive mortgage underwriting knowledge ensures client transactions are seamless and efficient. She tailors products to meet the unique goals of each client.

With Carolina, you can expect a mortgage financing experience defined by dedication, honesty and integrity. Whether you are refinancing a mortgage, buying a vaction property or purchasing for the first time, you deserve a smooth, professional and personable transaction.

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Focus on the move, not the mortgage.

Greenlight your loan, and close in 21 days.*

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about total mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

client testimonials


As a first time homebuyer, Carolina was amazing throughout the whole process. She's knowledgeable and professional. She got my husband and I on the right path on buying our forever home. The process was easy with Carolina; she dedicated, answered all of our questions and went the extra mile. Carolina and her team are great, plus she's bilingual which we really appreciated. Thank you Carolina for always being there for us. We highly recommend her to our family and friends.

Haideliz A.


Carolina is very professional and easy to work with, I’m more than thankful for Carolina’s service.

Hugo E.


Carolina Callaghan from Total Mortgage is a Proficient Mortgage Banker who is very personable and her communication is excellent. She always exceeds the Clients expectation and gets her job done in a timely manner. After 6 years in the Business as a Realtor I am so glad that I found Carolina Callaghan through one of my Clients...She goes above and beyond. She always responds back in a timely manner. When I send her a Client I know she will get the job done.

Wendy P.

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