Update: Total Mortgage is still closing loans during the government shutdown.
Carolina Callaghan photo

Carolina Callaghan

Senior Mortgage Banker

NMLS# 97328

about me

Carolina Callaghan's financial expertise is built on 18 years in the mortgage industry. Her extensive mortgage underwriting knowledge ensures client transactions are seamless and efficient. She tailors products to meet the unique goals of each client.

With Carolina, you can expect a mortgage financing experience defined by dedication, honesty and integrity. Whether you are refinancing a mortgage, buying a vaction property or purchasing for the first time, you deserve a smooth, professional and personable transaction.


Focus on the move, not the mortgage.

Greenlight your loan, and close in 21 days.*

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*Terms and conditions apply. For complete details click here

About Total Mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

client testimonials

Not only would I recommend Carolina to my clients, I actually refer ALL of my clients to her. She is very responsive to both myself and the client. She makes sure that the clients know they have options, allowing them to choose what loan will be best for them and their family. And every transaction that I have partnered with Carolina on, has been extremely smooth. She is a pleasure and is often the bright spot in what is such a monumental time in peoples lives.

Scott G.

Carolina Callaghan, Executive Mortgage Banker, was very professional and informative during my home purchase. She answered all my questions, and went above and beyond my expectations. Mrs. Callaghan and her team worked very quickly, and made sure I was kept up-to-date with all my loan documents. I would definitely use Total Mortgage Services again, and recommend them to all my friends.

Kerri D.

Carolina Callaghan from Total Mortgage is a Proficient Mortgage Banker who is very personable and her communication is excellent. She always exceeds the Clients expectation and gets her job done in a timely manner. After 6 years in the Business as a Realtor I am so glad that I found Carolina Callaghan through one of my Clients...She goes above and beyond. She always responds back in a timely manner. When I send her a Client I know she will get the job done.

Wendy P.

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