Carolina Callaghan

Carolina Callaghan

VP, Mortgage Loan Originator NMLS #97328

4.94
113 reviews

Carolina Callaghan's financial expertise is built on 18 years in the mortgage industry. Her extensive mortgage underwriting knowledge ensures client transactions are seamless and efficient. She tailors products to meet the unique goals of each client.

With Carolina, you can expect a mortgage financing experience defined by dedication, honesty and integrity. Whether you are refinancing a mortgage, buying a vaction property or purchasing for the first time, you deserve a smooth, professional and personable transaction.

What my clients say

Great explanation and help us understand all the process I will recommend Carolina and her team to you guy 🙌🏽🙏🏽 God bless you! !!!!!!!!!!!!!!!!!!!!!

Yerania C.

zillow

Working with Carolina Callaghan as my mortgage broker was a wonderful experience. She was knowledgeable, professional, and always available to answer my questions throughout the entire home-buying process. Carolina made what could have been a stressful experience feel much easier by keeping me informed every step of the way and helping me find the best options for my situation. I truly appreciated her patience, dedication, and attention to detail. Thanks to her hard work, I was able to successfully close on my home with confidence. I highly recommend Carolina Callaghan to anyone looking for a trustworthy and experienced mortgage broker. Thank you, Carolina, for all your help and support! 🏡✨

Nathalie E.

thelenderlist

I'm really glad to work with Carolina She explains everything professionally Great experience, God bless her and her team! Good and glad to work with the best total mortgage company

Yerania J.

zillow

"Carolina and her team are very profesional and make the purchase of my house easy and stress free! \nthank you "

German C.

thelenderlist

Great comunication and guidance to upload the the paper word you guys have an excellent team

Obdulio R.

encompass

None all is very nice thank you for

Juan D.

encompass

It was great

Melvin C.

encompass

She always answered my questions and concerns and helped me a lot.

Gladys P.

encompass

Everything was great.

Katherine V.

encompass

Carolina is an expert at what she does. Dependable, knowledgeable, pleasant to talk to. She explains everything! She is outstanding! My husband and I were so happy to have her navigating us through this mortgage process!! Thank you Carolina!

Raffelina A.

encompass

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The current 30-year fixed mortgage rate is as low as 6.990%. Get a personalized quote in just a few minutes.

Above rates last updated September 7th 2026, 4:30pm EST.

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