Denise Panza

Denise Panza

VP, Mortgage Loan Originator NMLS #16446

4.98
369 reviews

With over 28 years of mortgage banking experience, I help clients through the loan process with confidence, clarity, and just the right amount of flair (have you seen my LinkedIn letter boards?!). I combine extensive industry knowledge with a personal touch to deliver exceptional results—every time.

If you need a mortgage, I’m your gal!  I run the gamut when it comes to loan products and programs, working with a wide range of clients. It should be known that I have a soft spot for first time homebuyers!

I offer a full suite of mortgage services—residential purchases, refinances, investment properties, and commercial financing. I’m licensed in New York, Connecticut, Massachusetts, New Jersey, Virginia, Texas, Georgia, North Carolina, South Carolina, Ohio, Tennessee, Florida, Rhode Island, and Pennsylvania. Basically, I go where the loans take me!

I like to say I put the fun in funding! And have been told I strike the perfect balance of hustle, heart, and humor.

My goal? To make the loan process feel less like a chore and more like a celebration! Many of my clients become lifelong friends—and some even consider me part of the family. This is always the greatest compliment!

What my clients say

Highly recommended! Excellence from beginning to end! Thank you Denise!

Ty B.

google

I couldn't had a better experience purchasing a home with Denise. She's truly the best. I would recommend her to the pope if I could. A few words to describes her.... Integrity. Diligent. Class.

Level R.

google

Denise Panza is the most amazing mortgage originator and we were lucky enough to had been given her number from a friend. She fully exceeded my expectations and I found her to be amazing to work with!! We will continue to use Denise for all future mortgage needs! Thank you Denise and Total Mortgage!!!! Ken and Sue Pearson

Sue F.

google

Denise Panza was our loan originator. I’m impressed with the way she took this file and cared for it and us through this entire process. I’m quite certain this file was like none other that she’s had before, but she was there helping us every step of the way. One thing that impressed me so very much was no matter what time I emailed her or messaged her she was right back with me immediately every single time I had a concern or a thought regarding this loan process. Denise is one of the hardest working people that I know and I am so impressed with her that I’ve already given her name to one of my very good friends. And will continue to do so. Denise will always have any future business that we might need.. Denise is absolutely impressive at her job and we give her two thumbs up all the way.! Thank you Denise and thank you total Mortgage for all your help with our mortgage! Kenneth and Suzanne Pearson

Ken P.

google

I had a great experience working with Denise Panza. From start to finish, she was professional, knowledgeable, and genuinely committed to making the process as smooth as possible. Denise was always responsive, answered all my questions clearly, and made sure I felt confident every step of the way. What really stood out was her attention to detail and her ability to handle challenges quickly and efficiently. She went above and beyond to ensure everything stayed on track and that my best interests were always the priority. I highly recommend Denise Panza to anyone looking for a reliable and dedicated broker. Working with her made what can often be a stressful process feel much more manageable and even enjoyable.

Carmen B.

google

Denise is absolutely amazing & made this entire process so easy, smooth & exciting. there was no stress because of Denise handling it all !!

Tia M.

google

From the beginning of my refi journey till the very end and every step of the way Denise made the process stress free and kept me apprised of everything that was going on, I highly recommend Denise & Total Mortgage!!

Jon M.

google

Denise went above and beyond for us and we couldn’t be happier with our experience. As first time homeowners, Denise was always available to answer any questions we had and made the entire process as smooth as possible. We are very thankful for her!

Sara S.

google

Denise is amazing, thoughtful, detail oriented , friendly, and above all incredible at her job. I've been a client for years, and she will always be our broker ! A plus , plus plus !

Mark H.

thelenderlist

I am pleased to share my positive experience with our loan originator, Denise Panza. From the outset, Denise demonstrated an exceptional level of attentiveness and professionalism that I have rarely encountered. Her incredibly high level of knowledge, prompt answers to emails, and late-night responses to my text messages ensured that we were consistently supported throughout the loan application process. Denise’s remarkable ability to maintain a high level of attentiveness and perseverance was truly commendable. Her quick wit and ability to make the entire experience enjoyable further solidified her status as a true professional in every sense of the word. Not only would I call upon Denise for any future mortgage needs, I would not even consider working with another loan originator in the future.

Frank C.

thelenderlist

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