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Denise Panza photo

Denise Panza

VP, Mortgage Banker | Milford Branch

NMLS# 16446

email [email protected]
C : (203) 942-6845


about me

Every day, Denise Panza wakes up with the following goals: to operate with integrity, devote herself to her family, friends, and clients, and operate with equality for all in need of her services.

Denise is honored to hold the title of “mom” to her amazing children and Senior Mortgage Banker at Total Mortgage. To add to that, she’s been referred to others across the country, is licensed in numerous states, and is honored to be working in her field for over 27 years! 

She delights in her son’s incredible work as a designer, part-time model, and full-time skateboarder and her daughter’s outstanding talents and compassion for others. She’ll be starting college in Florida in the fall to study psychology.

Denise is a graduate of Northeastern University, where she majored in education and now utilizes her teaching skills to inform homebuyers about the financing process! As a true professional in her field, Denise continues to be highly referred by her clients.

client testimonials

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Denise was amazing! Her guidance And support throughout this daunting process Was simply impeccable. She delivered the Utmost professionalism throughout. She is a master of her craft. She is efficient And very thorough. As a new home Buyer, she was knowledgeable and guided Us throughout in every aspect of home buying. I would recommend her to anyone without Reservation. I need more people like her to help. We needed in this arena. she's Is Bar None, number one in my book.

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Michael Anthony Ascenzia

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She understood what I wanted and worked with me through every step of the way she is awesome thanks Denise

Kelethia Reams

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DENISE GOES ABOVE AND BEYOND TO MAKE SURE EVERYTHING IS EXPLAINED IN DETAIL AND YOUR TRANSACTION GOES SMOOTHLY. HER CUSTOMER SERVICE IS UNPARALLELED AND SHE IS THE REASON WE WERE ABLE TO MOVE INTO OUR LOVELY HOME. MY FIANCÉ AND I COULD NOT BE ANY HAPPIER WITH OUR EXPERIENCE WITH DENISE. 5 STARS ACROSS THE BOARD. I WOULD HIGLY RECOMMEND TO ANYONE! SHE IS FANTASTIC!

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Samuel T Sweikert

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Denise was very responsive and kept us informed throughout the entire process. Total Mortgage gave the personal attention and advised and guided with creative and straight forward solutions.

Jennifer Ann Lawrence

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This is my second time working with Denise and she doesn’t miss! My first time with Denise was 2 years ago buying a property with my parents and this time around she helped me purchase my very own property with such ease. She remembered all the details of my first property and helped me close in less than 30 days! I still can’t believe it - I know I have found a forever partner. I’m so glad I was recommended to you! Now I will do the same. Thanks again Denise, you are a gem!

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Caroline Munoz-Najar

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This is my second time working with Denise and she doesn’t miss! My first time with Denise was 2 years ago buying a property with my parents and this time around she helped me purchase my very own property with such ease. She remembered all the details of my first property and helped me close in less than 30 days! I still can’t believe it - I know I have found a forever partner. I’m so glad I was recommended to you! Now I will do the same. Thanks again Denise, you are a gem!

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Caroline Munoz-Najar

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Denise was absolutely amazing at communicating what was needed from me to move the process along smoothly and quickly. Denise was extremely helpful and supportive through all phases of the home buying process!

Shawn Flynn

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Buying a house is stressful, but Denise made the process of getting the loan easier for us. Denise was quick to respond to any questions we had. She was always positive and friendly which made things less stressful.

Sengngy Kouch

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Denise is extremely Pleasant, Knowledgeable, Hard Working, and stays on top of everything. She is the best!

Greg Courniotes

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Incredible teamwork!! Professional , flexible and timely are just few words to describe Denise and her team. Literally no reason to go anywhere else!!!

tom pennell

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about total mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

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