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Denise Panza photo

Denise Panza

VP, Mortgage Banker | Milford Branch

NMLS# 16446

email [email protected]
C : (203) 942-6845


about me

Every day, Denise Panza wakes up with the following goals: to operate with integrity, devote herself to her family, friends, and clients, and operate with equality for all in need of her services.

Denise is honored to hold the title of “mom” to her amazing children and Senior Mortgage Banker at Total Mortgage. To add to that, she’s been referred to others across the country, is licensed in numerous states, and is honored to be working in her field for over 27 years! 

She delights in her son’s incredible work as a designer, part-time model, and full-time skateboarder and her daughter’s outstanding talents and compassion for others. She’ll be starting college in Florida in the fall to study psychology.

Denise is a graduate of Northeastern University, where she majored in education and now utilizes her teaching skills to inform homebuyers about the financing process! As a true professional in her field, Denise continues to be highly referred by her clients.

client testimonials

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Denise is extremely Pleasant, Knowledgeable, Hard Working, and stays on top of everything. She is the best!

Greg Courniotes

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Incredible teamwork!! Professional , flexible and timely are just few words to describe Denise and her team. Literally no reason to go anywhere else!!!

tom pennell

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Where do I start? Denise and her team were absolutely the most professional and friendly individuals you could ever associate yourself with. Denise’s attention to detail was second to none and her team always made me feel like I was the most important client they had. I will be a customer for life Job very well done!!!!! If I could give her a 100 star rating I would.

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Thomas Pennell

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Denise is extremely polite to clients. She emphasizes client expectations and is extremely detailed when it comes to client goals. I would strongly recommend her.

Kennedy Cesar

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Denise was absolutely amazing. She made the entire process hassle free easy to manage and answered all my constant questions. I would have been lost without her.

Kohl John Kaminski

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Denise is truly the best a literal miracle worker. Thank you for helping us get through our buying process. Denise went above and beyond getting us approved. She helped us take the necessary steps to improve our credit as well. I would highly recommend her to anyone that wants to buy. There definitely needs to be a rating higher than 5 stars.

Bradley Nichols

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Denise is truly the best a literal miracle worker. Thank you for helping us get through our buying process. Denise went above and beyond getting us approved. She helped us take the necessary steps to improve our credit as well. I would highly recommend her to anyone that wants to buy. There definitely needs to be a rating higher than 5 stars.

Bradley Nichols

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Denise was available whenever I had questions, and handled what was, for me, a tricky situation as an out-of-state buyer.

Andrew Frank Porcu Jr.

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Denise made the whole process easy from the loan to the closing. She even helped get my closing done on time .Which had a few bumps. I would highly recommend her.

Clinton Vass

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Denise made the whole loan process easy and quickly. She even helped get my closing done. Which had a few bumps. I would highly recommend Denise.

Clinton Lee Vass Sr

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about total mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

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