Denise Panza photo

Denise Panza

Senior Mortgage Banker | Milford Branch

NMLS# 16446

email [email protected]
C : (203) 942-6845

about me

Every day, Denise Panza wakes up with the following goals: to operate with integrity, devote herself to her family, friends, and clients, and operate with equality for all in need of her services.

Denise is honored to hold the title of “mom” to her amazing children and Senior Mortgage Banker at Total Mortgage. To add to that, she’s been referred to others across the country, is licensed in numerous states, and is honored to be working in her field for over 27 years! 

She delights in her son’s incredible work as a designer, part-time model, and full-time skateboarder and her daughter’s outstanding talents and compassion for others. She’ll be starting college in Florida in the fall to study psychology.

Denise is a graduate of Northeastern University, where she majored in education and now utilizes her teaching skills to inform homebuyers about the financing process! As a true professional in her field, Denise continues to be highly referred by her clients.

Licensed State
Not Licensed State

Focus on the move, not the mortgage.

Greenlight your loan, and close in 21 days.*

Learn more

*Terms and conditions apply. For complete details click here

about total mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

client testimonials


Denise was responsive, informative, direct, and eager to make sure our needs in the refi process were completely met. She responded to questions instantly and alleviated any concerns as the arose with confidence. She led us through the process in a kind way, and we ended up with a much better financial situation thanks to her!

David T.


Denise has made the process feel effortless. Stress free. She is very knowledgeable, which helps to make such a big purchase in one's life a lot less stressful. It's a pleasure doing business with her.

Francine B.


Denise was always there throughout the process. She clarified any questions immediately as they occurred.

Jeanne C.

start your mortgage process today

Apply Now

ask a question