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VP, Mortgage Loan Originator | Naples, FL
With 30 years of mortgage banking experience, Denise Panza has mastered the art of making home financing feel less intimidating—and a whole lot more human. Known for her bold social media presence (yes, those viral LinkedIn letterboards are all her), Denise blends industry expertise with authenticity, wit, and consistency to build real connection in a digital world.
Ranked among the Top 50 Most Viewed Mortgage Professionals on LinkedIn and Recognized by Success Magazine as one of the Top 25 Real Estate Trendsetters in 2022. Denise has become a go-to voice for modern, relationship-driven marketing in the mortgage space. Her approach proves that personality is a superpower—and that showing up online can transform your business.
As a seasoned Mortgage Loan Originator at Total Mortgage, Denise works with a full range of clients and loan products — from first-time homebuyers (her soft spot!) to investment and commercial financing and reverse mortgages. She is licensed in 19 states including New York, Connecticut, Massachusetts, New Jersey, Virginia, Texas, Georgia, the Carolinas, Florida.
She has been a branch manager for Total Mortgage since 2020. She relocated her branch to Naples, Florida moving from New York in 2022
She is consistently a top producer and has been a presidents club recipient every year since joining total.
Client Testimonials
Denise Panza is awesome. One word awesome! I needed to undergo a medical procedure and needed some financial security. I needed a backup plan, so I asked about a HELOC. My hometown bank would not give me funding because of my most recent tax returns were not filed. I explained that to Denise and with absolute confidence, she put my worries to rest. Within a few short days she closed my loan.
First and foremost I would like to thank God and Denise Panza for everything that was accomplished throughout this process. Denise went out of her way and I am very grateful and thankful for everything that Denise has done throughout this journey of purchasing a home. She kept on pushing and encouraging me to continue even through points I was ready to give up. I am very grateful she kept pushing me or else none of this would have been able to be possible. I would also like to give a big thank you to Jessica Matthews as well for all of her hard work as well. Without you guys none of this would be able to be possible. If I was able to give more stars I would! I highly recommend! Thank you very much. Carlos Espinal.
Denise is the best loan officer you can have hands down!! If you want superior service and a highly personalized experience she is the one for you! Highly recommend!
"Denise is one of the most professional, efficient, honest and straight forward representatives you can ever have. She gets things done and always went above and beyond. "
"Denise was thorough, attentive, knowledgeable, and efficient. This is our second mortgage loan with her and we have nothing but the best to say!!! We are so appreciative of her!!"
Denise went above and beyond to assist and provide clarity during stressful moments. She handled every situation with professionalism and genuine concern. It's that proactive and empathetic approach that makes her service truly excellent.\n\n
"This was my second time securing a mortgage with Total Mortgage. And just as with the first time, this entire experience was user friendly, easy to understand/follow and mostly stress free due to the constant communication and immediate responsiveness of Denise Panza and Jessica Matthews"
Denise Panza was so great to work with! She got back to us on all matters very quickly & answered every question with care. Her positive attitude made our first home buyers experience a wonderful one! We love the use of the app to keep all documents & info organized.
Highly recommend, very knowledgeable and personable. She worked quickly to resolve any issues and made the process from preapproval to closing day easy to navigate. 10/10
Denise helped us get approved and get through the process so quickly. She was so responsive and quick to answer to every question. There was never a question if Denise was looking out for us as a client.
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12250 Tamiami Trail E , Suite 311 , Naples, FL 34113
Branch NMLS: #1994786
Banker NMLS: #16446
