Denise Panza

Denise Panza

VP, Mortgage Loan Originator NMLS #16446

4.98
359 reviews

With over 28 years of mortgage banking experience, I help clients through the loan process with confidence, clarity, and just the right amount of flair (have you seen my LinkedIn letter boards?!). I combine extensive industry knowledge with a personal touch to deliver exceptional results—every time.

If you need a mortgage, I’m your gal!  I run the gamut when it comes to loan products and programs, working with a wide range of clients. It should be known that I have a soft spot for first time homebuyers!

I offer a full suite of mortgage services—residential purchases, refinances, investment properties, and commercial financing. I’m licensed in New York, Connecticut, Massachusetts, New Jersey, Virginia, Texas, Georgia, North Carolina, South Carolina, Ohio, Tennessee, Florida, Rhode Island, and Pennsylvania. Basically, I go where the loans take me!

I like to say I put the fun in funding! And have been told I strike the perfect balance of hustle, heart, and humor.

My goal? To make the loan process feel less like a chore and more like a celebration! Many of my clients become lifelong friends—and some even consider me part of the family. This is always the greatest compliment!

What my clients say

Denise was absolutely amazing. We can’t put into words how thankful we are for her help throughout the whole process! We will be recommending Denise and total mortgage to everyone we know!!

Richard C.

thelenderlist

Denise and Jessica were great from start to finish. They were always there when I had questions and helped me out through the whole process.

Tyler W.

thelenderlist

Denise Panza is hands-down the best mortgage broker I have worked with. She stepped in and helped us close a loan within 24 hours, under real pressure, and handled everything with clarity, speed, and total competence. She is responsive, strategic, and genuinely invested in getting the job done right. Denise is my go-to and someone I trust completely. If you need a broker who delivers, she is the one.

Jessica W.

google

Seamless and straightforward We Cannot say enough about Denise. She is very knowledgeable and committed. She went above and beyond in helping us obtain the best possible product. She is reliable and went out of her way to help with all aspects of the paperwork and process we needed. This made what could have been a very stressful situation seem smooth and straightforward. She is very quick to respond at anytime during the process.

Tracey C.

google

A pleasure to work with Denise. She is hard working, pleasant, supportive. She is true professional. Great job. Outstanding.

J P.

thelenderlist

Denise Panza is awesome. One word awesome! I needed to undergo a medical procedure and needed some financial security. I needed a backup plan, so I asked about a HELOC. My hometown bank would not give me funding because of my most recent tax returns were not filed. I explained that to Denise and with absolute confidence, she put my worries to rest. Within a few short days she closed my loan.

Robert T.

google

First and foremost I would like to thank God and Denise Panza for everything that was accomplished throughout this process. Denise went out of her way and I am very grateful and thankful for everything that Denise has done throughout this journey of purchasing a home. She kept on pushing and encouraging me to continue even through points I was ready to give up. I am very grateful she kept pushing me or else none of this would have been able to be possible. I would also like to give a big thank you to Jessica Matthews as well for all of her hard work as well. Without you guys none of this would be able to be possible. If I was able to give more stars I would! I highly recommend! Thank you very much. Carlos Espinal.

Carlos E.

thelenderlist

Denise is the best loan officer you can have hands down!! If you want superior service and a highly personalized experience she is the one for you! Highly recommend!

Samuel S.

thelenderlist

Denise Panza was so great to work with! She got back to us on all matters very quickly & answered every question with care. Her positive attitude made our first home buyers experience a wonderful one! We love the use of the app to keep all documents & info organized.

Kendall R.

thelenderlist

Highly recommend, very knowledgeable and personable. She worked quickly to resolve any issues and made the process from preapproval to closing day easy to navigate. 10/10

Aaron C.

google

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