Denise Panza

If I could give Denise 10 stars I would! Denise was the best to work with. Always available if I had questions, kept me updated through the whole process from start to end. Was transparent and worked so hard to help me become a first time home owner. I cannot thank her enough. Kind, smart, personable, and knows her stuff!

Denise and her team are fantastic! My home purchase was not a typical process, but Denise was there for me the entire time, answering any and all of my questions. She made the process as smooth as it could possibly be for my unique situation. I am incredibly grateful to her and her team for guiding me through such a challenging experience

Denise is a superstar! When another mortgage lender was unable to close on my FHA loan. We provided all necessary documents required 3 months later, we were almost going to lose the opportunity to own this home. Denise was referred to me by my wonderful realtors Gigi and Anthony. Denise took over my loan like a superhero within 2.5 weeks we closed on our beautiful home. I will always be grateful to Denis our superstar!

Denise was wonderful to work with when purchasing my home. She was thoughtful, helpful, and made the process a great experience. Years later, I’m still grateful to be in the home she helped me find. I would absolutely recommend her to anyone looking to buy a home!

Thank you for all your help; I appreciated you being there to assist me in all that was needed.

As a first-time home buyer, the whole mortgage process can be very overwhelming and stressful—but Denise and Jessica made it completely stress-free and smooth sailing from start to finish. She was incredibly patient, always available to answer my many questions and explained everything in a way that actually made sense. I never felt rushed or confused, and she guided me through every step with such genuine care and professionalism. Thanks to Denise, the home buying process was a really positive experience. I couldn’t have asked for a better lender and would recommend her to anyone without hesitation!

Denise was incredible. She guided me through everything as a first time homeowner. I would totally recommend her to anyone looking for a home.

My adventure with Total Mortgage was flawless. I started looking in one state then transferred to another state. They had easily moved my file internally from one contact to the other licensed to the state I wanted to buy a home in. Both locations were quick to respond to any questions I had making the process that much easier to complete. Should I ever find a need to obtain a mortgage again I will reach back out to Total Mortgage. Thank you!

I cannot say enough great things about my experience with Denise and Total Mortgage. From start to finish, the entire process was seamless, straightforward, and surprisingly easy. Denise was absolutely fantastic throughout the entire process. She was always positive, responsive, engaged, and genuinely a pleasure to communicate with. She kept everything moving, answered my questions, and made sure I always understood where we were in the process. Instead of feeling stressful or overwhelming, she made the experience feel personal and manageable. After dealing with traditional banks and all of the red tape, delays, and frustration that can come along with them, working with Denise was a completely different experience. I can honestly say that she made the mortgage process enjoyable, which is something I never thought I would say! I would highly recommend Denise and Total Mortgage to anyone looking for a mortgage or refinance—especially if you are tired of dealing with the traditional banking system and want someone who is responsive, knowledgeable, positive, and truly engaged from beginning to end. Thank you, Denise, for making this such a great experience. You absolutely earned a five-star review and my highest recommendation!

Denise provided top-level services. Her attention to detail was amazing! Everything was handled in a transparent and ethical manner. I would highly recommend Denise and Total Mortgage for your mortgage needs. GREAT EXPERIENCE!!