Nick Caparosa

Nick Caparosa

VP, Mortgage Loan Originator NMLS #1481262

4.99
83 reviews

As a Licensed Mortgage Professional, Nick strives to meet the expectations of all his clients from the initial approval stages, all the way to closing. With the drastic shift in lending guidelines and financial requirements that the industry has adapted, it is vital for clients to be aware of what the mortgage process entails from a documentation aspect, and why. Nick believes that consultation is the most important piece of the puzzle in determining which loan product is most beneficial to each individual scenario.

Whether your scenario is difficult or straightforward, with extra due diligence and careful financial planning I will structure your loan to close smoothly. Nick prides himself on being available for his client’s 24/7 to go over numbers and issue updated pre-approval letters. Nick considers himself an advocate for each of his client’s files and honors his fiduciary duties at all costs.

What my clients say

Had such a good experience Nick was great

Tiffaney J.

thelenderlist

From start to finish Nick and his team was very responsive and helpful in making the entire loan process smooth and easy. Even with last minute changes and requests this team made us feel at ease and confident that we would close on time and as planned. I will work with them again and highly recommend them to others.

James C.

thelenderlist

"Nick was very responsive, kind and helpful throughout this process. "

Marie N.

thelenderlist

I learned about Nick from a friend. From the first time we spoke I new was the right person to help us through the process. Nick was always accommodating and had answers foe all our questions. He is a REAL PRO....

Zuser201604021501287

zillow

Nick is your guy! He was extremely thorough with every single detail. He made sure my husband and I understood all the information and made us feel at ease. Thank you Nick!

Estelina A.

zillow

Had a great experience working with Nick. He was thorough in explaining our options and keeping us updated along the way. Went above and beyond to get it done. Would highly recommend.

Paola D.

zillow

Nick and this team was amazing! They have a great process, they are organized and prompt with communication . As a first time home buyer Nick made the process easy he explained everything to the T which makes my home buying experience a first-class professional experience! Highly Recommended The team was amazing!

Chantoy S.

zillow

Nicholas Caparosa is an absolute rock star. We were nervous about if our mortgage was going to get approved due to some health issues, but Nick went above and beyond to help ease our mind and ultimately got our mortgage approved. We wouldn’t have been able to do this without him, and this would’ve been so much more stressful if not for Nick. Thank you so much!

Zuser201712280808220

zillow

I recently closed on a Single family home. I have to say Nick answered all my questions he was very thorough and patient in explaining the process. Nick always returned my calls and text in a timely manner. We closed on time and the process was smooth. I would highly recommend Nick if you want to close on time and receive the best rate according to the market. I am recommending all of my friends.

Pcreightney

zillow

Nick helped us purchase our first home after a very lengthy search. He was always a phone call or text away and was extremely knowledgeable on the process from start to finish. Can't say enough good things about Nick!

Nhoward431

zillow

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Have a question?

ncaparosa@totalmortgage.com

(203) 685-3256