about me

As a Licensed Mortgage Professional, Nick strives to meet the expectations of all his clients from the initial approval stages, all the way to closing. With the drastic shift in lending guidelines and financial requirements that the industry has adapted, it is vital for clients to be aware of what the mortgage process entails from a documentation aspect, and why. Nick believes that consultation is the most important piece of the puzzle in determining which loan product is most beneficial to each individual scenario.

Whether your scenario is difficult or straightforward, with extra due diligence and careful financial planning I will structure your loan to close smoothly. Nick prides himself on being available for his client’s 24/7 to go over numbers and issue updated pre-approval letters. Nick considers himself an advocate for each of his client’s files and honors his fiduciary duties at all costs.


Focus on the move, not the mortgage.

Greenlight your loan, and close in 21 days.*

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*Terms and conditions apply. For complete details click here

About Total Mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

client testimonials

I connected with Nick right before I began my search for a new condo, and from start to finish Nick was exceptional. Nick is a very dedicated individual and someone who pays attention to every detail of the mortgage process. There were some stressful days and nights and I needed questions answered, and Nick was there 24/7 to assist me with whatever it was that I needed. I see a very bright future for Nick, and highly recommend him if you are looking to purchase a new home. Nick made the process much less stressful and pain free. Thank you Nick and Total Mortgage!!

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Kyle T.

Nick is a great broker and person, he literally held my hand through my whole process. As a first time home buyer he made my experience one to remember even when I got stressed he encouraged me. Answered every question I never had to wait for responses. I was truly blessed to be able to work with him and his team. I recommend him to everyone!!! Thank you Nick for being great at what you do!!!!

Gayle R.

Nick is a really nice guy. He always got in touch with us all the time. He's always available even it's late at night or early in the morning. He was really patient, especially with my family, who have English as second language. I recommend Nick Caparosa because he didn't let us down.

Joseph J.

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