I was uncertain as Lanie was recommended by my realtor, I really didn't expect her to come in with a lower rate. I shopped around after I got my offer accepted. Lanie came in with the best rate hands down. She is smart and knows her stuff, she's constantly following the market so she has good foresight (and is not bad to chat market talk with if you're into that kind of stuff) She was very great with communication, she called me multiple times even with the odd hours I work she found time to get me the best rate. Part of me questioned if she was going to come through because she called me a few nights in a row but we never ended up locking anything.
Then, when she told me she thought I should lock the rate, it ended up being the literal bottom and rates turned back around and started climbing again. Her words "I don't think it's gonna get better than this, I think we should lock you now," ended up being correct, so they stuck with me and here I am writing her review to tell you to believe Lanie when she tells you, she really knows what she's doing. Obviously still do your due diligence and all of that, but as far as a mortgage lender goes, I was certainly impressed.
She knows every single program that can save you money, and she will use them because she knows that by saving you money you will go with her, after all it's not her bottom line either way. I went through a big bank to get pre approved and they didn't do anything in the way of trying to save me money, whereas Lanie talked about how she could get it lower if this information lined up with what she was looking at and trying to do. Other lenders couldn't even match her rate, let alone beat it. If you're having trouble getting the best rate, give her a shout, it certainly can't hurt and it definitely worked out for me.
New R.
