Stephen Gambardella

Stephen Gambardella

Mortgage Banker NMLS #1997649

5.00
1 reviews

Stephen is a local Connecticut licensed Mortgage Banker who is also licensed in 10 other states (and counting!). He was drawn to the people-focused environment of loan originating and the opportunity to help others achieve their life goal of owning a home. Stephen has been in the sales business for the past 15 years, just recently joined Total Mortgage in 2020, and is a major people person. He was referred to Total Mortgage by a friend who works there and once he experienced the process of getting himself and his wife a home he was hooked!

 

Stephen is very active in the community and enjoys giving back to others. He has been involved in Boy Scouts for most of his life earning the honor of Eagle Scout in 2012.

 

His passion is getting first-time home buyers into a home and always makes a point to be available for his borrowers 24/7.

What my clients say

Steve was by the far the absolute BEST lender my boyfriend and I could have worked with. He made the whole process so easy and smooth. We closed within 21 days of starting our house buying process. I would never buy another house with any other lender. He truly cares about his clients and responds to any hesitations or questions instantly. Steve would always look for better interest rates and lock us in when he knew it was the best rate. If you are looking to refinance or buy I would only recommend Steve

Amanda D.

zillow

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The current 30-year fixed mortgage rate is as low as 6.250%. Get a personalized quote in just a few minutes.

Above rates last updated December 29th 2025, 4:30pm EST.

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Have a question?

sgambardella@totalmortgage.com

(203) 843-2412