Melissa Clifton

Melissa Clifton

Senior Mortgage Banker NMLS #744993

4.98
111 reviews

Melissa has been a resident of Fitchburg, MA for the last 20 years, and has spent the last 15 years in the financial industry building relationships within the community.

 

She takes pride in the work she does, and she strives to be the best she can be. She is available to her clients whenever they need her.

 

When it comes to purchasing or refinancing, Melissa works hard and advocates for her clients. One of the most gratifying parts of what she does is helping people to get into their dream homes. She believes that working in the mortgage industry for so many years has been a privilege, and she looks forward to many more years of doing what she loves!

What my clients say

From start to finish everything was smooth and quick!

Kevin M.

thelenderlist

Process was seamless and communication was great.

Amanda M.

encompass

Melissa made our delayed financing a breeze. We were able to purchase a new home and a very competitive market without worrying about selling our prior home right away. She found creative ways to get everything approved. The process was quick and easy.

Christopher L.

encompass

Positive attitude with a cheerful disposition

Robert T.

encompass

Melissa made the entire process super easy and streamlined. She is truly a professional in her field. Can say enough great things about my experience with her!

Dillon B.

encompass

Melissa was Amazing. She made this experience easy for us and was available at all hours of the day to help us with any questions, even while she was vacationing! With such a big purchase and step in life, Melissa really made it seem like it was so easy to do. I would recommend her to Everyone.

Kristen B.

encompass

Great communication! Very pleasant! She's realible and always willing to help. She's doing her job according to her passion which is help other people. She go above and beyond to make things possible! Extremely satisfied with her service and if I would get to purchase another house, I will go to her again!! Very professional! Highly Recommended!! ⭐️⭐️⭐️⭐️⭐️ Ps: Kudos to her team as well for doing and excellent job!

Angelique T.

encompass

Melissa was extremely helpful, always available to answer questions, and worked quickly to complete the process. I did not feel worried at all. So grateful we worked together. Thank you.

Charlene N.

encompass

Melissa was wonderful to work with! Everything went very smoothly from start to finish! She was always available when we had questions and answered in a timely manner. We would refer people to her again and again. This is the second time we worked with Melissa and we will never go to anyone else!

Vanessa B.

encompass

We had an incredibly complicated situation and Melissa handled everything so well. I felt like I was constantly throwing curve balls at her and she was still able to make it happen.

Brienna F.

encompass

Melissa is hands down the best! Easy to work with, goes above and beyond and makes the whole process seamless and smooth! No one else I’d rather work with

Laura H.

encompass

Our experience with Melissa and the Total Mortgage team was great!!

Synoeun M.

encompass

Very hard dedicated person

Michael J.

encompass

I had an excellent experience with Melissa. Her communication was clear, and she guided me through the process smoothly. Melissa was responsive to my questions and provided valuable insights. Overall, a professional and customer-oriented service that I highly recommend.

Matthew K.

zillow

I had an excellent experience with Melissa. Her communication was clear, and she guided me through the process smoothly. She was responsive to my questions and provided valuable insights. Overall, a professional and customer-oriented service that I highly recommend.

Matthew K.

encompass

Start to close in 3 weeks

Ashley I.

encompass

Last minute other lender we were working with was unable to assist us and Melissa was able to get loan approved within 3 weeks!

Erik I.

encompass

Melissa was extremely understanding and patient through a long but successful purchase of my home. I had a unique situation but she assisted me with both patience and expertise through the multiple month long process. The length of the process was due to no fault of her own but she never gave up on me and therefor I didn't give up. Without her I don't think I would be where I am now!

H. A.

zillow

Melissa was extremely understanding and patient through a long but successful purchase of my home.

Heliana A.

encompass

Melissa was amazing from the start with helping navigate my way through applying for my first home loan. She made it a smooth and easy as possible. We had a long journey together and I appreciated her patience and attentiveness when I needed a new preapproval letter multiple times. I would without a doubt recommend Melissa to anyone in need of a Mortgage Banker

Nicole D.

encompass

Second time working with her, very professional and gets back to you asap with any questions!

John V.

encompass

One of the most pleasant experiences!

Garrett B.

encompass

Melissa was outstanding. She was super prudent and timely. This is my third house and I have not had even close to such a seamless process that Melissa and her team provided. Wouldn’t even think of using another lender again, but then again, she got my forever home!

Garrettbigelow05

zillow

Melissa was amazing and walked me through my first home purchase. She is very responsive, patient, and will go above and beyond to help you get your house!

Lauren O.

zillow

Always quick with responses and very knowledgeable

Tonia P.

encompass

Melissa is absolutely amazing. I would recommend Melissa for any and all of your real estate transactions. She is knowledgeable, friendly and goes out of her way to get questions answered and to move things along. I had some issues with my loan that were completely out of her control and she worked nights, weekends and a holiday to get things done in a timely matter. I hired her because she works with my agent and was highly recommended but will keep in touch with her because through this process she has become my friend. Look no further than Melissa for your next lender! She is passionate about people and the job is very fitting for her!

Sonja

zillow

Melissa made it easy & understanding , she explained all my questions and was always just a phone call away .

Daymi Q.

encompass

They worked so well as a team to make sure I got the house of my dreams I’m so thankful for the patience

Brenda T.

encompass

Melissa was very helpful in the whole process!

Sydney S.

encompass

Timely information, excellent assistance and advice.

Jeffrey R.

encompass

Melissa is the best! Helped us feel comfortable the whole way!

Chandler L.

encompass

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