Melissa Clifton photo

Melissa Clifton

Senior Mortgage Banker | Leominster Branch

NMLS# 744993

email [email protected]
C : (978) 502-9151

about me

Melissa has been a resident of Fitchburg, MA for the last 20 years, and has spent the last 15 years in the financial industry building relationships within the community.


She takes pride in the work she does, and she strives to be the best she can be. She is available to her clients whenever they need her.


When it comes to purchasing or refinancing, Melissa works hard and advocates for her clients. One of the most gratifying parts of what she does is helping people to get into their dream homes. She believes that working in the mortgage industry for so many years has been a privilege, and she looks forward to many more years of doing what she loves!

client testimonials


Melissa was very professional, knowledgeable, supportive, dedicated and honest. She went above and beyond and made our first experience of purchasing a home unforgettable. Melissa was very responsive even after office hours. She made sure we had a full understanding of the entire home buying process and answered all of our questions. She assured us that everything was going to be okay and made us feel comfortable through it all. We are beyond grateful and blessed to have had Melissa involved in our first home buying experience, we couldn’t have done this without her. We highly recommend her and definitely will use her services again in the future. Thank you!!

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Leah Thomas


Melissa was amazing and walked me through my first home purchase. She is very responsive, patient, and will go above and beyond to help you get your house!

Lauren Oliveira


Melissa was so easy to reach, even often via text after hours. She was helpful in guiding me on what to do and was reassuring that everything was going to be OK. Great experience working with Melissa.

Rebecca Amaral


Melissa is absolutely amazing. I would recommend Melissa for any and all of your real estate transactions. She is knowledgeable, friendly and goes out of her way to get questions answered and to move things along. I had some issues with my loan that were completely out of her control and she worked nights, weekends and a holiday to get things done in a timely matter. I hired her because she works with my agent and was highly recommended but will keep in touch with her because through this process she has become my friend. Look no further than Melissa for your next lender! She is passionate about people and the job is very fitting for her!

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Melissa made it easy & understanding , she explained all my questions and was always just a phone call away .

Daymi Quinones


They worked so well as a team to make sure I got the house of my dreams I’m so thankful for the patience

Brenda Lee Torres


Melissa is a rock star! I can't imagine having anyone else help me when I bought my first house. She is extremely professional, knowledgeable, and went above and beyond to assist me. I can't recommend Melissa enough!



Melissa was very professional and answered all of my questions that I had. She went above and beyond what I would've expected. I can not recommend her enough!

Beth Ann Svenson


She took the time to talk me through the whole process and explain terms. She took time out of her day just for me!

Bailee J Hoyt


Melissa was incredibly responsive and thorough. I will use her services again and refer her to anyone looking for a mortgage.

David M Atamian Jr


Focus on the move, not the mortgage.

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about total mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

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