Total Mortgage Our Story

we like long walks, low rates and happy homebuyers

Get to know total mortgage

our story

In 1997, loan officer John Walsh started a mortgage company. It came as the result of years in the industry; he had the experience, the know-how, and a briefcase full of big ideas – so it was a natural choice to get started.

Over the next decade, his company grew from a tiny three-person shop to a national lender. And when the housing crisis leveled the mortgage industry in 2007, Total Mortgage was one of the few lenders to stay intact. We owe that to a single choice John had made years earlier...

Other lenders were making a fortune by putting borrowers in homes they would never be able to pay for, signing off on the very deals that led to the recession. We only offered the loans that we knew our borrowers could afford.

No matter how large we grow, we’ll never forget how that decision saved both us and our borrowers. And in our post-recession success, we’ve become the kind of lender that can really do it all. We’re proud to provide homebuyers with the service and integrity of a hometown bank while also offering all the same benefits as the big guys. That’s our mission – to provide local lending expertise at the national level.

Our Reputation

our reputation

It feels a little weird to brag about ourselves. Instead, we’ll let some complete strangers take this one.

In 2016, Hearst Media Group named us one of the Top Workplaces in Connecticut, and over the last 7 years, Inc. Magazine has singled us out as one of the fastest growing US companies 4 times.

Most importantly, we’ve also gotten the thumbs up from our customers. We’re a 5 star lender on Zillow with over 300 reviews, and we have an 5 star review on Google.

You know the secret to our effectiveness? Whether we’re working hard on your loan or kicking back after hours in the company game room, we’re always on the same team.

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What our clients say

I had an awesome experience. They were very professional and knowledgeable. They helped me make my dream a reality. My family and I are extremely grateful.

Elvin R.

thelenderlist

What our clients say

Marc was referred to us by someone we worked with previously and he was every bit as helpful as she had been. Marc helped us to navigate a couple of unusual circumstances and was very communicative throughout the process. I hope to not need another mortgage anytime soon, but if we were to, I wouldn’t hesitate to call him again!

Kimberly E.

google

What our clients say

Great dude helped me and my family buy our first house

Luis E.

google

What our clients say

Chris went above and beyond to make my experience obtaining a loan as easy as possible. Any questions I had he always had an answer for. I would highly recommend him for anyone that is looking to purchase their home. He gets it done.

Paula T.

thelenderlist

What our clients say

Matt, Ashley, and the Total Mortgage Team made refinancing extremely quick and easy for us. We appreciated their great communication and punctuality throughout the process.

Conor M.

thelenderlist

What our clients say

William , Will always get back to me and tried to help.

Victor H.

thelenderlist

What our clients say

Matt and the crew are a 10 outta ten. Great service sharp caring and kind. He held our hand through the whole lending pieces from start to finish. Really great guy.

Andrae G.

google

What our clients say

Shane Higgins and his team were the absolute best people we could have had help us for buying our first home. He made sure every aspect of things was clear to us, and no question ever went unanswered. As first time homebuyers, we were nervous. But Shane and his team made this process so much less of a headache than it could have been, and was there for us every single step of the way. Now I can I say I am comfortably living in my first home with his help. Absolutely recommend total mortgage, Shane and his team!

Kevin K.

thelenderlist

What our clients say

Zach was amazing. Explained everything, was transparent from the start, responsive, and worked with my realtor to execute a perfect sales cycle. Feel lucky to have had him on our first home purchase and will continue to use him on any future loan needs

Jason D.

thelenderlist

What our clients say

This is the 4th loan I have gotten through Richard Breed and his team and I can't say enough about how excellent they are! From early conversations all the way through processing and closing, communication was prompt and consistent. All dates and expectations were met or exceeded without need for my reminders or follow-up. I could not ask for more or better; HIGHLY recommend!!

Chad G.

zillow