Total Mortgage Our Story

our story

Total Mortgage was founded in 1997 by John Walsh, a former loan officer who saw firsthand that the industry could be better. He built a company designed to truly support loan officers and the way they actually work.

What started as a three-person operation has grown into a national lender with more than 450 employees. During the 2007 housing crisis, one principle guided every decision: only approve loans we knew our borrowers could afford. That discipline helped us navigate one of the most challenging times in the industry and it continues to define who we are today.

Our culture is built on support, collaboration, and a willingness to step in for one another. That mindset carries through to how we serve our borrowers. We don’t just quote rates, we problem-solve, educate, and guide people toward responsible paths to homeownership.

As we continue to grow, we remain focused on raising the standard. We invest in our people, processes, and technology, while actively listening to feedback from those doing the work every day.

Goal:

Our goal is simple: to make home financing clearer, faster, and more human leaving every borrower feel more confident from application to closing.

Our Reputation

our reputation

It feels a little weird to brag about ourselves. Instead, we'll let some complete strangers take this one.

In 2016, Hearst Media Group named us one of the Top Workplaces in Connecticut, and over the last 7 years, Inc. Magazine has singled us out as one of the fastest growing US companies 4 times.

Most importantly, we've also gotten the thumbs up from our customers. We're a 5 star lender on Zillow with over 300 reviews, and we have an 5 star review on Google.

You know the secret to our effectiveness? Whether we're working hard on your loan or kicking back after hours in the company game room, we're always on the same team.

Trustbuilder 1
Trustbuilder 2
Trustbuilder 3
Trustbuilder 4
Trustbuilder 4
Trustbuilder 4
Trustbuilder 4

What our clients say

The constant communication with Darren Kapplan, his energy and ability to walk me through the process along with the software Total Mortgages uses that updates you at every stage of the process.

Anthony N.

thelenderlist

What our clients say

The loan officer George was very patient and knowledgeable in what he was doing.

Janette J.

thelenderlist

What our clients say

As first-time homebuyers, my husband and I were nervous about the entire mortgage process but Andy made it so much easier than we expected. He was incredibly hands-on from start to finish, always answered the phone, and took the time to thoroughly explain every step along the way. No question was too small and he never made us feel like we were bothering him. We closed on our home and couldn’t be happier with the experience. We will absolutely be working with Andy again in the future and would recommend him to anyone looking for a loan officer who truly goes above and beyond for his clients.

Valerie W.

google

What our clients say

It a wonderful pleasure working with John Goscilla as my loan officer he pretty fast on getting everything done I would recommend him to anyone looking too purchase their home.

Venessa P.

thelenderlist

What our clients say

Don, John, and Ashely were great to work with! They all answered any questions I had quickly, while still taking the time to make sure I understood the answers. I asked Don to run the numbers on multiple houses I toured, and he was always very responsive in a timely manner.

Shaun E.

thelenderlist

What our clients say

There were several unavoidable delays in our loan process which we caused. Despite these delays, Total Mortgage was able to adjust and satisfy our needs. Thank you for the extra effort.

Donna B.

thelenderlist

What our clients say

Nic Fabian (and his team) was by far the best and most supportive loan officer I have ever dealt with. He was responsive, professional, and delivered when it mattered. I wasn’t just another number. I mattered and I was treated with respect. All the anxiety and stress that everyone goes through when buying a house, Nic was the calm, prepared person to guide me and my family. I can’t say enough good things to describe how amazing and uplifting this experience was. If I ever decide to buy another property, Nic Fabian is the first person I am calling every time! Total Mortgage has made this event a very special one. Thank you!

Matthew G.

thelenderlist

What our clients say

Ed Gosslein & Jason Myatt were very professional and very helpful throughout the process.

Steven M.

thelenderlist

What our clients say

Ms. Wendy was great as this was our first home purchased in Guam. She was very good at communicating and helping us through the process as it can be very different and confusing. Ms. Wendy was knowledgeable and professional and looked out for our best interest. Would definitely recommend her and Total Mortgage.

Colleen G.

thelenderlist

What our clients say

Very easy experience. Zachary Rathjen was wonderful to work with. He was very responsive, explained the process well, and answered all my questions. I appreciated the fact that he would get on the phone to explain something in addition to responding via email. Overall it was a positive experience during a very stressful time.

Rachel J.

thelenderlist