our mission

Make home financing clearer, faster, and more human so every borrower feels confident from application to closing

about us

Total Mortgage was founded in 1997 by John Walsh, a former loan officer who saw firsthand that the industry could be better. He built a company designed to truly support loan officers and the way they actually work.

What started as a three-person operation has grown into a national lender with more than 450 employees. During the 2007 housing crisis, one principle guided every decision: only approve loans we knew our borrowers could afford. That discipline helped us navigate one of the most challenging times in the industry and it continues to define who we are today.

Our culture is built on support, collaboration, and a willingness to step in for one another. That mindset carries through to how we serve our borrowers. We don’t just quote rates, we problem-solve, educate, and guide people toward responsible paths to homeownership.

As we continue to grow, we remain focused on raising the standard. We invest in our people, processes, and technology, while actively listening to feedback from those doing the work every day.

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What our clients say

My experience with Charlie was fantastic. He was exceptional from the very first phone call to the day we finally met in person on the day of my closing. Throughout my entire journey, he provided me with invaluable advice that I’m happy to share with anyone who’s considering buying a house.

W H.

google

What our clients say

Dylan was such a pleasure to work with. He promptly responded to all our questions, and helped us through the process as first-time home buyers. Dylan ran so many numbers for multiple properties we toured, to make sure we felt comfortable with whatever offer we wanted to submit. Our buying experience would not have gone as smoothly without Dylan, we 100% recommend working with Dylan as your lender!

Kelsi D.

zillow

What our clients say

Denise is absolutely amazing at what she does. She always picked up her phone, answered all of my questions, and had us cleared to close in just 10 business days. I highly recommend Denise to anyone looking to purchase or refinance their home!

Allison W.

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What our clients say

Ashley was attentive, available, and explained things to me in a concise and comprehensive way! She made the process easy.

Beth E.

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What our clients say

Matt was great to work with! He walked us through every step of the process and answered all our questions whenever we had them. He made everything seem less overwhelming, especially when it comes to buying your first home.

Mckenzie K.

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What our clients say

Marc and the whole Total Mortgage team was amazing to work with. Over the last two plus years of getting new pre approval letters, seeing properties …. To finally getting a home! Marc helped with the offer and he and his team got everything done for a quick close. His reputation in the area is also great which was a bonus. Highly recommend for your lending needs!!

Lisa T.

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What our clients say

I appreciate all the staff from Total Mortgage for coordinating our complicated loan case and working closely with all parties involved.

Akashi R.

thelenderlist

What our clients say

Ken Csehak is the best of the best! He knows what he is doing and he truly cares about the people. He was very thorough and was always available and willing to work around my husband’s and mines chaotic schedule. Thank you so much Ken it was a pleasure working with you and after 4 long years we can finally walk into our own home. 10/10 would definitely recommend!!

Mirian L.

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What our clients say

Mark was amazing from the start..very thankful I had him to do my first time home prosess I would highly recommend him to anyone.. if anyone ask me if I know someone to go through to buy a home yes I'll say ill always refer Mark to them..he's good at what he does very well keeping communication though the process...

Haroldketcham83

zillow

What our clients say

Jay was on top of our mortgage process. His team were very diligent in there communications with the needs of the process. Jay was able to answer all our questions in a timely manner.

Ronald W.

thelenderlist