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Rates

Today's Rates

Get a snapshot of today’s mortgage rates and see how they could impact your financing plans.

Find My Rate

Get a custom rate estimate in minutes. No guesswork, just real numbers.

Rates Header Image

Customers

Make A Payment

Need to make a payment? We make it easy to manage your mortgage anytime, anywhere.

Apply Now

Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.

Lower My Payment

Even small changes can lead to big savings. Discover ways to lower your monthly mortgage payment.

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Brian Reardon

Brian Reardon

Mortgage Banker NMLS #1956939

5.00
14 reviews
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978.766.8482

I'm from Middleton, MA and have been working in the real estate finance industry for about 5 years now. Being an investment property owner/ investor myself, I have first hand experience with the overall mortgage process. I graduated from the University of New Hampshire with a bachelors degree in finance and a minor in economics. I'm currently licensed in MA and NH. 

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Mortgage rates today

The current 30-year fixed rate mortgage is as low as 6.375%. Get a personalized quote in just a few minutes.

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Above rates last updated December 13th 2025, 4:30pm EST.

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breardon@totalmortgage.com

(978) 766-8482