Update: Total Mortgage is still closing loans during the government shutdown.
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Anne Marie Concemi photo

Anne Marie Concemi

Branch Manager

NMLS# 3527

about me

Welcome to Annie’s website; you’re in great hands!  Annie has helped thousands of borrowers since 1987, and is frequently asked: “How have you kept at it for so long?” It’s actually very simple - by treating each loan as if it’s her only loan.  Buying a home or refinancing existing property is the biggest financial transaction in most people’s lives. 

Annie’s clients, whether first-time buyers or seasoned investors, don’t deal with voice mail prompts, 9-5 business hours, or customer service reps on headsets.  They deal with Annie, their own personal loan officer, 24 hours a day, 7 days a week. Her staff of seasoned processors are in constant contact with borrowers, ensuring that their clients’ loans are processed in a timely fashion. We realize that the mortgage process is nerve-wracking, and the last thing we want is for our borrowers to stress because they need answers and can’t reach anyone. 

Success in mortgage lending is not measured by numbers – it’s measured by how many clients refer their loved ones to someone they trust.  Annie and her staff are family, and they treat each and every borrower as part of the family!

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Focus on the move, not the mortgage.

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About Total Mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

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