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about me

Neal Ludovico is a Senior Loan Officer and has been with Total Mortgage since 2003. Prior to joining Total Mortgage, Neal was a Financial Advisor with UBS Financial Services for three years and a Financial Advisor with The Wallingford Financial Group for three years before that.

Neal graduated from Southern Connecticut State University with a BA in Business Management.

client testimonials


Neal gives his clients personalized service and advice; he really cares. He made himself available nights and weekends and checked in on the process regularly. I have completed several transactions with Neal over the years and HIGHLY recommend him!

Kristin M Gehsmann


Everyone from Freedom Mortgage worked diligently and very well. All were friendly and easy to talk to. Ollie was AMAZING!

Abner DeJesus-Diaz


I have worked with Neil to buy at least 5 houses and refinance a few others. He is always responsive and gets the job done! I highly recommend calling him if you are looking for a hassle free experience.

Maureen LaGrua


This is the third time I have dealt with Neal in setting up a mortgage. He is very professional, very proactive and a real pleasure to deal with.

Thomas A Farrell


Starting the loan process with Neal was easy and expeditious. Timeliness and level of communication for all involved was proactive and professional. Online service portal was very easy to use and worked flawlessly. This was the easiest refinance we have ever done, thanks!

Matthew J Sleeper


I have done business with Neal many times for mortgages and refinances over the last 15+ years. He is super knowledgeable about all aspects of his business. He understands what I want and need and works with me through the process to make it happen. Everything goes smoothly and I have never had any issues or hang ups in all of my dealings with Neal. I have referred many of my friends and family to Neal anytime they needed to refinance a or get a new mortgage. He is my "go to guy" !!!

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Jose E Cambrils


Neal was very patient and informative during the entire process answering all of my questions and addressing all of my concerns.

Marc S Laudicina


Quick response, attention to details, very smooth and enjoyable process of refinancing (we have been clients for many years).

Irina Gritsevskaya


Neal is very professional and efficient. He always explains the process in details and addresses any questions. It's the third time we refinance with Neal and every time the process is fast and problem free.

Vladimir Gritsevskiy


It is always a pleasure to work with Neal and his team. I am so confident that the services received will be nothing less than spectacular, that over the past 12 years, I have reached out to Neal every time I needed a new mortgage or refinance.

Megan Desrosiers


Focus on the move, not the mortgage.

Greenlight your loan, and close in 21 days.*

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about total mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

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