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Rates

Today's Rates

Get a snapshot of today’s mortgage rates and see how they could impact your financing plans.

Find My Rate

Get a custom rate estimate in minutes. No guesswork, just real numbers.

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Customers

Make A Payment

Need to make a payment? We make it easy to manage your mortgage anytime, anywhere.

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Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.

Lower My Payment

Even small changes can lead to big savings. Discover ways to lower your monthly mortgage payment.

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(203) 848-4151Get Pre-Qualified
Neal Ludovico

Neal Ludovico

Senior Mortgage Loan Originator NMLS #13193

4.93
24 reviews
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Cell Phone

203.848.4151

Direct Phone

800.359.1996

Neal Ludovico is a Senior Loan Officer and has been with Total Mortgage since 2003. Prior to joining Total Mortgage, Neal was a Financial Advisor with UBS Financial Services for three years and a Financial Advisor with The Wallingford Financial Group for three years before that.

Neal graduated from Southern Connecticut State University with a BA in Business Management.

What my clients say

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Neal gives his clients personalized service and advice; he really cares. He made himself available nights and weekends and checked in on the process regularly. I have completed several transactions with Neal over the years and HIGHLY recommend him!

Kristin G.

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Mortgage rates today

The current 30-year fixed mortgage rate is as low as 6.250%. Get a personalized quote in just a few minutes.

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Above rates last updated December 29th 2025, 4:30pm EST.

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nludovico@totalmortgage.com

(203) 848-4151