Stephen McFarlin photo

Stephen McFarlin

Senior Mortgage Banker | Ridgefield Branch

NMLS# 38922

email [email protected]
O: (203) 783-5508 x-408 | C : (203) 241-4095

about me

Steve McFarlin began his career as a loan originator in 1993 with Hamilton Mortgage, quickly beoming the top producing originator and ultimately the sales manager in 2004. In 2006, Steve joined with Kerry Roskelly to form his own mortgage company, Phoenix Financial. After the retirement of his partner, Steve made the move to Total Mortgage in June 2014. Steve has closed over 2600 loans in his 21 year career and has always focused on loans for the self-employed borrower. He currently lives in Brookfield with his wife, Patricia, and his 2 daughters, Mikhaela and Victoria. He coaches girls soccer and basketball and is very active in his church community.


Focus on the move, not the mortgage.

Greenlight your loan, and close in 21 days.*

Learn more

*Terms and conditions apply. For complete details click here

about total mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

client testimonials


Steve was extremely helpful from start to finish. He is knowledgeable, friendly, efficient and has an excellent team in his organization .He and his team were always available when we had a question. He was by our side every step of the way . He as well as his staff made the mortgage process as simple & painless as possible. I would highly recommend Steve & Total Mortgage.Total Mortgage is the place to go for a mortgage.

Denise D.


I was in the middle of purchasing a home when the broker I initially used was unable to get an approval for my loan. Less than two weeks from my mortgage contingency date and I was recommended by my Realtor and Closing Attorney to try and go use Steve from Total Mortgage. He was able to rush my loan through the application and underwriting process to allow me to get approved and closed on my home under 3 weeks. Being in the business myself, I find communication to be a HUGE! Steve would answer the phone when I called or return my calls within an hour of leaving a message. Also, he was right on top of returning emails to me, my attorney and/or Realtor. I highly recommend working with Steve for your Purchase and Refinance needs. A++++

Read more

Toni F.


Steve was incredibly helpful from start to finish. He is knowledgeable, friendly, efficient and has an excellent team in his organization. We had a very unique situation and he found the perfect mortgage product to match our needs. I felt confident through the entire process because we had such strong support and response form Steve. I highly recommend him!

Patty L.

start your mortgage process today

Apply Now

ask a question