Stephen McFarlin photo

Stephen McFarlin

Senior Mortgage Banker | Ridgefield Branch

NMLS# 38922

email [email protected]
C : (203) 241-4095
O: (203) 783-5508 x-408

about me

Steve McFarlin began his career as a loan originator in 1993 with Hamilton Mortgage, quickly beoming the top producing originator and ultimately the sales manager in 2004. In 2006, Steve joined with Kerry Roskelly to form his own mortgage company, Phoenix Financial. After the retirement of his partner, Steve made the move to Total Mortgage in June 2014. Steve has closed over 2600 loans in his 21 year career and has always focused on loans for the self-employed borrower. He currently lives in Brookfield with his wife, Patricia, and his 2 daughters, Mikhaela and Victoria. He coaches girls soccer and basketball and is very active in his church community.

client testimonials


It was a seamless experience working with Steve from pre-approval to closing. He was very prompt in responding to the questions. He left no surprises during the whole process.

Rafi M


From the moment I reached out to Steve, all the way through closing, it felt like Steve was at an arms length away. Always quick to respond. Always answered questions.

Gerardo Laureano


Steve was quick to respond, regardless of day or time. He is also super knowledgeable, answering all of my questions.

Anthony Messina


Steve was easy to work with. Always answers any questions we had. Easy to reach. Easiest mortgage process we have ever had.

Maria De Lourdes Fitzpatrick


Steve was extremely helpful and patient with all of my questions. Lauretta was also amazing. Steve knew exactly what my borrowing needs were from just one brief conversation and took it from there. I’m now a happy first time Homeowner thanks to Steve and his team!

Rebecca Anderson


"I've never had someone get pre-approved and not be able to buy the home" That's what Steve said to me, and I replied... "you sure??!" Steve is a man of his word. He got it done. Hands down --- This is the smoothest transaction I've had to date in the real estate world. Thank you so much for putting us into a new home!

Will Fitzpatrick


Stephen and his staff went above and beyond to make our experience obtaining a mortgage as easy and stress free as possible. We closed earlier than expected (only 6 weeks) which gave us time to get into the house early to do home improvements. Highly recommended!

Miriam Soberal


Steve went above and beyond to answer my questions, talk me through the process and took the extra step to come to my closing to congratulate me. He was efficient and fast with all documents needed while being easy to work with and reliable.

Michaela Haynie


Steve has helped me numerous times over the past 20 years, he is very knowledgeable in his profession and I trust him with all the decisions we made. I appreciate your time and your guidance in this refinancing process. Thank you Steve

Stephanie Levin


I am extremely satisfied with Steve and his team guided me through the whole credit and mortgage process. He was often there to help when I needed guidance and was very helpful arranging the best terms possible. Thank you!



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about total mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

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