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Stephen McFarlin

Senior Mortgage Banker | Ridgefield Branch

NMLS# 38922

email [email protected]
O: (203) 783-5508 x-408 | C : (203) 241-4095

about me

Steve McFarlin began his career as a loan originator in 1993 with Hamilton Mortgage, quickly beoming the top producing originator and ultimately the sales manager in 2004. In 2006, Steve joined with Kerry Roskelly to form his own mortgage company, Phoenix Financial. After the retirement of his partner, Steve made the move to Total Mortgage in June 2014. Steve has closed over 2600 loans in his 21 year career and has always focused on loans for the self-employed borrower. He currently lives in Brookfield with his wife, Patricia, and his 2 daughters, Mikhaela and Victoria. He coaches girls soccer and basketball and is very active in his church community.

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about total mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

client testimonials


Steve was extremely helpful from start to finish. He is knowledgeable, friendly, efficient and has an excellent team in his organization .He and his team were always available when we had a question. He was by our side every step of the way . He as well as his staff made the mortgage process as simple & painless as possible. I would highly recommend Steve & Total Mortgage.Total Mortgage is the place to go for a mortgage.

Denise D.


I am honored to write this recommendation for Steve McFarlin. Here is why...I have worked with Steve McFarlin several times. Once was during a difficult time in my life, going through a divorce, where I thought I would truly lose my home. Steve as you would see is always professional, honest and looks to work out the best possible deals for his clients. In this particular case his persistence, and undoubting drive to help, allowed me and my boys to keep our home. I will never forget that. I highly recommend Steve, because you will know that you are working with a partner, you will instantly know he is doing the best he can for you.. which is the feeling you want when making decisions about your and or your family's home.

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Michael R.


Steve was incredibly helpful from start to finish. He is knowledgeable, friendly, efficient and has an excellent team in his organization. We had a very unique situation and he found the perfect mortgage product to match our needs. I felt confident through the entire process because we had such strong support and response form Steve. I highly recommend him!

Patty L.

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