Charlie Masse

Charlie Masse

Branch Manager/VP, Mortgage Loan Originator NMLS #23120

4.91
321 reviews

For more than 30 years, Charlie has built a reputation as The Mortgage Educator — the professional clients trust when they want straight answers, clear strategies, and a mortgage plan that won’t fall apart when it matters. With over 7,000 closings, he has guided buyers, investors, and homeowners through every market and every type of loan scenario.

Each year, Charlie leads dozens of seminars on renovation loans, credit, qualifying strategies, reverse mortgages, and advanced mortgage planning. His mission is simple: educate first, simplify the process, and make clients feel confident from start to finish.

Charlie and his award-winning team have been recognized year after year, earning him 15 consecutive years in President’s Club — a reflection of both high production and deep client loyalty.

His philosophy is uncomplicated:
“Treat every client like family — the results speak for themselves.”
And they do: more than half of all new clients come from past clients and referrals.

Work with Charlie and you’ll get more than a mortgage.
You’ll get a guide, a strategist, and a partner invested in your long-term success.

If you’re looking for a professional and knowledgeable mortgage officer, Charlie is your man. I’ve done two purchases and a few refis with him and he was able to get me the best deal. When it doubt call Charlie Masse. He will make it happen!

Cynthia L.

google

Charlie was very informative, patient and kind. For most people this will be the biggest purchase of their lives. Thanks to him and his team to get me through the process. If you a looking for a lender I recommend this company...

Eardley P.

google

Charles and I worked together with a first time home buyer. He did a great job not only for our clients but for myself as well. Always prompt and open communication through all steps of the home buying process!

Caitlyn J.

google

Transaction went very smoothly I would highly recommend Charlie with his years of experience

Lynelle A.

google

Amazing team would recommend them to anyone charlie ,JR

Miguel V.

google

Charlie was extremely knowledgeable and helped me in so many ways. He was always ready to assist with useful suggestions . In the end, I was able to secure the mortgage at a good rate. Thanks Charles ! I could not have done this without you!

Susan C.

google

From start to finish Total Mortgage made buying my home a smooth experience and I am very grateful to Charlie and Kristyn, and the team for providing their guidance, expertise and support throughout the entire process. Highly recommended!!!!!

Michael M.

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Kanicha H.

google

Charlie has been working with our clients for years, he truly is the "mortage educator", as he guides our buyers through whats best for each individual purchase.

David T.

google

My experience with Charlie was fantastic. He was exceptional from the very first phone call to the day we finally met in person on the day of my closing. Throughout my entire journey, he provided me with invaluable advice that I’m happy to share with anyone who’s considering buying a house.

W H.

google

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