Hayley Horzepa photo

Hayley Horzepa

Mortgage Banker | Cheshire Branch

NMLS# 1891674

email [email protected]
C : (203) 695-2818

about me

As a licensed mortgage banker with Total Mortgage, I am dedicated to providing the right solutions for all of your home buying needs. Whether you’re a first-time buyer or a seasoned investor, my team is ready to assist and answer any questions along the way. We pride ourselves on being your local mortgage experts, which means we offer a personalized experience that other lenders can’t. We’ll sit down, address your specific needs, and create a financing plan to help you reach your goals as fast as possible. So don’t wait – give me a call today!

client testimonials


Everything was well taken care of and communication was always great throughout. We never felt lost or on our own. Very supportive and understanding regardless of what was thrown our way.

Jason Ramos


I hardly recommend her two friends sometimes. She's very kind, very patient delivery. I'm good and what she does. I know that I can call at any time at anymore for any information. She is very very good listening, helping helping for where I need and a very pleased for her service. That's very good treaty for this job and she has and I'm hoping that she will be for the final closing course with my purchase of my home. Thank you. Good luck.

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Jose sanabria


Hayley was ver patient with me and answered all questions. She was readily available if I needed assistance and responded in a timely manner if I wasn’t able to contact her.

Anjella J Theodore


Haley was amazing to deal with always helpful and I felt like she was a Friend who cared about my best interest. Highly recommend her

Shelley Sprague


Hayley was very helpful, an very pleasant to work with getting my mortgage, 100% went above and beyond, I have a Crazy work Schedule, she was avaliable the whole entire time , answered every question I had and also explained everything.

Raymond William Camacho


Alicia and I have known Hayley for quite some time now. The most important charateristic that she possesses is that she is honest with people. She explained how everything worked, exactly what to do and, what to expect. She always answered our phone calls any time we had questions about the home buying process. Hayley was there with Alicia and I from start to finish. Thank you, Hayley, for everything you have done for us. If you do not use Hayley as your mortgage banker, then you are a loser.

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Drew Michael McWeeney


Hayley was definitely very responsive through various forms of communication (email, phone, texting, video, etc.) & went out of her way to ensure the underwriting process would go smoothly. She was extremely helpful and nice in easing my anxiety from being a first time home buyer amidst a once in a lifetime global pandemic filled with uncertainty and immeasurable obstacles and variables.

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Hayley did an amazing job in communicating with me diligently and explaining the process to ease the stress of buying a home (for the first time). Very savvy with technology as the entire process was done online with plenty of technical hiccups to overcome as well as unanticipated variables/challenges to overcome.

Mark Andrew Koval


She work very hard on my little loan., as if I was borrowing a million dollar loan. Aways keeping me informed, promptly returning phone calls, and you could always tell other the phone that she cared about you. Awesome job. Total Mortgage should be glad and lucky that they have someone on there side. Awesome!!!!!!!!

Larry Steven Seale


I am very thankful to have had Hayley as my banker. She is knowledgeable of the lending process and extremely punctual and accurate with her numbers and figures. She made the home buying process so much easier to traverse, and we closed right on time! I definitely recommend her to anyone who is buying a new home.

Jade P


Focus on the move, not the mortgage.

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about total mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

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