Scarlett Hernandez photo

Scarlett Hernandez

Branch Manager/VP, Mortgage Banker | Lynn Branch

NMLS# 1481186

email [email protected]
C : (978) 387-4096

about me

Scarlett Hernandez has been helping homebuyers and homeowners with their financing needs for over 12 years. She offers a consultative approach when needed, guiding clients through the entire process to ensure their finances and credit reach qualifying standards.

With her knowledge and expertise, she finds the product and terms that are right for you, while ensuring the whole process unfolds in an easy and stress-free manner.

Whether you’re a first-time homebuyer looking to trade up, an experienced homeowner deciding to downsize, or simply wishing for a change, she can help make that next step as effortless as possible.

The financial aspects of home buying can seem stressful and overwhelming—but they don’t have to be—not with a trained and caring professional like Scarlett Hernandez in your corner.

To start making your homeownership dreams come true, contact Scarlett today at 978-387-4096 or email her at [email protected]

client testimonials


Having Scarlett on my team was absolutely amazing. She was always straight to the point with information and had the best interest for me. Thanks to her I have my dream home and will definitely be recommending her to others!

Brian Grullon


Scarlett nos ayudo en el proceso, desde el principio de como areglar mi credito y en la compra de nuestra casa, siempre buena comunicacion conmigo de verdad que le agradesco todo lo que hizo, para que mi sueño se haga realidad muchisimas gracias.

Anselma Reyes


Scarlett and her team were great! The process was smooth and all my doubts and questions were answered. Everyone was so willing to help. Thank you for helping us in our new journey!!

Ashly Morales


Scarlett, Marisol and the rest of the team did an awesome job. I’ll be eternally grateful for all the help I got from you guys. Today I live in my dream house.

Amaury Reyes


Scarlett was prompt in her response to my emails and very pleasant as well as professional. She made our loan processing go smoothly and answered all our questions and concerns.

Nilsa Aponte


Scarlett is an absolute PROFESIONAL that gets deals DONE. Helping me literally from day 1, until my closing, she is the reason I now own a home. So much knowledge from her years in the business matched with unparalleled drive and determination she is in my opinion the BEST IN THE BUSINESS. I am very happy with her services and will continue to give her all of my business and recommendations. -Christian Rosa Very satisfied client & New home owner

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Christian Rosa


Scarlett was very professional and informative, every time I had a question she always had the right answer.

Betsy D Lemus


The team we worked with was great at communicating throughout the whole process. This made us feel more comfortable because as it is, it was our first time acquiring a mortgage.

Jodalys Ortiz Zambrana


Scarlet Hernandez. We want to thank you all the fantastic work you’ve done for us. Thank you for going the extra mile for us on every step of our home buying journey! We could not have done this without you, and we are so grateful for your assistance, patience and expertise. Thank you again for everything. We are extremely grateful to have worked with you

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Fastest closing ever. I have to start by saying that she is an awesome professional. The level of knowledge she brings to the table is beyond compare. We went from an awful transaction with another lender to working with her. God bless her patience and dedication. She really cares and takes the time to explain everything every step of the way. She is always responsive even at 10pm at night. You are the Mortgage Queen Scarlett! Thank you for all your help closing on this home under 14 days. WOW!

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Milka Ramos


Focus on the move, not the mortgage.

Greenlight your loan, and close in 21 days.*

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*Terms and conditions apply. For complete details click here

about total mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

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