RatesCustomers(908) 777-1827Apply now

Today's Rates

Get a snapshot of today’s mortgage rates and see how they could impact your financing plans.

Find My Rate

Get a custom rate estimate in minutes. No guesswork, just real numbers.

Rates Header Image

Make A Payment

Need to make a payment? We make it easy to manage your mortgage anytime, anywhere.

Apply Now

Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.

Lower My Payment

Even small changes can lead to big savings. Discover ways to lower your monthly mortgage payment.

Customers Header Image

Rates

Today's Rates

Get a snapshot of today’s mortgage rates and see how they could impact your financing plans.

Find My Rate

Get a custom rate estimate in minutes. No guesswork, just real numbers.

Rates Header Image

Customers

Make A Payment

Need to make a payment? We make it easy to manage your mortgage anytime, anywhere.

Apply Now

Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.

Lower My Payment

Even small changes can lead to big savings. Discover ways to lower your monthly mortgage payment.

Customers Header Image
(908) 777-1827Apply now
Christopher Bravo

Christopher Bravo

Mortgage Loan Originator NMLS #2003434

5.00
6 reviews
Apply now

Direct Phone

908.777.1827

As a licensed mortgage banker with Total Mortgage, I am dedicated to providing the right solutions for all of your home buying needs. Whether you’re a first-time buyer or a seasoned investor, my team is ready to assist and answer any questions along the way. We pride ourselves on being your local mortgage experts, which means we offer a personalized experience that other lenders can’t. We’ll sit down, address your specific needs, and create a financing plan to help you reach your goals as fast as possible. So don’t wait – give me a call today!

What my clients say

See more testimonials

10/10. If I could leave 6 stars I would, the process was very smooth and the Total Mortgage team communicated everything that needed to be done to make the process go as smoothly as possible. The App is another 10/10, you can just simply open your app and not have to go on a website and log in everytime you need to submit or view a Document. I recommend them 1000 times.

Jamari G.

thelenderlist

It has a long journey of different kind of challenges, but with the patient and the knowledge and professionalism of the Total mortgage team, we overcame all challenges and we are very satisfied with the Total Mortgage service, at the end I got through with my home dream; my entire family and I, Bishop, are happy and will recommend the Total Mortgage to our congregation and friends and partners for their own homes dream. Thank you to all the team

Paul A.

thelenderlist

"Despite some trials and tribulations I'm sure everyone goes through. Chris helped make the process as smooth as it could be! "

Robert H.

thelenderlist

Your local expert

Wherever you're located, I'm here to help.

Apply now
Mortgage Rates Illustration

Mortgage rates today

The current 30-year fixed rate mortgage is as low as 6.375%. Get a personalized quote in just a few minutes.

Request a quote

Above rates last updated December 13th 2025, 4:30pm EST.

Question Illustration

Have a question?

cbravo@totalmortgage.com