John Micheletti photo

John Micheletti

Senior Mortgage Banker | Cranston Branch

NMLS# 23187

email [email protected]
C : (401) 447-4520
O: (401) 943-4550 x-306

about me

John Micheletti is a Cranston native with over 35 years of experience as a business owner across the restaurant, manufacturing, and real estate industries. Now he nurtures relationships within his community and shares his extensive experience and knowledge with homebuyers. 

He and his wife, Nancy, have four daughters. They love traveling and entertaining their large extended family. 

When John isn’t working with borrowers, he volunteers as a bereavement counselor and plays bass in his local Christian R&B band. He also serves as president of Upper Room Ministries, a 501c3 nonprofit that operates social justice and educational programs for less fortunate families.  

client testimonials


The team at total mortgage were patient and knowledgeable. I was able to cash out refi and get into another property. Work with this team of experts and you will not be disappointed.

Ryan Spirito


John has made my refinance process so easy and seamless! John is so patient, kind and knowledgeable. He allows the process to flow without any stress. Thank you John for making our the process of our home become a wonderful experience!

Shawn M Cundy


The whole process is a smooth personalized, guided experience. John and the team make me feel at home. They are always willing and able to assist with any issues.

Sonja E. Medina


I can't thank John enough! He is truly the best at what he does. John really took the time to make this a smooth and stress free process. He was always available and made sure I understood everything about my loan. I highly recommend him to anyone especially if you're looking to buy your first home. Thanks again John!

Marina L Murray


Very informative, absolutely knows what he is doing couldn’t have asked for anyone better to do our mortgage and get us our home .

Joseph R Rosa


John was great he stayed in touch and help us through the whole process. Everything he told us he would do he kept his word and made this process very easy for my wife and myself. We would refer him to anyone we know that is looking into getting a house and need a mortgage.

Joseph R Lynch


Working with John was amazing. He was very thorough and truly has a passion for what he does. He goes above and beyond and shows how much he cares and treats you like family.

Wendy L Lynch


It was a pleasure working with John. He guided us through a most difficult process. We were pleased with the outcome and look forward to doing much needed repairs to our home. Additionally, we received a lower interest rate and affordable mortgage. In closing, he was Our Angel in being there every step of the process. So glad we met him.

Linda A'Vant-Deishinni


John made something that seemed impossible to get done, easy. No one else wanted to try, and I was ready to give up. He saw solutions where I saw none. He was very easy to work with, even when I was dragging my feet. He was very patient with me. I will never use anybody else.

Christina M Swisher


John was absolutely awesome to work with. He made sure all information and "next steps" were clear and concise. He worked hard to get me my house and definitely went above and beyond. 10/10

Ryan Leary


Focus on the move, not the mortgage.

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about total mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

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