John Micheletti

John Micheletti

Senior Mortgage Banker NMLS #23187

5.00
32 reviews

John Micheletti is a Cranston native with over 35 years of experience as a business owner across the restaurant, manufacturing, and real estate industries. Now he nurtures relationships within his community and shares his extensive experience and knowledge with homebuyers. 

He and his wife, Nancy, have four daughters. They love traveling and entertaining their large extended family. 

When John isn’t working with borrowers, he volunteers as a bereavement counselor and plays bass in his local Christian R&B band. He also serves as president of Upper Room Ministries, a 501c3 nonprofit that operates social justice and educational programs for less fortunate families.  

What my clients say

John Micheletti is the best mortgage broker I have ever dealt with. His knowledge is enormous and his personality is so friendly. Anyone who is looking to buy a home , check out John. He is the best.

Paula H.

google

Unbelievably positive experience by someone who cares, is knowledgeable, and always goes the extra mile.

Kevin E.

google

This was my 10th house purchase and I have never had such a tremendous experience with a lender as I had with John and the team at Total Mortgage. They were always available, always patient and even went so far as to point out that I was overpaying on my house insurance when I had a much lower rate for the same coverage. Don't go anywhere else.... work with John and Total Mortgage.

Paulamariehudson

zillow

John was amazing to work with. As a first time home buyer, we needed so much help. John helped us through the process smoothly. He is one of the best out there, and I would recommend him anyday.

Demoe K.

zillow

Let me start off by saying this journey has been quiet rough but John and his team were absolutely AMAZING!! Between phone calls and emails they were on top of everything and I can’t thank them enough for helping me close on my dream come true house!! Thank you John and Joan I couldn’t of done it without you two!!!

Alicia T.

google

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The current 30-year fixed mortgage rate is as low as 6.250%. Get a personalized quote in just a few minutes.

Above rates last updated December 29th 2025, 4:30pm EST.

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jmicheletti@totalmortgage.com

(401) 447-4520