Update: Total Mortgage is still closing loans during the government shutdown.
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John Micheletti photo

John Micheletti

Senior Mortgage Banker

NMLS# 23187

about me

John Micheletti is a Cranston native with over 35 years of experience as a business owner across the restaurant, manufacturing, and real estate industries. Now he nurtures relationships within his community and shares his extensive experience and knowledge with homebuyers. 

He and his wife, Nancy, have four daughters. They love traveling and entertaining their large extended family. 

When John isn’t working with borrowers, he volunteers as a bereavement counselor and plays bass in his local Christian R&B band. He also serves as president of Upper Room Ministries, a 501c3 nonprofit that operates social justice and educational programs for less fortunate families.  

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About Total Mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

client testimonials

We worked with John, and he was very helpful and always responded quickly to email question. Overall, the process went very smoothly and was easy to navigate. I would definitely recommend to anyone.

Josh M.

How fortunate I was to have met John. He is knowledgeable and authentic. John has been so patient with helping me finance the house that fits my budget. He and the team at Total Mortgage treat you like family.

Sam S.

John helped my wife and I through a very tricky mortgage process. It was truly do or die with a very tight deadline, and we certainly chose the right guy for the job, because he got it done! He is truly a master of his craft, and I could not recommend him any higher! Thank you John.

Michael K.

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