Desmond Ladd

Desmond Ladd

Mortgage Banker NMLS #103696

5.00
2 reviews

As a licensed mortgage banker with Total Mortgage, I am dedicated to providing the right solutions for all of your home-buying needs. Whether you’re a first-time buyer or a seasoned investor, my team is ready to assist and answer any questions along the way. We pride ourselves on being your local mortgage experts, which means we offer a personalized experience that other lenders can’t. We’ll sit down, address your specific needs, and create a financing plan to help you reach your goals as fast as possible. So don’t wait – give me a call today!

What my clients say

I just want to say how helpful Desmond has been since day one. He helped us get our loan approved and guided us through the entire process, from filling out documents to answering all of our questions along the way. I highly recommend Desmond as your loan officer. You will not regret choosing him! He went above and beyond to help us achieve our dream of getting our house. I truly appreciate you taking the time to answer all of our questions, address our concerns, and make sure we understood every step of the process. You made this experience much less stressful for me and my family, and we are extremely grateful for all of your help, patience, and support. Thank you again, Desmond, for everything you have done for us! We truly appreciate you and all your hard work. Leynette & Alexis🏡

Leynette O.

thelenderlist

Desmond Ladd was extremely helpful and answered all of my questions. He was kind and understanding to my situation and went above and beyond to help me make it work! I am truly grateful to Desmond for everything he did for me. Sincerely Caren Lombardi

Caren L.

encompass

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Above rates last updated September 29th 2026, 4:30pm EST.

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