Scott Wachtel photo
Scott Wachtel photo

Scott Wachtel

Branch Manager | Fort Mill Branch

NMLS# 1240171

email [email protected] C : (201) 637-9020

about me

As a 10-year veteran in the mortgage industry, I have assisted thousands of borrowers to realize their dreams of home ownership. I have partnered with hundreds of Realtors, Financial Planners, and other financial professionals and in that time, I have raised the standard on what an industry best, drama free, lending experience should look like. These experiences have given me the ability to connect with folks on many different levels and explain the lending process in a straightforward and easy to digest way.

My style is direct and to the point. You will know exactly where you stand and what each step of the lending process looks like so there are no surprises along the way. I create relationships built on trust and respect that lasts well beyond the initial loan. I want to become your lending go to professional for decades, and in that time, assist you, your family, and your friends so that they all have a first-class mortgage experience and become raving fans. Anything less than that and I have not succeeded.

Whether you are buying your first home, moving up to a larger home to accommodate your growing family, purchasing a vacation home, or an investment property, reach out to me and experience why my borrowers consistently rate me as the best in the business. Scott Wachtel with the Wachtel Mortgage Group – Your Lender for Life!

client testimonials


Scott was awesome

Donna Perez


Professional. “Held our hand” all throughout the process

Thomas Perez


Scotts the absolute best. He handles so much behind the scenes but makes sure you know what is going on, why and what we need to get done. He communicates perfectly and educates us on every step!

Kyle Keis


The readiness and willingness for Scott to explain every detail, usually multiple times. His availability was also very helpful. Working with him previously and knowing the outcome also eased the process. I trust Scott and would recommend him in the future.

Israel Sanchez


Scott made the process simple to understand and he was a pleasure to work with.

Joann Hayes


Scott has done my last 4 mortgages. This purchase was a shot in the dark from a time line perspective. We went from seeing the house to the closing table in 17 days.... I promise you Scott and his team are the only ones that could have executed this deal! Forever grateful for his dedication to me but also to my family as he just got my Daughter her first house last month. -Dave & Kelly Staib ❤️

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Kelly Staib


Scott Wachtel is the consummate mortgage professional. He was always looking to make this process easier for me, while trying to find opportunities to save me money. In addition, Scott is a good guy. I highly recommend Scott!



Scott is the consummate professional. He went over and above to help me make this difficult loan happen. Scott's communication is excellent. Always available and willing to explain every step. Incredibly helpful and, an all around great person.

Harvey Smith


Scott's caring, enthusiasm, above and beyond customer service ( days, nights, weekends, whatever it takes), communication and smarts and optimistic attitude are unparalleled.

Laurie Smith


Excellent Help and & resources!

Joseph Edwards

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about total mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

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