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Rates

Today's Rates

Get a snapshot of today’s mortgage rates and see how they could impact your financing plans.

Find My Rate

Get a custom rate estimate in minutes. No guesswork, just real numbers.

Rates Header Image

Customers

Make A Payment

Need to make a payment? We make it easy to manage your mortgage anytime, anywhere.

Apply Now

Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.

Lower My Payment

Even small changes can lead to big savings. Discover ways to lower your monthly mortgage payment.

Customers Header Image
(203) 641-5518
Michael Gebbia

Michael Gebbia

Mortgage Loan Originator NMLS #1954372

Cell Phone

203.641.5518

A graduate of Central Connecticut State University, Michael received his Bachelor of Science degree in Marketing in 2012. Before starting his career at Total Mortgage, Michael owned a small business in West Haven, CT.

While Michael is a new Mortgage Banker, he is no stranger to the real estate industry as he is a licensed realtor in CT. In his free time, he enjoys restoring classic cars/ trucks, mountain biking, and tennis.

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Mortgage rates today

The current 30-year fixed rate mortgage is as low as 6.375%. Get a personalized quote in just a few minutes.

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Above rates last updated December 13th 2025, 4:30pm EST.

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Have a question?

mgebbia@totalmortgage.com

(203) 641-5518