Richard Breed

I had a great experience working with Richard Breed and his team at Total Mortgage. Richard was efficient, accommodating, knowledgeable, and resourceful throughout the entire home-buying process. He took the time to understand my financial situation and helped match me with the best mortgage option that worked for me financially. The process went surprisingly smoothly, and I truly appreciated how helpful, responsive, and supportive Richard and his team were along the way. Buying a home is a big step, but they made the experience feel much less stressful. I’m grateful for their guidance and all their hard work in helping me get into my new home. I would absolutely recommend Richard and his team to anyone looking for a mortgage lender who genuinely cares about finding the right fit for their clients!

Buying a house for the first time in CT is extremely competitive and stressful. There is so much that goes into it and there is a lot to learn. Richard Breed and Total Mortgage made the whole process 1000X easier and I cannot say it enough how happy I was to choose him and his team. From the start, Richard was extremely helpful and knowledgeable, but at the same time made you feel like you'd known him your whole life. I think what impressed us most was just how available he always was. It didn't matter what day it was, even on weekends, he was always incredibly quick to respond and happy to answer whatever questions we had. Not once did we feel like we were bothering him. I really can't thank Richard enough for everything he did for us. You can tell he cares about the people he works with, and that makes all the difference. I cannot wait to recommend him to all of my friends who buy houses in the future.

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The breed team was truly amazing to work with the home buying process is very daunting and confusing, yet the team was always there to answer questions and always happy to help with anything. I cannot recommend them enough.

Highly Recommend. Richard and the team at Total Mortgage could not have been more helpful in the process. Quick responses, quick solutions. I will tell everyone I know to use them. This isn’t my first home but it is my best experience where I had no complaints. They also worked well with realtor and lawyer. I’d give 6 stars if I could.

Bridget's patience is abundant and greatly appreciated! This refi was a difficult one due to the repairs that had to take place and the very slow pace at which the contactor was completing the project. Bridget was kind, understanding, informative and accommodating throughout the entire process. I will definitely be referring anyone I can to her and will always bring my business right back to her whenever possible. Thank you, Bridget, for being my voice of reason and my sounding board throughout the entire refi. I couldn't have done it without you!

Fantastic experience, fast communication and pre-approval.

I highly recommend Total Mortgage! Their loan process was straightforward, organized, and easy to follow from start to finish. The team was always available to answer questions, explain each step, and keep us informed throughout the entire mortgage process. Their program made what can be a stressful experience feel simple and manageable. Thanks to their guidance, we were able to move through underwriting and closing with confidence. If you’re looking for a lender that provides excellent communication and an easy-to-understand path to homeownership, Total Mortgage is a great choice!

Richard is extraordinarily helpful and knowledgeable. He responds timely to any questions and is very thorough and detailed in his explanations. Most highly recommended!

Richard and his team at Total Mortgage were absolutely amazing throughout my fiancé and I first time home-buying process! Richard went above and beyond to answer all of our questions, even responding to our million questions on a Sunday. He was always patient, knowledgeable, responsive, and made what could have been a stressful process feel so much easier. We truly felt supported from start to finish and couldn’t have asked for a better mortgage team. Highly recommend Richard and Total Mortgage to anyone looking to purchase a home!