Create a MyMortgage account to get started
Branch Manager/Vice President, Senior Mortgage Banker | West Hartford, CT
CHFA - First Time Homebuyer Specialist
Welcome to my website, and congratulations on taking the first step to buy or refinancing your home. I look forward to putting my expertise and mortgage services to work for you.
If you are looking to apply for a mortgage and/or just looking to get “pre-approved” for a loan, please start by clicking the "Apply Now" button above. This will securely send me some of the required information in order to start the mortgage process and get you one step closer to obtaining your loan.
Please know that I’m here for you and ready to guide you through this mortgage process. Just remember there’s no such thing as a “stupid question” so feel free to ask away! I take pride in making sure your mortgage experience is not only a positive one but impressive enough to make you feel confident to refer your friends and family. There’s a good reason why I’ve had the highest customer service ranking at Total Mortgage for 4 years in a row!
Outside of Connecticut, I am also licensed in Massachusetts, New Hampshire, Maine, Vermont, South Carolina, Florida, and Rhode Island.
Whether you are buying or refinancing, buying your first home, or building your dream home, I can explore with you the many options for financing. Feel free to apply online, or contact me to set up an appointment. Either way, you will get my immediate and personal attention.
Client Testimonials
This is the 4th loan I have gotten through Richard Breed and his team and I can't say enough about how excellent they are! From early conversations all the way through processing and closing, communication was prompt and consistent. All dates and expectations were met or exceeded without need for my reminders or follow-up. I could not ask for more or better; HIGHLY recommend!!
Unbelievable service. Rich goes above and beyond to help in what can be such a complicated transaction. He was extremely responsive and I can honestly say that the mortgage part of our purchase was the most simple and stress free. I recommend him to EVERYONE!
Rich and his team are not just experts, but they also simplify the whole process. At closing my attorney said “I wish all lenders were as buttoned up as TotalMortgage.” It was a pleasure working with them !
"I had a great experience with this team once again! Rich, Bridget and Carl are superstars!"
This is my fourth time using Rich Breed and his team; they are simply the best! Everyone involved is articulate, informed, efficient, and knowledgeable. I never have to worry about the process nor the result. Absolute top-notch experience once again!
Professional, knowledgeable, and responsive team made the process as easy as possible. I'd like to thank Richard, Bridget, Carl and the whole team.
Fantastic level of service.
Rich and his staff made a very high stress experience much easier to handle. Thank you for once again helping me fund my home!!!
Simple and easy process
Rich was the absolute best mortgage banker i could have ever asked for! He was thorough in his emails, broke down every piece of the loan prices, and was so kind and happy to speak over the phone whenever we had further questions. i could never say enough amazing things about Rich, he single-handedly made this process as easy as possible. His hard work and dedication did not ever go unnoticed and there was not a single time that he was not available or easy to contact with questions. i am forever grateful for Rich and his team!
Greenlight your loan, and close in 21 days.*
Learn more
*Terms and conditions apply. For complete details click here
start your mortgage process today
Apply Now
65 LaSalle Rd , Suite 310 , West Hartford, CT 06107
Branch NMLS: #1980860
Banker NMLS: #704369
