Update: Total Mortgage is still closing loans during the government shutdown.
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Richard Breed photo

Richard Breed

Branch Manager

NMLS# 704369

about me

Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you.

If you are looking to apply for a mortgage and/or just looking to get “pre-approved” for a loan, please start by clicking the "Apply Now" button above. This will securely send me some of the required information in order to start the mortgage process and get you one step closer to obtaining your loan.

Please know that I’m here for you and ready to guide you through this mortgage process. Just remember there’s no such thing as a “stupid question” so feel free to ask away! I take pride in making sure your mortgage experience is not only a positive one, but impressive enough to make you feel confident to refer your friends and family. There’s a good reason why I’m consistently surveyed as one of Connecticut’s top mortgage professionals via Connecticut Magazine.

The housing and mortgage markets are constantly changing. I can help you navigate the many options to find the right loan for you and your family.

Whether you are buying or refinancing, buying your first home or building your dream home, I can explore with you the many options for financing. Feel free to apply on-line, or contact me to set up an appointment. Either way you will get my immediate and personal attention.

Greenlight

Focus on the move, not the mortgage.

Greenlight your loan, and close in 21 days.*

Learn more

*Terms and conditions apply. For complete details click here

About Total Mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

Start Your Mortgage Process Today

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