This is my 2nd time using total mortgage and as always Richard and his team were great
Richard Breed | NMLS# 704369
Branch Manager/Vice President, Senior Mortgage Banker | West Hartford, CT
About Me
CHFA - First Time Homebuyer Specialist
Highest Customer Service Ranking within Total Mortgage as per Experience.com
Highest ranking 4 years in a row! (Click here to see my reviews)
Highest Production Ranking for CHFA – First time Homebuyer Loans within Total Mortgage
Out of the entire State of Connecticut for CHFA- First time Hombuyer Loan production. (well over 12K Loan Officers in the State)
Number of total units within Total Mortgage
Total production within Total Mortgage
Welcome to my website, and congratulations on taking the first step to buy or refinancing your home. I look forward to putting my expertise and mortgage services to work for you.
If you are looking to apply for a mortgage and/or just looking to get “pre-approved” for a loan, please start by clicking the "Apply Now" button above. This will securely send me some of the required information in order to start the mortgage process and get you one step closer to obtaining your loan.
Please know that I’m here for you and ready to guide you through this mortgage process. Just remember there’s no such thing as a “stupid question” so feel free to ask away! I take pride in making sure your mortgage experience is not only a positive one but impressive enough to make you feel confident to refer your friends and family. There’s a good reason why I’ve had the highest customer service ranking at Total Mortgage for 4 years in a row!
Outside of Connecticut, I am also licensed in Massachusetts, New Hampshire, Maine, Vermont, South Carolina, Florida, and Rhode Island.
Whether you are buying or refinancing, buying your first home, or building your dream home, I can explore with you the many options for financing. Feel free to apply online, or contact me to set up an appointment. Either way, you will get my immediate and personal attention.
Client Testimonials
What My Clients Say
Fast,convenience, communication
Richard is very knowledgeable about the process and makes everything as smooth and pleasant as it can possibly be!
Very response in meeting expedited timelines from the Seller. Worked closely with Real Estate agent and closing agents to ensure closing went smoothly.
Rich was incredibly helpful and closing was so fast! Great overall experience, I would highly recommend Rich to all my friends and family!
Quick responses and good information.
communication was PHENOMENAL the breakdown of information so I could understand was Off the Charts Exceptional and the encouragement along the way cherry on top!!! :) The efficiency of the entire process although a complex transaction was made easy by your team and process! I will be forever greatful for the experience and am so glad my brother in law John recommended your team and I will be happy to share you as a reference!! ~ Loren
Without hesitation your go to mortgage company: honest, professional and punctual. From application to home closing it was a pleasure to work with. Always on point. Highly Recommend! A+++!
Without hesitation your go to mortgage company: honest, professional and punctual.
Rich and his team are fast and efficient. They were attentive and available for questions throughout the loan process. They also have an app which was surprisingly helpful. I would use them again and was very happy with my experience.
Focus on the move, not the mortgage.
Greenlight your loan, and close in 21 days.*
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*Terms and conditions apply. For complete details click here
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