Richard Breed

Bridget's patience is abundant and greatly appreciated! This refi was a difficult one due to the repairs that had to take place and the very slow pace at which the contactor was completing the project. Bridget was kind, understanding, informative and accommodating throughout the entire process. I will definitely be referring anyone I can to her and will always bring my business right back to her whenever possible. Thank you, Bridget, for being my voice of reason and my sounding board throughout the entire refi. I couldn't have done it without you!

Fantastic experience, fast communication and pre-approval.

I highly recommend Total Mortgage! Their loan process was straightforward, organized, and easy to follow from start to finish. The team was always available to answer questions, explain each step, and keep us informed throughout the entire mortgage process. Their program made what can be a stressful experience feel simple and manageable. Thanks to their guidance, we were able to move through underwriting and closing with confidence. If you’re looking for a lender that provides excellent communication and an easy-to-understand path to homeownership, Total Mortgage is a great choice!

Richard is extraordinarily helpful and knowledgeable. He responds timely to any questions and is very thorough and detailed in his explanations. Most highly recommended!

Richard and his team at Total Mortgage were absolutely amazing throughout my fiancé and I first time home-buying process! Richard went above and beyond to answer all of our questions, even responding to our million questions on a Sunday. He was always patient, knowledgeable, responsive, and made what could have been a stressful process feel so much easier. We truly felt supported from start to finish and couldn’t have asked for a better mortgage team. Highly recommend Richard and Total Mortgage to anyone looking to purchase a home!

🏡🔑 A HUGE & HEARTFELT SHOUTOUT! ❤️ I want to take a moment to give the BIGGEST shoutout to Richard Breed and his incredible team: Bridget, Carl, Colleen, and Alexandria. I truly hope I didn’t miss anyone! 🥹❤️ Words honestly cannot express how grateful I am to have had all of you by my side throughout this homebuying journey. From beginning to end, you were there every single step of the way. You set clear expectations, kept communication open and consistent, and were always just one phone call, text, or email away whenever I had a question, concern, or simply needed reassurance. Thank you for staying on top of EVERYTHING throughout the entire transaction, for guiding me through every step, and for working so hard behind the scenes to keep everything moving forward. I know there were so many details involved, and I want you all to know that your hard work, dedication, patience, and commitment did not go unnoticed and never will. ❤️ This journey was more than just a transaction for me. It was the journey toward owning my DREAM HOME 🏡😭🔑, and I am beyond grateful that I got to experience such an important milestone with such an amazing team supporting me. WE DID IT!!! 🥹🎉🏡🔑 Richard, Bridget, Carl, Colleen, Alexandria, and everyone else who played a part in making this happen, THANK YOU FROM THE BOTTOM OF MY HEART! ❤️

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Great experience, very professional and well organized. Appreciate the strong communication.

Richard was an absolute gem to work with. He was efficient and attentive throughout the entire process. He and his team answered all of our questions quickly which is incredibly important in this market. He consistently went above and beyond our expectations. We couldn’t have asked for a better experience and would highly recommend Richard and his team.