Darren Kaplan photo
Darren Kaplan photo

Darren Kaplan

Branch Manager/VP, Mortgage Banker | Chapin Branch

NMLS# 4232

email [email protected] C : (631) 645-5533 O: (844) 772-LOAN (5626)

about me

As a husband of 20 years, a father to two beautiful children (a boy and a girl to boot!), and a mortgage banker with 200 Zillow reviews and 20+ years of experience, I’m bringing not just considerable knowledge and expertise to the table, but an unmatched level of customer service and an understanding of the importance of doing what’s right for your family as well.

My customers know I pride myself on being accessible at all times - my line is always open for you, and I dedicate myself to understanding your unique situation. I am passionate about focusing my efforts on helping families navigate the mortgage marketplace, and am available for you to call, text, or email at any time!

Drawing on my experience, I’m uniquely situated to honestly and accurately advise my clients on financing programs that fit not just their immediate mortgage needs, but their overall financial profile. My expertise includes programs such as Jumbo, Conventional, FHA, Refinancing, credit repair, and rapid credit rescoring.

Whether you’re a first-time home buyer or an experienced investor, I’m here to help you navigate the current mortgage landscape and understand the mortgage landscape at large, enabling me to provide you with the best guidance possible. I strive to educate my clients while keeping an open line of communication and providing honest insights into the mortgage marketplace in order to make the process as painless and seamless as possible.

If you make me your first call, I’ll be able to answer all of your mortgage questions and make sure you take advantage of the best options available to you. My experience gives me the know-how to understand all loan programs and where they’re offered – meaning I could help get you the best loan for you, even if it’s not at my bank. When you work with me, I’ll be your Banker for Life!

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client testimonials


After a different lender had me pay for obsoletely everything I was told I wouldn't have to pay for 2 1/2 weeks from closing they hired an appraiser that has a well knnow bad reputation whom placed the value of them home too low it fell through. Our realitor sugested I contact Total Morgage which I did and they where straight with me about it. Told me what i'd have to pay and as many cost as they could forecast. they did the entire process over christmas and new years. it changed our closing date ( no fault of theirs)by 1 day Absolutely amazing and good people to work with (although at times I am not easy to work with) Thank you Darren, Mark and all the people I didn't personally speak too but did their parts to get this done for me, my wife, and our 2 kids we thank you.

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Chris Burris


Blessed to work with someone that doesn’t make you feel like you want to drop the ball and forget about property, mortgage and everything else. This was my third Mortgage and Darren made us feel supported throughout the whole stressful process. Very knowledgeable and easy to communicate.

M Avila


I received professional and helpful service on my first home purchase. Every question I had was answered in a timely manner. The team at Total Mortgage was easy to talk to and made sure I understood everything that was presented to me. I was very pleased with the interest rate I received. I will absolutely use Total Mortgage again in the future.👍

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Denise Turner


Darren and the Team at Total Mortgage were great. They were patient yet thorough. They walked me across the finish line! Thanks for getting me a home.

Marlon Kirton


Darren was energetic, on-point and helpful each step along the way of the home buying process. Honestly, during our journey to homeownership there was some bumps & hiccups along the way. But, with Darren’s expertise he helped my wife increase her credit score by more than 50 points which really set us on the path to achieving our dream home. I highly recommend you check for Darren & Total Mortgage if you’re looking to get knowledgeable assistance in purchasing your home!

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Mike Osman


Working with Darren and his amazing team, was one of the most seamless financial experiences my wife and I have ever been through. From the initial call to the closing, Darren and team guided us every step of the way. Darren you can tell has been in the industry a long time, through his knowledge and empathy, we would recommend his to anyone looking to purchase or refi, in fact we have already referred some of our friends over to him to have a conversation. Kudos to him and his team Thank you for all your time! A++ Rockstar!

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Carlo Capobianco


Darren is the best of the best! He was awesome to work with and made our experience wonderful:) Darren is very knowledgable, honest and fun to work with! Top notch service from beginning to end. Just call Darren at total mortgage you won't be disappointed...he is truly the man! Thank you again to Darren and your amazing team! Carlo & Nikki

Nicole Bunting


Darren Kaplan and Mike colonna were very helpful to me to get my loan for my first time buyer They made the process so easy, had a good experience with them,highly recommended!!

Dennis Zamora


Darren works with his clients with highest importance . Highly recommended !

Justina Banul


Buying a house is not easy task. Finding the perfect home even harder. Mr. Kaplan helped me with his staff to find the house that I wanted and needed. I highly recommend them to any house hunter.

Elia Vega


Focus on the move, not the mortgage.

Greenlight your loan, and close in 21 days.*

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*Terms and conditions apply. For complete details click here

about total mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

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