Darren Kaplan

Darren Kaplan

Branch Manager/VP, Mortgage Loan Originator NMLS #4232

4.96
257 reviews

As a husband of 20 years, a father to two beautiful children (a boy and a girl to boot!), and a mortgage banker with 200 Zillow reviews and 20+ years of experience, I’m bringing not just considerable knowledge and expertise to the table, but an unmatched level of customer service and an understanding of the importance of doing what’s right for your family as well.

My customers know I pride myself on being accessible at all times - my line is always open for you, and I dedicate myself to understanding your unique situation. I am passionate about focusing my efforts on helping families navigate the mortgage marketplace, and am available for you to call, text, or email at any time!

Drawing on my experience, I’m uniquely situated to honestly and accurately advise my clients on financing programs that fit not just their immediate mortgage needs, but their overall financial profile. My expertise includes programs such as Jumbo, Conventional, FHA, Refinancing, credit repair, and rapid credit rescoring.

Whether you’re a first-time home buyer or an experienced investor, I’m here to help you navigate the current mortgage landscape and understand the mortgage landscape at large, enabling me to provide you with the best guidance possible. I strive to educate my clients while keeping an open line of communication and providing honest insights into the mortgage marketplace in order to make the process as painless and seamless as possible.

If you make me your first call, I’ll be able to answer all of your mortgage questions and make sure you take advantage of the best options available to you. My experience gives me the know-how to understand all loan programs and where they’re offered – meaning I could help get you the best loan for you, even if it’s not at my bank. When you work with me, I’ll be your Banker for Life!

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What my clients say

⭐️⭐️⭐️⭐️⭐️ If I could give more than 5 stars, I would!! I had SEVEN lenders tell me no… and not just no — but that I needed to sell my car to make it work. 😳 Let’s just say… that wasn’t happening. To make things even more stressful, my previous lender completely dropped the ball and left me HOMELESS. It was one of the hardest moments I’ve gone through — and I knew I needed someone who would actually listen and fight to get this done. As a business owner who built everything from the ground up, I knew there had to be a way to sell my current home and buy a new one without giving up my vehicle — I just needed the right lender. Darren Kaplin 👏🎉🎉🙌🏼🙌🏼🙌🏼🙌🏼🙌🏼 He truly understood my situation, didn’t judge it, and most importantly… he did the math and made it happen. Not only that — we were clear to close in just 7 days. 🤯 That level of urgency, problem-solving, and dedication is rare. And as a realtor… this scenario is an absolute nightmare. But in a way, I’m thankful it happened to me — because now I can make darn sure it never happens to any of my clients. Because of this experience, Darren hasn’t just earned a 5-star review — he’s earned my trust and my business moving forward. As a local realtor, that means I’ll absolutely be sending my clients his way. If you’ve been told “no” before… call Darren. He’s the one who finds a way when others won’t.

Amy R.

google

Darren was always professional and attentive to our lending needs and the purchase of our new home. He was able to get us cleared to close way before our closing date! Thank you Darren!!

Denise H.

google

Awesome tea. Great service. Amazing at what they do!!!

Juan R.

google

Darren Kaplan has been a very good and helpful and knowledgeable mortgage loan officer at Total Mortgage to buy our home dream house. Despite all challenges, Darren has been there for and with us, helping to overcome every obstacles till my wife, and I and my family could be able to purchase our home dream this year 2025z We are happy.. I recommend Darren Kaplan and Total Mortgage to anyone who is looking forward to purchasing their own home-dream.

Bishop A.

google

Great dude helped me and my family buy our first house

Luis E.

google

What can I say? He was patient n understanding. Went above n beyond to get us our home. We are very appreciative.

Melvin H.

google

My daughter in law works with Kaplan His professionalism and understanding are outstanding, he goes above and beyond to make sure we get approve always find a way to resolve any issue we might have. Listen if you having problems getting approve or get stress call Kaplan total mortgage Thanks for all you did From Sheila and Nelly

Sheila J.

google

Darren was courteous n very helpful when it was stressful for me. He worked with me. Im very glad we got him. With his help my family n I increased our credit score. The Best in my life!

Melvinthall

zillow

The experience with Total Mortgage was amazing. George and Darren are great guys who make the process as stress free as possible. I would recommend them to anyone.

Walker P.

google

Derrin is AWESOME. He made the whole buying my first house experience a breeze. Would highly recommend.

Jackie V.

google

Darren was great to work with! Been working with him for awhile. Darren asked all my details and came up with a solution to get me no money down while I make a relocation to SC. This was an option I never even considered. When I found the right house his team was able to make it happen! It was a smooth process and so needed as I’m relocating to SC and to have peace of mind is priceless!

Tracy C.

google

Great guy! Was able to close in less than a month!

Ace C.

google

Darren and his team are awesome. Super on top of everything and always available to answer any questions! Highly recommend!

Ali P.

google

Darren was very helpful in the process. He explained step by step on the process and was able to help with the closing of my house quick.

Jayleen F.

google

The professionals there were so good. Especially Darren Kapalan who is extremely knowledgeable and takes the time to really help and honor of his way. Thanks Darren and the whole crew. George was awesome too!

Guiseppe

google

Darren thank you sooo much!!!! I mean this would've been 10X more stressful and scary than it actually was. Darren and Chris completely took the stress out and literally held my had through this whole process. 1st time homebuyer and I had a ton of questions... and they were always there with answers. I'm so appreciative of everything!

Pamela C.

zillow

Darren is very professional and very helpful. He is the best , highly recommended . Thank you Total Mortgage and Darren .

Paola F.

google

It was a pleasure working with Darren and Total Mortgage. He’s very knowledgeable and communicative from the beginning through the end of the entire financial process which made my closing a breeze!

Kechele G.

google

I just closed with Total Mortgage,Darren and Chris Bravo are phenomenal, very knowledgeable and professional they got me a great deal in this challenging market, highly recommended, will be using Total Mortgage for my investment property..Thanks guys!

Kirk S.

google

Darren is the best! He helped us refinance our home, and exceeded our expectations. He stayed dedicated despite all odds, and went above and beyond to get us to closing.

Cameron H.

zillow

I had a fantastic experience with Darren and Total Mortgage. They were very professional and very helpful throughout my home buying experience.

Amber M.

google

Darren is truly committed to helping people who normally may not qualify for a home loan. I consider him a magician in the field of lending! As a bonus, he has a heart of gold!

Tami H.

google

A great experience

Carmella B.

google

Closed on time. No surprises. Nuff said!!

Michael M.

google

Darren is one the most hard working lenders that I have worked with. He is always available to help his clients and answer questions. He goes above and beyond to help his clients. He often takes on clients that other lenders won’t touch. He makes the dream of homeownership a reality.

Amy M.

google

Total Mortgage made it possible for us to purchase our first home! Darren, was wonderful to work with. And despite our situation Darren went above and beyond to provide exemplary services. No rock was left unturned to get us the best deal possible. It is clear that Total Mortgage is not here to simply make a sale. If you’re considering purchasing a home; working with their team at Total Mortgage is an opportunity you do not want to pass.

Top T.

google

Darren and his team were so helpful, the team guided us through every step of the process. Darren was always there to answer questions no matter what day or time.We refinanced our investment property. Darren and his team are 5 star when it comes to customer service and transparency.

R&r C.

google

Darren was an awesome. He was always reachable. Very knowledgeable on a wide array of mortgage options. Definitely knows how to work with clients with not so great credit scores. Extremely professional even when we had a delays in finding a home he still kept in touch I would 100% recommend Darren Kaplan and Total Mortgage.

Gabriela B.

zillow

Can't tell you how much they helped, I never had people work so hard justbto help other people, I thank all of you for making it happen for me!

Jose

google

After a long process we finally got it done. Thanks to Darren and the team who helped us get this done. Family and I are very happy for this to happen. God bless everyone who made this possible for us!

Silverio V.

google

Thank you Total Mortgage. Also thanks to Darren and the team who helped us and God bless them. Can't be more grateful for this! 😊🏠

Marlene M.

google

Total Mortgage has allowed my fiancé and I to purchase our first home. Chris, Darren, and Michael have gone above and beyond to provide exemplary services. It is clear they are not here to simply make a sale. If you talk to them, they are honest, realistic, and passionate about what they do. Any questions we’ve had, they’ve answered promptly as they guided us through the process of purchasing our home. Regardless of your situation, if it is possible to be done, they will help you achieve it. If you’re considering purchasing a home; working with their team at Total Mortgage is an opportunity you do not want to pass.

Samantha C.

google

Really helpful during the whole process we are proud first time home owners thanks to Darren.

Sierra S.

google

After a different lender had me pay for obsoletely everything I was told I wouldn't have to pay for 2 1/2 weeks from closing they hired an appraiser that has a well knnow bad reputation whom placed the value of them home too low it fell through. Our realitor sugested I contact Total Morgage which I did and they where straight with me about it. Told me what i'd have to pay and as many cost as they could forecast. they did the entire process over christmas and new years. it changed our closing date ( no fault of theirs)by 1 day Absolutely amazing and good people to work with (although at times I am not easy to work with) Thank you Darren, Mark and all the people I didn't personally speak too but did their parts to get this done for me, my wife, and our 2 kids we thank you.

Chris B.

google

Blessed to work with someone that doesn’t make you feel like you want to drop the ball and forget about property, mortgage and everything else. This was my third Mortgage and Darren made us feel supported throughout the whole stressful process. Very knowledgeable and easy to communicate.

M A.

google

I received professional and helpful service on my first home purchase. Every question I had was answered in a timely manner. The team at Total Mortgage was easy to talk to and made sure I understood everything that was presented to me. I was very pleased with the interest rate I received. I will absolutely use Total Mortgage again in the future.👍

Denise T.

google

Darren and the Team at Total Mortgage were great. They were patient yet thorough. They walked me across the finish line! Thanks for getting me a home.

Marlon K.

google

Darren was energetic, on-point and helpful each step along the way of the home buying process. Honestly, during our journey to homeownership there was some bumps & hiccups along the way. But, with Darren’s expertise he helped my wife increase her credit score by more than 50 points which really set us on the path to achieving our dream home. I highly recommend you check for Darren & Total Mortgage if you’re looking to get knowledgeable assistance in purchasing your home!

Mike O.

google

Working with Darren and his amazing team, was one of the most seamless financial experiences my wife and I have ever been through. From the initial call to the closing, Darren and team guided us every step of the way. Darren you can tell has been in the industry a long time, through his knowledge and empathy, we would recommend his to anyone looking to purchase or refi, in fact we have already referred some of our friends over to him to have a conversation. Kudos to him and his team Thank you for all your time! A++ Rockstar!

Carlo C.

google

Darren is the best of the best! He was awesome to work with and made our experience wonderful:) Darren is very knowledgable, honest and fun to work with! Top notch service from beginning to end. Just call Darren at total mortgage you won't be disappointed...he is truly the man! Thank you again to Darren and your amazing team! Carlo & Nikki

Nicole B.

google

Darren Kaplan and Mike colonna were very helpful to me to get my loan for my first time buyer They made the process so easy, had a good experience with them,highly recommended!!

Dennis Z.

google

Darren works with his clients with highest importance . Highly recommended !

Justina B.

google

Buying a house is not easy task. Finding the perfect home even harder. Mr. Kaplan helped me with his staff to find the house that I wanted and needed. I highly recommend them to any house hunter.

Elia V.

google

Mr Darren went above and beyond to make sure I become a home owner, and I am so grateful to his whole team.

Ervelie P.

google

I was introduced to Christopher and drarran kimplin from total mortgage by my realtor on July 25th after 4 months of trying with another mortgage company when on the 26th of july I spoke with Christopher and he added Darrin to the call who explained the process of how they worked in 15 minutes of the conversation he said I can get you to get ready to close in 1 two two weeks, they started my mortgage application on August 2 and today that August 28 i was able to close tha being said the processor he gave me her name Kimberly delicacy she is really knows her stuff and just like Darrin Christopher and the whole team at total mortgage including their underwriters are on top of everything so I will 100% recommend them to anyone who is looking to purchase because they are extremely experienced and they will let you know up front if they can get it done or not thank you guys for making it possible for me after going through all this stress I'm very happy and please!!!!

Nelson S.

google

Excellent company to deal with. They got us financed when no one else could. They handled everything even helping me find an awesome realtor. I would definitely recommend them to everyone. Darren was especially awesome, not only did he do the shopping of the house insurance to get the best rate, but jumped into action whenever needed and got things moving.

Teresa C.

google

love working with Darren. he really make getting a home easy

Mark W.

google

Darren and Mike was great and was very helpful through the whole process

Andrew B.

google

Must say, I knew nothing about home buying process lol, but Darren sure as hell did and that's exactly what I needed; Guidance. We worked together for the better part of 2 years dealing with the terrible house market but every time I lost hope Darren kept it straight with me and told me things like it was. Fast forward to now and I am Signed, Sealed Delivered on my House and Darren and his Team were the ones to put it all together and KEEP it all Together because my credit wasn't the best but it felt like it because he doesn't treat you like the big banks, he as one of his own people and that's what you want.

Ramon B.

google

I do business with Darren Kaplan total mortgage and i would refer him to anyone weather first time buyer are second time buyers he so knowledgeable of what he does .

Everton S.

google

Darren was Awesome and very helpful in the Purchase of our first official home. Thank you so much!

Stephanie J.

google

One of the best . Extremely efficient , on point , great communication and will do whatever they have to , to help you close the deal . Will definitely use them again when I need to and highly recommend them

Myrisse D.

google

Darren Kaplan from Total Mortgage is class act gets the job done quickly hard working.

Edward J.

google

Darren make it happen if you’re in need of a loan he will get you one. Had credit issues from previous marriage and he was able to make it happen

Pedro B.

google

If you’re looking for an expert then Darren is your go to person! He’s personal and professional. Darren will do what it takes to help make the mortgage experience stress less and even pleasurable.

Daniel R.

google

In need of a mortgage banker that gets it done, is professional, available to answer any concerns and is very enthusiastic about his work…. Call Darren….. No seriously CALL DARREN

Ray U.

google

I just want to say thank you for making my dreams come to existence ✨️ I am a homeowner now.Darren and Michael and the rest of the team at Total Mortgage did ❤️ an amazing job with my financial services, it was not an easy task but they did it. Thank you 😊

Keisha B.

google

Darren and his team did a fantastic Job. Could not have done it without their help.

Jessica O.

google

Darren is one of the BEST in the business. When I was purchasing my home he made sure I got a very good rate and guided me every step. After the purchase was done and I moved in my home. Darren drove over and hour to bring me a housewarming gift. He knows his stuff and one of the kindest people. Thank you Darren ✨⭐️🌟

Denise J.

google

I’m finally glad I answered my phone when Mr. Darren Kaplan called me. He gave me my freedom back in less then 2 weeks. I refinanced my home and now I’m dept free. He and his team were amazing and I thank you all from the bottom of my heart.

Mary A.

google

Darren is the best when it comes to home buying! 100% recommended to everyone.

Jeff G.

google

The best Man when it comes to buying your new home. I can definitely deal with him again in the future. 101% recommended to everyone who’s looking to buy their new homes.

Jeof G.

zillow

Darren Kaplan is #1

Frank C.

google

Darren Kaplan and Mike colonna were very helpful to me to get my loan for my first time buyer, they were 24/7 available , being my first time to buy a home i had a lot of questions , and they explain to me everything that i didn't understand , i definitely recommend this team if you really want someone to trust and help you with your loan , they care about you . Thank you Darren and mike for helping me to get my home 🙏

Jennifer H.

google

Darren Kaplan and his crew were great to work with. They helped my family and me get into our new home and understand the logistics of buying a new home. You have any questions they’re there to help and answer. Was great pleasure getting to work with Darren and his team! Highly recommended for anyone looking to get a new home!

Jake D.

google

I have been buying homes for 35 years I've used a lot of lenders in the past Darren Kaplan and his team by far is the best I've ever dealt with if you need a mortgage he's your guy you will be satisfied

Bobby H.

google

The best person to contact if you're wanting to buy a house or looking to get a mortgage is Darren Kaplan. He made the process so easy and was also so helpful. Darren is an excellent lender ,He was able to assist us close on schedule and acquire a mortgage at a terrific rate. I will continue to work with Darren and his team. they always do such a terrific job with what they do , theirs nobody else like Darren in South Carolina. I highly recommend working with him 10/10 experience!!!!

Isa U.

google

Darren is such a helpful and kind person to work with , he went above and beyond to help me with getting a mortgage and assisting me with buying my home ,that I love and cherish so much ,if it wasn’t for Darren and his amazing work it wouldn’t be possible. I highly recommend working with him and his team their isn’t anyone who can do it better than them . Thank you Darren.

Isa U.

zillow

Darren is always a professional, always positive about the process, and has always come through for the clients. As a realtor, he is always my go to guy because I know he is a hard worker and will get it done, every time. Always a pleasure to work with.

Sara S.

google

Darren is a compassionate & non-judgemental individual willing to go above and beyond to get a deal closed. If you've been shut out by a bank or ignored by other lenders, Darren is never to busy to help!

Chrfitny253

zillow

Darren goes out of his way for us. Good guy.

Jordan C.

google

You can put your trust in this man and ge will deliver 10 fold!

Edith N.

google

I would like to thank Darren Kaplan for going above and beyond. Darren made everything posible to obtain two loans for my property. Thank-you for all your help. You came highly recommended and we will highly recommend you.

Zuser201405270926533

zillow

Darren is the best in the industry. Thanks to Darren, I now have my beautiful home! He got me preapproved right away and was extremely helpful throughout the process of buying my house. He looked out for my best interest and was so nice. When I buy my next property, I will surely contact Darren.

Rosa G.

google

(Edit) Total Mortgage did the best they can for us and our situation. Darren/Chris helped us with every step since we were first time home buyers. They've kept us informed every step of the way and even after moving into our new home they're still willing to answer any of our questions. We much appreciated!

Alan M.

google

Darren and his team were truly such an amazing group to work with my transaction was alot of ups and down on my side but they worked very hard and swiftly to resolved my situation so I'll recommend anyone that would like to own a home weather you're first time home buyer are not you can reach out to them and you will never regret it they are the best .

Evertonspencer83

zillow

Darren and his team really jumped through all the hoops for us and got the job done so smoothly, can’t thank you guys enough for all you’ve done for my family.

Bianca H.

google

If your looking to buy a house, Darren Kaplan is the person to go. He helped me buy my first house in South Carolina. The good thing with him is that he helps Hispanic and Americans and any other communities!! Great Job Thanks

Yosef C.

google

Darren and his team were amazing to work with! He was right on the ball with everything and never left me hanging on where I was in the process. I highly recommend using him if you are looking for someone to get the job done, and have a wonderful group of people behind him to help as well!

Mikela D.

google

Darren and his team were truly such a delight to work with. My transaction was far from a normal one, and anything that came up they resolved so fast!

Mikeladietrich15

zillow

Mr Kaplan proved himself to be very knowledgeable and thorough throughout this process, preparing me in advance about the requirements and expectations. He was approachable and accessible, the ideal person you would want on your team. My experience was definitely not a smooth one, there were quite a few setbacks, but it was reassuring to know I could always anticipate a full explanation and the pertinent information required to facilitate it's accomplishment.

Will 1.

zillow

Highly recommend Darren Kaplan and his staff. They are very helpful, do what ever it takes to help you close the deal.

Sundy A.

google

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