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Thomas J. Bepko III photo

Thomas J. Bepko III

Executive Vice President of Sales | Fairfield Branch

NMLS# 202157

email [email protected]
C : (808) 780-6572
O: (800) 359-1996 x-462 | F : (203) 783-5675


about me

In 2003, I began my mortgage career in San Francisco, California after serving in the United States Army.

Over the next several years, I developed a skill and passion for helping people purchase homes with the best financing plan possible.    

Then in 2012, I joined Total Mortgage as a loan officer and quickly excelled there, playing a key role in opening their first true retail branch in Fairfield, CT.

My high-energy work style and dedication to my clients continued to serve me well, leading me to my current role as Executive Vice President of Sales. 

With over a dozen outside branches and many more loan officers under my wing, I take great pride in making sure everyone has the support needed to thrive in today’s ever-changing mortgage industry.  

If you’re a loan officer who is thinking about making a move to somewhere better, please don’t hesitate to reach out; I am always looking for new talent to bring onboard and would be happy to discuss the details with you. 

client testimonials

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Thomas and his team were wonderful to work with! As first time home buyers, my husband and I were super intimidated by the process, but Thomas was always around to help explain things and walk us through all the details of what to expect. The loan process was quick and Thomas and his team worked diligently to help us potentially close earlier than expected! I would highly recommend using Thomas and his team for all your mortgage needs, they are very knowledgable and pleasant to work with and made this process a breeze.

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Michelle Dunn

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Thomas Bepko is committed and passionate about serving his customers. His goal is simple, he wants to put in your dream home at an affordable price. His knowledge in the mortgage industry is top class. If you are looking to purchase a home, refinance your mortgage or looking for a line of credit, Total Mortgage Services is the place to go. I had great experience working with Thomas, he is a true professional!

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maheratta2323

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This was my first time buying a home & TJ made the process very easy to understand & walked me through all of the steps. He consistently called me to check in & was quick to follow up with any questions I had. I can't thank TJ enough for the excellent customer service he provided, he is a true professional!

Joseph Bosch Marx

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This was my first time buying a home & TJ made the process very easy to understand & walked me through all of the steps. He consistently called me to check in & was quick to follow up with any questions I had. I can't thank TJ enough for the excellent customer service he provided, he is a true professional! I highly recommend working with TJ & the Total Mortgage team!

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Joe Marx

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Being a 1st time homeowner was scarey and exciting He was there every steps of the way He made the whole process very seamless even when I was ready to give up He re directed me He really helped me find my forever Dream home

195sltc

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TJ WAS ALWAYS AVAIABLE TO ANSWER QUESTIONS THERE WAS NEVER A DUMB QUESTION HE MADE YOU FEEL SECURE EVEN WHEN YOU DIDN'T FEEL THAT WAY EVEN THOU I DIDNT GET TO MEET IN PERSON HE IS VERY PERSONAL

Susan Lewis

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Thomas and his team have been very responsive to my questions. He is superbly knowledgeable of the process to get the best outcome for purchasing a home. He is patient with his clients. I respect his integrity and attention to detail.

dcole069

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All our questions were answered off the bat. Very personal experience. I didn’t just feel like a client.

Alexandria Eleftheri Drosos

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TJ and team have been - and continue to be - courteous, enthusiastic, and diligent throughout the entire process. We couldn't be happier with the process and the outcome! Thank you TJ!

Peter Paul Drosos

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Thomas went above and beyond at every step of the process to make sure I was fully informed and other parties involved were coordinated. To be blunt, without Thomas I’m not sure this deal would have gotten done.

Eric John Swanson

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about total mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

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