Thomas J. Bepko III
Executive Vice President of Sales NMLS #202157
4.91192 reviewsCell Phone
808.780.6572Direct Phone
800.359.1996I began my mortgage career in 2003 after serving in the United States Army. Since then, I've dedicated my career to helping individuals and families achieve homeownership while building long-term wealth through real estate.
In 2012, I joined Total Mortgage and helped launch the company's first true retail branch in Fairfield, Connecticut. Over the years, I've had the privilege of serving thousands of homebuyers while growing into my current role as Executive Vice President of Sales.
Today, I continue to personally originate loans because I believe staying active in the business makes me a better leader. Every strategy, marketing idea, and process I teach has been tested through my own business and client experience.
As Executive Vice President of Sales, I'm passionate about helping loan officers build sustainable, long-term careers. Throughout my leadership journey, I've helped coach and develop loan officers to more than $100 million in annual production by focusing on proven systems, referral strategies, marketing, accountability, and efficient processes—not just motivation. I believe success comes from creating repeatable habits that produce consistent results.
Whether I'm working with a first-time homebuyer, a seasoned real estate investor, or mentoring a loan officer looking to take their business to the next level, my approach is the same: lead with integrity, communicate clearly, and always put people first.
My team and I are committed to delivering an exceptional client experience built on education, responsiveness, and attention to detail. We offer financing solutions for first-time buyers, move-up buyers, investors, self-employed borrowers, and clients looking for creative lending strategies to achieve their goals.
Outside of work, I'm passionate about family, fitness, Brazilian Jiu-Jitsu, and giving back to the communities we serve. I believe discipline, consistency, and service are the foundation of success—in business and in life. Whether you're looking for a trusted mortgage advisor or you're a producing loan officer seeking a platform that truly invests in your growth, I'd love the opportunity to connect and help you achieve your goals.
