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Thomas Bepko

Sales Director

NMLS# 202157

about me

Thomas began his mortgage career in San Francisco, California in 2003 after serving in the United States Army. Thomas has over 10 years in the mortgage industry with extensive focus on Home Buyers specializing in Purchase transactions. Whether it’s refinancing, pre-approvals, purchasing a first home, second home, or investment property, Thomas will structure and close your loan with pure professionalism. Thomas currently resides in Fairfield, Connecticut where he has a huge local network of referral partners.


Focus on the move, not the mortgage.

Greenlight your loan, and close in 21 days.*

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*Terms and conditions apply. For complete details click here

About Total Mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

client testimonials

Tom and his staff work 100 mph and are very, very efficient. My wife and I were able to Close on our house ahead of schedule and we couldn't be happier with the service we were offered. I will be referring Tom to all of my friends and family.

Dave H.

Just wanting to THANK all of you for the best experience! I have told you before that over the years we have bought several properties and the entire mortgage procedure was a NIGHTMARE! We want to thank each and every one of you for your professional excellence but also for the personal touch. Jerry and I are very excited about this new home and moving into another phase of our life. This home meets all of our needs emotionally - financially and physically. I know you can say "we were just doing our job" it may be true but you need to be acknowledged for doing it well - continue in this manner and you will be greatly rewarded. Our old home will be on the market March 15th and hopefully will sell in a timely fashion. We will encourage any and all but of course our potential buyer to utilize your services. If in any way we can support your companies services and get the word out - DO NOT HESITATE to ask!

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Kate & Jerry S.

Thomas makes buying a home very quick and easy. His team and him respond quickly and promptly. They handled my purchase and was also helpful in find great rates on home and auto insurance as well. Great one stop shopping. I highly recommend Thomas to anyone buying a home.

Jeffrey L.

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