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Thomas J. Bepko III photo

Thomas J. Bepko III | NMLS# 202157

Executive Vice President of Sales | Fairfield, CT

About Me

In 2003, I began my mortgage career in San Francisco, California after serving in the United States Army.

Over the next several years, I developed a skill and passion for helping people purchase homes with the best financing plan possible.    

Then in 2012, I joined Total Mortgage as a loan officer and quickly excelled there, playing a key role in opening their first true retail branch in Fairfield, CT.

My high-energy work style and dedication to my clients continued to serve me well, leading me to my current role as Executive Vice President of Sales. 

With over a dozen outside branches and many more loan officers under my wing, I take great pride in making sure everyone has the support needed to thrive in today’s ever-changing mortgage industry.  

If you’re a loan officer who is thinking about making a move to somewhere better, please don’t hesitate to reach out; I am always looking for new talent to bring onboard and would be happy to discuss the details with you. 

Client Testimonials

What My Clients Say

Thomas's expertise in his field allowed me to calmly go through the home buying experience with knowledge and joy. Highly recommend.

TJ was the best throughout the process. Answered all of my questions and was very responsive. Very educated in the space and helped me think through ideas.

Thomas is extremely personable and approachable when it comes to helping his clients. The pre approval process was very quick and he helped explain the numbers and options I had in order to allow me to fully understand every aspect of my purchase. Definitely recommend him!

Easy process

He made it very easy for me to get through my mortgage refinancing, and is great with communication. Highly recommend working with him, and I certainly would again.

Thomas was amazing. He walked me through the process from start to finish, made me feel very comfortable was not pushy at all and helped this process go as seamlessly as possible. Highly recommended will definitely refinance in the future or use for future mortgages.

Thomas was amazing. He walked me through the process from start to finish, made me feel very comfortable was not pushy at all and helped this process go as seamlessly as possible. Highly recommended will definitely refinance in the future or use for future mortgages.

Knowledgeable, personable and dependable. The process was a breeze working with TJ! Whenever I had questions during the process, he was more than happy to help!

He's awesome !

The staff and the easy process


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