Create a MyMortgage account to get started
SVP, Branch Manager | Fairfield Branch
NMLS# 105339
[email protected]
C : (203) 673-2131
As a dedicated and compassionate loan officer, I bring a unique perspective to the field, rooted in my personal journey as a first-generation American. I have been born, raised, and currently live in Fairfield County, alongside my loving wife and son. My parents, both immigrants from Portugal, embarked on a courageous journey to this great country in search of a brighter future for themselves and their future children. I am eternally grateful for their unwavering determination to leave behind the only place they had ever known, arriving in a foreign land without fluency in the language, and possessing nothing but the clothes on their backs and an unshakable resolve to build a new life.
Their determination and tireless work ethic served as an enduring example, inspiring me to pursue my own dreams and passions. They managed to carve out a fulfilling life for themselves, raising my brother and me while also enjoying the well-deserved fruits of their labor in retirement, including the joy of grandchildren.
Abraham Lincoln once shared a profound insight when a reporter asked him, "What is the one thing you wish you could have given your children?" Lincoln's response was, "The one thing I wish I could have given my children would be to experience the trials and tribulations I experienced, which made me the man I am today."
Growing up as a first-generation American, I became intimately acquainted with these trials and tribulations. At the age of 15, I began my full-time work journey, driven by a desire to save money for my first car. Remarkably, that work ethic has remained a constant in my life. I even took on the challenge of balancing two jobs while pursuing my college education, graduating with a degree in Finance.
Today, I have the privilege of dedicating many hours to a career that I wholeheartedly love – helping people make informed and intelligent decisions about mortgage financing. My unique background has instilled in me a deep appreciation for hard work, perseverance, and the value of financial knowledge. I am committed to using my experiences and expertise to assist you in achieving your homeownership goals and securing your financial future. With me as your loan officer, you can count on a partner who understands the importance of intelligent financial choices and who is dedicated to helping you navigate the world of mortgage financing with care and professionalism.
As first time homebuyers, the communication and the knowledge was exceptional. Every part of the process was explained to us and we understood what was said. Each stage was a seamless process and we will definitely recommend Total Mortgage and Manny for anyone we know moving to CT
As first time homebuyers, the communication and the knowledge was exceptional. Every part of the process was explained to us and we understood what was said. Each stage was a seamless process and we will definitely recommend Total Mortgage and Manny for anyone we know moving to CT
As first time homebuyers, the communication and the knowledge was exceptional. Every part of the process was explained to us and we understood what was said. Each stage was a seamless process and we will definitely recommend Total Mortgage and Manny for anyone we know moving to CT
Manny made the process very fluid and he was very informative throughout the process. He is always one step ahead of the game.
As first time homebuyers, the communication and the knowledge was exceptional. Every part of the process was explained to us and we understood what was said. Each stage was a seamless process and we will definitely recommend Total Mortgage and Manny for anyone we know moving to CT
Manny made the process very fluid and he was very informative throughout the process. He is always one step ahead of the game.
As first time homebuyers, the communication and the knowledge was exceptional. Every part of the process was explained to us and we understood what was said. Each stage was a seamless process and we will definitely recommend Total Mortgage and Manny for anyone we know moving to CT
Manny made the process very fluid and he was very informative throughout the process. He is always one step ahead of the game.
As first time homebuyers, the communication and the knowledge was exceptional. Every part of the process was explained to us and we understood what was said. Each stage was a seamless process and we will definitely recommend Total Mortgage and Manny for anyone we know moving to CT
Manny made the process very fluid and he was very informative throughout the process. He is always one step ahead of the game.
Calculate payments, estimate your budget, and determine refinance savings in seconds.
Greenlight your loan, and close in 21 days.*
Learn more
*Terms and conditions apply. For complete details click here
At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.
start your mortgage process today
Apply Now
1 Post Road, Suite 2B - Fairfield, CT 06824
Branch NMLS: #1054942
Banker NMLS: #105339
