Jim was responsive and cooperative and made the process easy to understand and quick.

Create a MyMortgage account to get started
James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 14 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow.
Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
In his free time, he plays golf and poker. He's never met a dog that doesn't love him.
Client Testimonials
Jim was responsive and cooperative and made the process easy to understand and quick.
Jim and his team made getting a mortgage remarkably easy. I would recommend him or Total Mortgage to anyone looking to finance a home.
Thanks for you help!
Timely responses to questions and ease of communication, text, emails & calls
Good communication throughout the process
Strongly recommend Jim for your lending needs. He was knowledgeable and attentive at every turn. Even though we were on opposite coasts the process was as smooth as it could be.
They explained everything, every step of the way. It was all straightforward and no hidden surprises. Very friendly and great experience all the way around this will be the second time using total mortgage. I great job guys
Jim was great to work with, I’d recommend to any of my friends.
accurate and clear communication as well as readily available for any and all of my questions
Jim's knowledge of the right mortgage product for my situation was impressive. Very timely response to my questions and concerns, especialky during the holiday season. His team handled complicated tasks efficiently and with due diligence.
Greenlight your loan, and close in 21 days.*
Learn more*Terms and conditions apply. For complete details click here
start your mortgage process today
Apply Now