;
James McNiff Jr photo
James McNiff Jr photo

about me

James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 14 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. 

Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.

In his free time, he plays golf and poker. He's never met a dog that doesn't love him.

client testimonials

quotes

I had the pleasure of working with James McNiff during my mortgage process, I can't recommend him highly enough. He was very professional, responsible whenever I needed. The entire process was smooth and thanks to his expertise and dedication.

Jongman Paek

quotes

James was really helpful throughout the process and made sure I had all the information needed

Amanda Ferreira

quotes

Highly recommended

Ismail Salla

quotes

Jim was very supportive and understanding of my mortgage needs. He helped me to determine the best choice and also helped me to understand what made up the overall costs of the proposal. Jim was extremely helpful!!

Alexander Michael Dittenhoffer

quotes

No stress and simple.

Patrick Risko

quotes

Excellent customer service.

Schuyler Gerard Milone

quotes

Jim was ready available to us, answered the questions we had, and made this transaction for the purchase of our new home very seamless.

Cynthia Georgette

quotes

After a not so great experience with another lender, our experience with Jim clearly demonstrated how a lender is supposed to communicate and assist with the home buying process. We recommend Jim without hesitation!

Joy M Gray

quotes

Jim was highly communicative and produced excellent results with speed.

Patrick E Lampart

quotes

Jim has helped me with numerous mortgages and he is excellent in his role.

Ravi Thakur

Greenlight

Focus on the move, not the mortgage.

Greenlight your loan, and close in 21 days.*

Learn more

*Terms and conditions apply. For complete details click here

about total mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

Licensed State
Not Licensed State

start your mortgage process today

Apply Now

ask a question