James McNiff Jr photo
James McNiff Jr photo

about me

James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 14 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. 

Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.

In his free time, he plays golf and poker. He's never met a dog that doesn't love him.

client testimonials


Very good communication and always able to help with concerns

Nelin Monroy Mejia


James always available for the call/text, he is very punctual and very helpful. I will definitely recommend him for my friends and family.

Koti Reddy Kamjula


Jim promptly answered my many questions and seamlessly moved us along the process.

Devon Kirschenbaum


This is the second time I worked with Jim at Total Mortgage. Both experiences have been great and very seamless. Jim and the team at Total Mortgage are very quick to answer any questions and get the job done! I highly recommend!



Jim was available for any questions or concerns when ever I needed him

Joel Allan Grant


James is on his game.

Mark Inderdohnen


Jim was always available to answer questions. He was an excellent guide through the mortgage process.

Julie Nightingale


Jim was recommended to me by a friend. He was very helpful and worked hard to provide the best service and available to answer questions any time throughout the mortgage process.



Had a wonderful experience working with Jim's team on a very fast and smooth closing.

Brittany Parrillo


Very easy to work with, was available every time for anything

Cedric Gene Capps


Focus on the move, not the mortgage.

Greenlight your loan, and close in 21 days.*

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about total mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

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