James McNiff Jr photo

James McNiff Jr

VP of Mortgage Lending | Stratford Branch

NMLS# 13292

email [email protected]
O: (203) 783-5530 | C : (203) 667-0814

about me

James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 14 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. 

Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.

In his free time, he plays golf and poker. He's never met a dog that doesn't love him.


Focus on the move, not the mortgage.

Greenlight your loan, and close in 21 days.*

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about total mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

client testimonials


Closing yesterday went flawless. It was a pleasure doing business with you and I will not hesitate to recommend your services to anybody who may have similar needs. Thank you for everything.



During the closing, the title company rep mentioned she hadn't seen a rate as low as mine in the last 6 weeks. Total Mortgage provided me with several options that fit my needs, and were easy to work with and thorough.

Colleen F.


I just wanted to say how much I appreciated the professionalism and effort you provided in assisting me with my just concluded re-finance. I had the same positive experience with Total Mortgage which lead my son, Brad, to recommend Jim to me.

Steve G.

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