Bill Flanagan

Bill Flanagan

Mortgage Loan Originator NMLS #1525363

4.96
24 reviews

Bill Flanagan is excited to provide borrowers with his expert knowledge of loan programs and personal service in the mortgage industry. By building a solid client/customer experience, Bill ensures a smooth, professional and personable transaction while he guides you through the home financing process. Whether you need help buying a home, refinancing your current one, or just figuring out where to start, Bill will always find the perfect solution for your home financing needs.

Bill is licensed in Connecticut, New York, New Jersey, Georgia, and Florida. When not helping his clients, Bill enjoys freelance art & graphic design, working out, ski/snowboarding in VT, and enjoying the beach.

What my clients say

Excellent communication and follow up. JoAnn was particularly helpful and always available to answer questions. Ease of navigating the Total Mortgage website and ability to view and upload documents. Overall, dealing with Total Mortgage was a pleasant experience.

Wayne R.

encompass

Great service

John M.

encompass

With the Market so crazy, things were going up and down nerves going off the wall but, they always kept us going with positive words always picked up the phone for the hubby a million times but not once complained. Thank you for helping us get our little bundle of joy finally a home to call home....Thank you Jesus and Diana

Diana B.

encompass

Bill & Joann were of great help during our home buying process. They were with us through every step and were very specific with what was needed from us. They were prompt with responding to emails and texts. They made sure to keep us clients informed every step of the way. We highly recommend his services for anyone that is looking to buy a home!

Surac

zillow

What a wonderful experience I had as a first time home buyer

George B.

encompass

Very quick and easy to deal with and awesome communication

Nelson J.

encompass

Gave great communication so we knew what was going on

Kaitlyn L.

encompass

Your local expert

Wherever you're located, I'm here to help.

Mortgage Rates Illustration

Mortgage rates today

The current 30-year fixed mortgage rate is as low as 6.250%. Get a personalized quote in just a few minutes.

Above rates last updated December 29th 2025, 4:30pm EST.

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Have a question?

bflanagan@totalmortgage.com

(203) 217-6393