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about me

As a licensed mortgage banker with Total Mortgage, I am dedicated to providing the right solutions for all of your home buying needs. Whether you’re a first-time buyer or a seasoned investor, my team is ready to assist and answer any questions along the way. We pride ourselves on being your local mortgage experts, which means we offer a personalized experience that other lenders can’t. We’ll sit down, address your specific needs, and create a financing plan to help you reach your goals as fast as possible. So don’t wait – give me a call today!

client testimonials


Michael was so willing to help me in any way that he could from the very beginning! Every time I had a question he had an answer in less than ten minutes! He’s extremely knowledgeable and will go the extra mile for you! This is someone who truly enjoys what they do. Thank you for your hard work and dedication! I know it was not easy!

Jessica Anne Stetzer


Honestly, being a Realtor, I have dealt with a lot of Loan Officers, and Michael is the best! He always answered my calls, my question, concerns and made the process painless.

Bruce H Wood


My home buying process was years long, starting and stopping through Covid. When it came time to buy, it was GO time. Michael was there the whole time, always ready, always available for me. He continually had sound advice, was perfectly willing to explain each option in full detail and teach me more than a thing or two along the way. Once my agent was CC’d on our emails, she even text me and said “I love Michael, he’s the best.” And she will refer to him when possible. Michael is a rock star and will do everything it takes to make it happen, but even more, make you comfortable and confident in your choices. Thank you for everything Michael!

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Mike is a true pro at his job. All of his transactions are smooth because he is a high level communicator.

Tara Crossley


Michael always went above and beyond. Any hour, any day, for 3 Years, Michael would reply or call back within minutes to give the most helpful and in-depth answers and advice. He jumped through every hoop to make my complicated situation work. He worked well with my agent, and my lawyer. Even my agent is going to refer people to him because she was so impressed. Thank you so much Michael, you made this a breeze.

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Niko Lee


Michael always explained the process, what to expect, and was in co stant communication throughout the process. He made everything very easy and relaxed, we didn't have any concerns at all.

Samuel E. Peters Jr.


Michael was fast to respond, and always available to answer any questions I had. My husband and I felt that Michael did everything to make the mortgage process as easy as possible for us. I have already recommended Michael's services to a few people.

Jennifer Riley


Michael was on point answering all of my questions with patience and expediency. As a first time home owner Michael kept me informed on all aspects of the process and assured me everything was going to work out.



Michael was very informative and answered all of my questions with patience and expediency. When there were bumps in the road he assured me that all was going to work out in the end.

Dawn Sheri Lanteri


Mike got my closing to go pretty smooth and however quick!!! He was always there and responded to any questions or concerns immediately and did not make you wait for answers.



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about total mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

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