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Purchase Rates
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Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
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Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
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Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
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Navigate all our loan product options and find the perfect loan for you.
Our Story
Learn more about our mission to provide local lending expertise at the national level.
Why join Total Mortgage?
From day one to closing day, see why home buyers choose Total Mortgage for a smooth lending experience.
Community Foundation
A 501(c)(3) nonprofit by Total Mortgage supporting local youth and families through fundraising and community service.


Making home possible.
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Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.

Our mission is to make the mortgage process simpler for homebuyers
$15.5B+
Closed Loan Volume
30,469
First-Time Homebuyers
52,496
Closed Units

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Frequently Asked QuestionsTestimonials
What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
Domenic is simply the most informative, helpful, understanding, friendly. I would love to work with him with every home purchase because I trust him.
- Gina B.![]()

Domenic A.
Shelly at Total Mortgage was very knowledgeable, had great communication, and answered all of our questions in a timely manner. She was available when we needed her explaining the options we had and guiding us in the right direction that led us to purchasing our new home! We highly recommend her and Total Mortgage.
- Sandie L.![]()

Rick A.
If patience is a virtue, Melissa is eligible for sainthood. I came into the homebuying process as a first-time buyer with a million questions, three dogs, one cat, a complicated financing situation, and a dream. What followed was not one, not two, but THREE attempts at buying a home, and Melissa was right there through every single one. Through failed deals, changing numbers, endless questions, and enough financial worksheets to wallpaper my future living room, Melissa remained patient, responsive, knowledgeable, and endlessly reassuring. She never once made me feel like a burden for asking questions (even when I was asking the same question for the fifth time), and she always made sure I actually understood what I was signing up for. And when I say this woman goes above and beyond, I mean it quite literally. At one point, Melissa was running mortgage numbers for me from the passenger seat of a car, connected to a mobile hotspot, in the middle of a six-hour drive. I cannot think of a better example of her dedication. Most people would have reasonably said, "I'll take a look when I get home." Not Melissa. Apparently, the Jenna Homebuying Experience™ was going to remain fully operational at highway speeds. Navigating first-time homebuyer assistance and the mortgage process was intimidating, but Melissa made everything feel manageable. She was consistently on top of things, quick to respond, and genuinely invested in getting me into the right home, not just getting a loan across the finish line. By the third attempt, I think we were both afraid to get excited, but she never stopped showing up for me. I cannot overstate how much it means to have someone this competent AND this kind in your corner during one of the biggest financial decisions of your life. Melissa, thank you for surviving the Jenna Homebuying Experience™. I hope your next client buys the first house they look at. You've earned it. A thousand stars. Five simply aren't enough.
- Jenna![]()

Denise P.
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