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Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
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Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Our Story
Learn more about our mission to provide local lending expertise at the national level.
Why join Total Mortgage?
From day one to closing day, see why home buyers choose Total Mortgage for a smooth lending experience.
Community Foundation
A 501(c)(3) nonprofit by Total Mortgage supporting local youth and families through fundraising and community service.
Making home possible.
Crunch the numbers
Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.
Our mission is to make the mortgage process simpler for homebuyers
$15.5B+
Closed Loan Volume
30,469
First-Time Homebuyers
52,496
Closed Units
We're in your neighborhood.
We are licensed in over 47 states and territories with over 67 branches – wherever you are, we have an expert for you!
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Frequently Asked QuestionsTestimonials
What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
Matt and his team could not have been more professional or helpful during our entire loan process. He was professional, courteous, and always available for any questions. His team was also excellent, keeping us informed from beginning to end. I would highly recommend Matt for any mortgage needs! Five stars plus!
- Clara G.
Matthew T.
I've worked with Shane several times with different buyers in Guilford and Killingworth CT. Each time he is able to deliver as promised on time and our buys are happy. I can always reach him after 5pm and on the weekends when I need him most. I would Highly recommend Shane to anyone interested in buying or refinancing a home.
- Cory T.
Shane H.
Working with Derick was an absolute pleasure. He made the mortgage process clear and stress-free. From our first conversation, Derick, continuously communicated with us of next steps and expectations in the process. We would highly recommend Derick to our family and friends.
- Kmdx63
Derick D.
Buyer toolsjust for you
Calculate payments, estimate your budget, and determine refinance savings in seconds.
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