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Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
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Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Our Story
Learn more about our mission to provide local lending expertise at the national level.
Why join Total Mortgage?
From day one to closing day, see why home buyers choose Total Mortgage for a smooth lending experience.
Community Foundation
A 501(c)(3) nonprofit by Total Mortgage supporting local youth and families through fundraising and community service.
Making home possible.
Crunch the numbers
Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.
Our mission is to make the mortgage process simpler for homebuyers
$15.5B+
Closed Loan Volume
30,469
First-Time Homebuyers
52,496
Closed Units
We're in your neighborhood.
We are licensed in over 47 states and territories with over 67 branches – wherever you are, we have an expert for you!
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Frequently Asked QuestionsTestimonials
What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
I cannot say enough wonderful things about Shelly and her husband! As first-time homebuyers, they truly made our experience such a positive and memorable one. Shelly went above and beyond throughout the entire process, always making sure we felt comfortable, informed, and heard. Even after closing on our home, she continues to be there whenever we have questions, which means so much to us. You can truly tell that they care about their clients and take pride in what they do. We are beyond grateful for all their help and support in making such an important milestone in our lives a wonderful experience. They really are the best, and we couldn’t recommend them enough!
- Adalinda C.
Rick A.
Denise is a superstar! When another mortgage lender was unable to close on my FHA loan. We provided all necessary documents required 3 months later, we were almost going to lose the opportunity to own this home. Denise was referred to me by my wonderful realtors Gigi and Anthony. Denise took over my loan like a superhero within 2.5 weeks we closed on our beautiful home. I will always be grateful to Denis our superstar!
- Drita L.
Denise P.
Total Mortgage helped me purchase my first home! The entire process with Total Mortgage was great! They were eager and willing to answer any and all questions I had (being that I was a first time homebuyer, I had LOTS). I can’t recommend them enough! Marc Nathan, Andrea Frechette and the rest of the team were delights to work with and made the process so smooth! I can’t thank them enough!!
- Nicole P.
Marc N.
Buyer toolsjust for you
Calculate payments, estimate your budget, and determine refinance savings in seconds.
Crunch the numbers
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