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Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
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Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Buy
Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Refinance
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Rates
Resources
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Customers
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Crunch the numbers
Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.
Our mission is to make the mortgage process simpler for homebuyers
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We are licensed in over 47 states and territories with over 64 branches – wherever you are, we have an expert for you!
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What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
Joselyn was very patient throughout the home buying process. Gave me all the info I needed and answered any questions I had. Hopefully I won't need to take out another mortgage anytime soon but if I did I would use Joselyn again.
- Kevin
Joselyn B.
I want to talk about the purchase of my new home.I was fortunate to was able to work with our Mortgage Banker. Ryan Seeger this guy was amazing to me and my family . I was a train reck during the process in getting the house Ryan was patience and understanding.The fact that he will pick up my phone calls anytime of day even on a Sunday I’ll ask him my his opinion in everything even in picking up a home .Thank you Ryan for the comfort and the process was worth it . Total mortgage is an amazing way to go for first time home buyers thank you guys to your team and for the being of a new life for my family sincerely Francisco Bayron
- Francisco J.
Ryan S.
The team working with me was so diligent, professional and we were able to close quickly. I was working with a different mortgage company that was dragging their feet and took months. I switched to Total Mortgage and from start to finish they were all so prompt and responsive. I will definitely be reaching out to purchase any other properties in the future!
- Lathania S.
Manny G.
Buyer toolsjust for you
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