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Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
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Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Our Story
Learn more about our mission to provide local lending expertise at the national level.
Why join Total Mortgage?
From day one to closing day, see why home buyers choose Total Mortgage for a smooth lending experience.
Community Foundation
A 501(c)(3) nonprofit by Total Mortgage supporting local youth and families through fundraising and community service.


Making home possible.
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Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.

Our mission is to make the mortgage process simpler for homebuyers
$15.5B+
Closed Loan Volume
30,469
First-Time Homebuyers
52,496
Closed Units

We're in your neighborhood.
We are licensed in over 47 states and territories with over 67 branches – wherever you are, we have an expert for you!
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Frequently Asked QuestionsTestimonials
What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
As a realtor I am often asked for a referral to a good loan officer. Joselyn Bryant is always at the top of the list. She truly cares about the people she helps. For her it's not just about getting a loan to the closing table. It's making sure her clients have the right loan product for them. She's actually spent months counseling individuals on how they can improve their credit to get better rates. She's incredibly responsive and highly knowledgeable. Simply put - she's the best!
- Colleen C.![]()

Joselyn B.
Everything was perfect Debora and her team was amazing
- Jose S.![]()

Debora V.
My husband and I had an absolutely amazing experience working with Kelly at Total Mortgage! From the very beginning she was incredibly knowledgeable, responsive, and always so easy to get ahold of, which was extremely important to us as we had difficulties from the very beginning gaining basic information from other lenders. When we were making offers, she was always ready to jump in and get us whatever we needed, which made such a difference in a stressful and competitive market. As first-time homebuyers, we had what felt like an endless amount of questions, and Kelly answered every single one with patience and made sure we actually understood everything throughout the process. We never felt like we were bothering or asking too much. Once our offer was accepted, Kelly kept everything moving incredibly quickly and made the entire mortgage and closing process feel so much easier then we expected. She was on top of everything from start to finish, and we always felt like we were in great hands. We truly could not have asked for a better experience. We are so grateful for everything she did to get us into our new home and would recommend her without hesitation!
- Stephanie A.![]()

Bob Z.
Buyer toolsjust for you

Calculate payments, estimate your budget, and determine refinance savings in seconds.
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