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Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
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Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
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Making home possible.
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Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.
Our mission is to make the mortgage process simpler for homebuyers
$15.5B+
Closed Loan Volume
30,469
First-Time Homebuyers
52,496
Closed Units
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We are licensed in over 47 states and territories with over 64 branches – wherever you are, we have an expert for you!
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Frequently Asked QuestionsTestimonials
What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
Thomas was outstanding throughout our home-buying process. He was knowledgeable, responsive, and always took the time to explain each step clearly. He made what could have been a stressful experience feel smooth and manageable. Communication was excellent, and he was always available to answer questions and provide updates. Thanks to his professionalism and dedication, we were able to close on our new home with confidence. I would highly recommend Thomas to anyone looking for a reliable and trustworthy lender.
- Ryan C.
Thomas Z.
We just closed on our new home and could not have done it without Denise. She made the whole mortgage process so easy and guided us every step of the way. She was always available to answer our questions and we would recommend her to anyone!
- Emily B.
Denise P.
Mark was amazing from the start..very thankful I had him to do my first time home prosess I would highly recommend him to anyone.. if anyone ask me if I know someone to go through to buy a home yes I'll say ill always refer Mark to them..he's good at what he does very well keeping communication though the process...
- Haroldketcham83
Mark A L.
Buyer toolsjust for you
Calculate payments, estimate your budget, and determine refinance savings in seconds.
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