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Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
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Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Making home possible.
Crunch the numbers
Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.
Our mission is to make the mortgage process simpler for homebuyers
$15.5B+
Closed Loan Volume
30,469
First-Time Homebuyers
52,496
Closed Units
We're in your neighborhood.
We are licensed in over 47 states and territories with over 64 branches – wherever you are, we have an expert for you!
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You're not alone, and that's why we're here. Check out our FAQs and let the experts guide you forward.
Frequently Asked QuestionsTestimonials
What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
All is well, Thank you so much for helping me purchase my first home and making one of my lifelong dreams come true. Your guidance, patience, and support throughout this journey meant more to me than words can express. Because of your dedication and hard work. I now have a place call home, and I will be grateful for everything you did to help make this dream a reality.
- Nicolas S.
Chris G.
It was great working with Danny he is very respectful and everything went smoothly with his help
- Winnie K.
Danny O.
Thomas and his team were proactuve with their communication, on top of everything from the start, managed our expectations and explained things in terms we could all understand. HIGHLY RECOMMEND if you are in need of a lender for home purchase or refinance. Thank you!
- Erine C.
Thomas Z.
Buyer toolsjust for you
Calculate payments, estimate your budget, and determine refinance savings in seconds.
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