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Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
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Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Our Story
Learn more about our mission to provide local lending expertise at the national level.
Why join Total Mortgage?
From day one to closing day, see why home buyers choose Total Mortgage for a smooth lending experience.
Community Foundation
A 501(c)(3) nonprofit by Total Mortgage supporting local youth and families through fundraising and community service.
Making home possible.
Crunch the numbers
Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.
Our mission is to make the mortgage process simpler for homebuyers
$15.5B+
Closed Loan Volume
30,469
First-Time Homebuyers
52,496
Closed Units
We're in your neighborhood.
We are licensed in over 47 states and territories with over 65 branches – wherever you are, we have an expert for you!
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Frequently Asked QuestionsTestimonials
What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
Darren made this entire process feel smooth, stress-free, and genuinely exciting from start to finish. He was incredibly responsive, knowledgeable, and always took the time to explain everything clearly. You can tell he truly cares about his clients and goes above and beyond to make sure they feel supported every step of the way. He has now helped me with two refinances. Would not work with anyone else! He’s great
- Savnhale
Darren K.
Matt and his team were so great to work with. They navigated my weird issues with expertise and patience and helped me with both the regular mortgage and working with Mass Housing Assistance. They were always responsive and quick to reply with any questions or needs.
- Camila H.
Matthew T.
My experience with Charlie Masse and Total Mortgage was absolutely amazing. As a first-time homebuyer, I was nervous about the process, especially since I was combining households with my family after they sold their home. The entire team at Total Mortgage was patient, understanding, and supportive every step of the way. They took the time to answer all of our questions and made what could have been a stressful experience feel manageable and exciting. Thanks to their guidance and dedication, we are now settled in a wonderful neighborhood and enjoying this new chapter together as a happy family. Thank you, Total Mortgage, for helping make our dream of homeownership a reality!
- Tynicha D.
Charlie M.
Buyer toolsjust for you
Calculate payments, estimate your budget, and determine refinance savings in seconds.
Crunch the numbers
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