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Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
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Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Buy
Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Refinance
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Rates
Resources
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Customers
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Crunch the numbers
Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.
Our mission is to make the mortgage process simpler for homebuyers
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We are licensed in over 47 states and territories with over 63 branches – wherever you are, we have an expert for you!
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Frequently Asked QuestionsTestimonials
What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
What a smooth experience! I’ve been in real estate for over 20 years - I was referred to Scott by a trusted lender and let me just say this… Scott and his team exceeded my expectations on every level. He answered my calls and texts and emails at crazy hours and was very patient with my many questions. (I was buying a home in a new state) Highly recommend. Wish there was a “Scott” in every business I deal with.
- Marie F.
Scott W.
Keep up the great work!
- Alice F.
Chris G.
The total mortgage experience was truly amazing. I love how you enter your info in one time and it is then automatically entered for you on every document you would ever need to fill out in the future. That feature sure saved a lot of time. In addition, being able to do the entire mortgage remotely was awesome. In fact, I can honestly say that everything about this company is specifically designed to save the customer time and make the whole mortgage process as easy, simple, and stress-free as possible for the costomer. Then there was my loan officer, Wendy. She was so friendly and helpful. This was my first mortgage and I admit I didnt know much abot mortgages going into the process. Before I found Wendy I went to several other banks and dealt with many other loan officers. All of the others used bank jargon that I had never heard before. It was like they were speaking Chinese. However, Wendy went slow with me and used terminolgy I understood. From our first conversation I knew Wendy and Total Mortgage were the company for me. I can promise that if you go with Total Mortgage, you will be very happy. Thank you Wendy and Total Mortgage.
- Jeffrey A.
Wendy C.
Buyer toolsjust for you
Calculate payments, estimate your budget, and determine refinance savings in seconds.
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