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Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
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Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Our Story
Learn more about our mission to provide local lending expertise at the national level.
Why join Total Mortgage?
From day one to closing day, see why home buyers choose Total Mortgage for a smooth lending experience.
Community Foundation
A 501(c)(3) nonprofit by Total Mortgage supporting local youth and families through fundraising and community service.
Making home possible.
Crunch the numbers
Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.
Our mission is to make the mortgage process simpler for homebuyers
$15.5B+
Closed Loan Volume
30,469
First-Time Homebuyers
52,496
Closed Units
We're in your neighborhood.
We are licensed in over 47 states and territories with over 65 branches – wherever you are, we have an expert for you!
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Frequently Asked QuestionsTestimonials
What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
Just wanted to say thank you to Alesia & her team for such an excellent/ thorough job getting us into our first home. Thank you so much, cheers!!!
- Jere
Alesia W.
I worked with Kevin as a first time homebuyer for the full real estate purchasing process. From helping me with early rate quotes, very fast pre-approvals so that I could put offers in, and then guiding me through the process once an offer was accepted and getting a loan approved and closed. Kevin was very helpful throughout, always able to answer a text or phone call and reassuring and explaining answers to my questions throughout the process. I'd highly recommend working with Kevin, great rates, fast and efficient communication, and he clearly cares about working with people!
- Paul A.
Kevin R.
We are so grateful to have used Zack as our lender and we can't recommend him enough! As first-time homebuyers, we didn't know what to expect, but Zack made everything so much easier! He was knowledgeable, responsive, patient, and always took the time to answer our questions and guide us through every step. Thanks to Zack's hard work and dedication, we were able to purchase our very first home! Which is something we truly couldn't have done without him. We are so grateful for all of his support and would highly recommend him to anyone looking for a lender who genuinely cares about his clients. Thank you, Zack!
- Lauren R.
Zachary M.
Buyer toolsjust for you
Calculate payments, estimate your budget, and determine refinance savings in seconds.
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