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Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
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Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Our Story
Learn more about our mission to provide local lending expertise at the national level.
Why join Total Mortgage?
From day one to closing day, see why home buyers choose Total Mortgage for a smooth lending experience.
Community Foundation
A 501(c)(3) nonprofit by Total Mortgage supporting local youth and families through fundraising and community service.
Making home possible.
Crunch the numbers
Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.
Our mission is to make the mortgage process simpler for homebuyers
$15.5B+
Closed Loan Volume
30,469
First-Time Homebuyers
52,496
Closed Units
We're in your neighborhood.
We are licensed in over 47 states and territories with over 65 branches – wherever you are, we have an expert for you!
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Frequently Asked QuestionsTestimonials
What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
My van got stuck in the grass and I wasn't sure how I was going to get it out. Out of nowhere, Blaine pulled over, offered to help, and used his pickup truck to tow me out. He didn't have to stop, but he did, and he stayed until the van was free. That kind of generosity toward a total stranger says a lot about his character. I didn't meet Blaine through a mortgage, but if he treats his clients with even half the care he showed me, you're in great hands with him at Total Mortgage. Thank you, Blaine!
- Samir J.
Blaine C.
Nic was, without a doubt, the most knowledgeable person I worked with throughout the entire mortgage process. He made himself available at every turn and took the time to answer every question thoroughly. There were definitely moments when I felt lost or overwhelmed, but Nic always had a way of breaking things down, explaining them clearly, and making the complicated parts feel simple. My situation was anything but straightforward and he never gave up on me. Instead he rolled up his sleeves and out in the work and provided valuable insight, and walked me through every step. If you want someone in your corner who is knowledgeable, dedicated, responsive, and willing to do the work, Nic is the guy! I’m incredibly grateful for everything he did to make this happen, and I’m already looking forward to the next deal we get to make.
- Terrell M.
Nicolas F.
Working with Jaime Laureano was one of the best decisions I made during my home-buying process. From the very beginning, he was professional, knowledgeable, patient, and always willing to answer every question I had. He guided me through every step, kept me informed, and made what could have been a stressful experience feel much easier. What impressed me the most was his honesty, dedication, and genuine commitment to helping me. I never felt like just another client—he truly cared about making sure everything went as smoothly as possible. If you're looking for someone you can trust to help you with your mortgage, I highly recommend Jaime Laureano and the team at Total Mortgage. I am extremely grateful for everything he did for me and would confidently recommend him to my family, friends, and anyone looking to buy a home. Thank you, Jaime, for your outstanding service. You truly deserve five stars!
- Edward O.
Jaime L.
Buyer toolsjust for you
Calculate payments, estimate your budget, and determine refinance savings in seconds.
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