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Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
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Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Buy
Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Refinance
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Rates
Resources
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Customers
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Crunch the numbers
Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.
Our mission is to make the mortgage process simpler for homebuyers
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We are licensed in over 47 states and territories with over 63 branches – wherever you are, we have an expert for you!
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What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
Thanks to Bill Flanagan at total mortgage my family has a place to call home. The experience of sorting out all the details of getting a new home is certainly a challenge. The process was made much smoother and more reasonable with the help of someone who goes out of their way to make it as painless as possible. Thanks so much!
- Brendon L.
Bill F.
I had an excellent experience with my lender throughout the entire home buying process. He guided me every step of the way and was always available to answer my questions. Everything was handled incredibly fast and efficiently, and the whole process was completed in record time. He truly went above and beyond by being present at my closing and even bringing a thoughtful gift for my child, which meant a lot to me. What I appreciate the most is that even after closing, he is still checking in and helping me with the process for my first mortgage payment. I highly recommend him to anyone looking for a lender who is professional, reliable, and truly cares about their clie
- Maritza G.
Josue H.
Shane was great, we would definitely recommend him and total mortgage to anyone looking for a home.
- Peter L.
Shane H.
Buyer toolsjust for you
Calculate payments, estimate your budget, and determine refinance savings in seconds.
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