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Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
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Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Our Story
Learn more about our mission to provide local lending expertise at the national level.
Why join Total Mortgage?
From day one to closing day, see why home buyers choose Total Mortgage for a smooth lending experience.
Community Foundation
A 501(c)(3) nonprofit by Total Mortgage supporting local youth and families through fundraising and community service.
Making home possible.
Crunch the numbers
Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.
Our mission is to make the mortgage process simpler for homebuyers
$15.5B+
Closed Loan Volume
30,469
First-Time Homebuyers
52,496
Closed Units
We're in your neighborhood.
We are licensed in over 47 states and territories with over 67 branches – wherever you are, we have an expert for you!
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Frequently Asked QuestionsTestimonials
What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
Haley was absloutley amazing! She was so helpful and knowledgeable and always happy to answer and questions we had! She made our home buying experience wonderful.
- Indigo W.
Haley B.
From start to finish Chuck went above and beyond to make my mortgage journey smooth and stress free. He took the time to listen to my goals, explained all options and secured a rate that worked for me. I would recommend Chuck to anyone seeking a reliable and personable mortgage broker. Thank you again Chuck!
- Bobbie F.
Chuck T.
⭐⭐⭐⭐⭐ 5 Stars – An Outstanding Experience with Total Mortgage! I cannot express how grateful I am for the exceptional experience I had with James Khoury and the entire Total Mortgage team! From beginning to end, they made one of the biggest milestones of my life possible—becoming a homeowner! James was absolutely amazing throughout the entire process. He was professional, knowledgeable, patient, attentive, and always willing to answer my countless questions. He consistently kept me informed, reassured me during stressful moments, and went above and beyond to make sure everything went as smoothly as possible. Buying a home can be overwhelming, but having such a dedicated and supportive team made all the difference. I never felt like just another client. I genuinely felt that James and his team cared about my family, my concerns, and helping me achieve my dream of homeownership. Today, I can proudly say I am a homeowner, and I couldn’t be more thankful for everyone who helped make this dream a reality! If you are looking for a mortgage company that truly cares about its clients, I wholeheartedly recommend James and the Total Mortgage team! Their dedication, communication, professionalism, and exceptional customer service deserve more than five stars! Thank you again for making this unforgettable milestone possible for my family and me! 🏡❤️
- Nileny S.
James K.
Buyer toolsjust for you
Calculate payments, estimate your budget, and determine refinance savings in seconds.
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