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Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
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Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Our Story
Learn more about our mission to provide local lending expertise at the national level.
Why join Total Mortgage?
From day one to closing day, see why home buyers choose Total Mortgage for a smooth lending experience.
Community Foundation
A 501(c)(3) nonprofit by Total Mortgage supporting local youth and families through fundraising and community service.
Making home possible.
Crunch the numbers
Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.
Our mission is to make the mortgage process simpler for homebuyers
$15.5B+
Closed Loan Volume
30,469
First-Time Homebuyers
52,496
Closed Units
We're in your neighborhood.
We are licensed in over 47 states and territories with over 67 branches – wherever you are, we have an expert for you!
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Frequently Asked QuestionsTestimonials
What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
Ann was so awesome! She made the process so easy. She had answers to all of my questions and explained it to make sure I understood. Ann, thank you for putting up with me and being so patient while we got everything you needed to you. Watch out for those referrals! 😁
- Sara L.
Ann P.
Five stars all around ~ As a realtor I have had the pleasure of working with Chris Genovese at Total Mortgage as they guide my clients thru the home buying process time and time again - but recently I had the pleasure of working with Total Mortgage as a buyer myself and once again I can say that Chris and his team were amazing!! Fast & efficient as well as transparent & communicative made the process easy & sometimes funny! 😎 So whether you need a lender or your clients do I Highly recommend Chris!!!! Thank you Deana McKee The Chuck Zepp Team of EXP
- Deana M.
Chris G.
I would like to sincerely thank Lisa & Her team for helping me through the entire home-buying process. From beginning to end, they were professional, patient, knowledgeable, and supportive. They kept me informed, answered all my questions, and made sure we understood every step of the process. Buying a home can be stressful, but they made the experience much easier and helped make my dream of becoming a homeowner come true. I am beyond grateful for their hard work, dedication, and commitment to getting me to the closing table. I highly recommend them to anyone looking to purchase a home. Thank you so much for everything! ❤️🏡
- Jayme S.
Lisa G.
Buyer toolsjust for you
Calculate payments, estimate your budget, and determine refinance savings in seconds.
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