Howard Shtulman photo

Howard Shtulman

Mortgage Banker

NMLS# 1644042

about me

In a previous life, Howard Shtulman was a chiropractor. In 2010, after almost 30 years of helping patients, he sold his practice and began his second career as a mortgage banker. Now instead of helping people regain their health, he's helping people attain their dream of homeownership. 

When Howard isn't spending time with his wife, two sons, and four grandsons, he's probably woodworking, fresh-water fishing, or practicing Tai-Chi.


Focus on the move, not the mortgage.

Greenlight your loan, and close in 21 days.*

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About Total Mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

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