Sophia Bell photo

Sophia Bell

VP, Mortgage Banker | Leominster Branch

NMLS# 655065

email [email protected]
C : (978) 870-7152

about me

Sophia was born and raised in Leominster, MA where she graduated from Leominster High School and started her career in the banking industry where she has spent 14 years focusing on the needs of her clients. She decided to move into the mortgage profession because she has a passion for helping people reach the ultimate goal of home ownership, and she realizes how overwhelming the process may seem. Whether they’re first time home-buyers or purchasing their fifth property, Sophia takes her time to explain the products available to her clients to ensure it’s a positive and stress-free experience. She is always available to answer any questions her clients may have.  

Sophia is a proud mother and sports enthusiast who spends her free time with family and playing softball whenever she can. No matter what, she keeps her clients the number one priority while remaining family-oriented. 


client testimonials


Sophia not only walked us through the process step by step with great detail. She was always available to answer any of our questions and it didn't matter how many questions we had and boy did we have a lot. Above all her honesty was above and beyond. We were lucky to have her through this home buying process

Daniel Pichnarcik


She was very informed and was able to answer all of my many questions. She was patient and she really made the whole experience very smooth. It made for a stress free process. She is wonderful!!!

Ashleigh Rheault


Sophia has a problem fix attitude. Instead of only pointing out why something might not work, she will pivot with ideas to make something work.

Joseph Burns


From start to finish we really appreciated working with Sophia. Any questions or concerns we ever had she was quick to respond and resolve. Her personalized videos were always awesome 👌, so there was never any miss communication or understanding. Highly recommended

Landry family


Sophia was amazing!!! She answered every question we had in depth and really made us understand what she was talking about. She was quick to respond and made this stressful process, less stressful. Overall, great experience with her. We couldn’t have asked for anyone better!

Christopher David Emerick


Sophia was extremely helpful in the entire process from beginning to end. She was always in quick contact with all information and updates and easy to understand with the videos. If ever we have any other transactions we only want Sofia. Thank you

Melissa Landry


Sophia was so easy to work with. She was friendly, knowledgeable and made the whole process very easy!

Christina Rosa


Sophia made the process smooth by communication and follow up. She is very professional and explained the entire lending requirements perfectly

Gicelle E Brito


I can’t say enough. Sophia was punctual, professional, knowledgeable, and fast! If it wasn’t for her I would not be a homeowner at this stage of my life. So grateful for all of her help!



Any and all questions we had were answered efficiently and with great knowledge. The overall experience was very pleasant taking a lot of our stress away.

Patti Guertin


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about total mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

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