Paul Palmer photo
Paul Palmer photo

Paul Palmer

Branch Manager | Milford Branch

NMLS# 6322

email [email protected] C : (508)944-4343

about me

Paul joined Total Mortgage because they combine the latest in AI Mortgage technology with the most personalized service and competitive rates in the industry. He brings with him over 38 years of experience in all aspects of the Mortgage business. He was the owner/operator of New England Capitol Mortgage Corp. (NECAP) located in Braintree, Massachusetts for 25 years. NECAP was one of the most successful Licensed Mortgage Lenders in MA in its day. Most recently he spent the last 10 years as the Vice President of Mortgage Operations in MA for a large regional Maine based Bank.  Paul’s new Job as VP Branch Manager for Total Mortgage is based out of his same office building at 46 Church Street in Braintree. You can still reach Paul with all the same phone numbers he has kept all this time. Once again as the saying goes “only the name has changed”.


Paul is very excited about this new opportunity to bring an even better Mortgage experience to his extended family of over 10,000 clients that he has helped secure financing for over the years. Every mortgage has different guidelines, parameters, individual scenarios, and requirements for each and every borrower. Paul prides himself in being a true mortgage financial planner with advice that goes well beyond typical rate and payment quotes. His clients trust him because he always strives to ensure every monetary and time saving option is explained and understood. He treats everyone like family and his customer loyalty is proof of that.


Paul is an avid outdoorsman who enjoys high adventure trips as well as destination vacationing with his wife of 40 years, Donna. They currently reside in Foxboro, MA.

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about total mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

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