Nico Sharp photo

about me

Nico Sharp is a Branch Manager who has spent the last decade ensuring that each client he works with has the best home-buying and refinance experience possible. He started his career with Bank of America in 2006 and has spent time at Wells Fargo, JP Morgan, Chase Bank, Citibank, and other US-based lenders.

Nico has been ranked among the top 10% in every organization he has worked for. He has also spent 10 years working as a Financial Planner, Private Banker, and Private Mortgage Banker.

When he isn't working, he loves to spend his quality time traveling the world with his wife and chasing around his 3-year-old son Nicolas. Occasionally, he also likes to come in last at golf tournaments throughout the tri-state area.

client testimonials


Nico’s attention to detail is incredible. This is the service you get from someone who has been doing this for many years. He really knows how to instill confidence in his customer!

Charles Austin Harrell


He was very informative and responsive to my questions. Handled himself professionally and was a delight to work with.

Melissa Diaz


Nico went above and beyond to walk us through every step of the way. No matter the time of day he was willing to hop on a call and ensure we were understanding everything. Thank you for your stellar partnership and guidance!

Valeria Castro


Nico and his team have been an absolute pleasure to work with. He walked us through the entire process and was always a phone call or text away. Super responsive and professional. I highly recommend Nico and his team and truly believe they are the best in the business!

Felipe Castro


Nico was hands down the best I’ve ever worked with across the many many real estate transactions in my life. He was incredible on his level of communication, availability, helpfulness, patience and last but not least delivering a competitive product. Nico is a superstar!

Joseph Mark Loner


Nico made our buying experince very pleasant. He was very profesional, and helpfull. We needed to close very quickly and he made it happened. It was a blessing to have worked with Nico. I will defenitely do business with him again and highly recomend him. Thank you Nico

Mario Quintanilla


Nico was extremely pleasant to work with. There was no hidden agenda, he genuinely wanted to ensure we had a phenomenal experience and we did. Nico guided us through every available option, took the time to answer our many many questions, and checked in with us frequently to make sure we stayed on track. Most importantly Nico was thorough and precise. He is truly an exceptional talent and delivers his clients a VIP experience. Thanks Nico!!

Read More



Nico has been an invaluable resource while navigating this crazy market. From the first call, he figured out my needs and quickly got me a pre-approval on my loan. He worked with my real estate agent to give my offers the best chance at being selected. Also, whenever I needed to make any revision to documentation, Nico was super quick to make any changes. Nico treated me as if I was his only client and I always felt that he acted with urgency for anything regarding my home loan. He was crucial to me getting my home and he made everything go smoothly. I can't recommend him enough. He'll get you taken care of!

Read More

Philip Gorospe


I was referred to Tomo by my realtor back in Feb 2022 and it was definitely what I would call concierge service. Nico Sharp was my main contact and he is definitely one of the best in his field. He clearly explained everything I needed to know in detail. This was my 8th home purchase and I consider myself very knowledgeable but he taught me even more about home lending. The real estate market is very hot in Tampa and we had gone through at least 6 offers and we had to keep asking for updated mortgage letters. Nico was always very responsive and understanding. And even when he was "on vacation" he would sometimes return my call or email. But even when he couldn't, his team members were more than happy to cover. When we finally had an offer accepted, it was very challenging obtaining forms by the HOA and we didn't get to closing. But Nico "pulled a Hail Mary" and we finally have a home for my daughter.

Read More

Maria Marcangelo


Tomo was excellent from start to finish, and they even matched a lower interest rate provided to me by another prospective lender. I would not hesitate to recommend Tomo and Nico Sharp to any of my family/friends!

Donnie Lane

crunch the numbers

Calculate payments, estimate your budget, and determine refinance savings in seconds.


Focus on the move, not the mortgage.

Greenlight your loan, and close in 21 days.*

Learn more

*Terms and conditions apply. For complete details click here

about total mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

Licensed State
Not Licensed State

start your mortgage process today

Apply Now

ask a question