Michelle Carrasco photo

Michelle Carrasco

Mortgage Banker | Providence Branch

NMLS# 931224

email [email protected]
C : (401) 440-0073

about me

As a Providence native with Dominican roots, Michelle Carrasco’s primary goal is to serve as many families as possible and guide them to their dream homes. Whether her clients are looking to buy a home or build an investment portfolio, Michelle is ready to help and offer her experience as an educational resource.


Michelle is a first-generation college graduate, earning her Bachelor’s in Finance from Bryant University and her Master’s in Global Organizational Leadership from Johnson and Wales University. She also minored in Psychology along the way, which helps her communicate with her clients and fully understand their needs.


Seventeen years ago, Michelle got her start in the mortgage industry as a Closing Coordinator and became a licensed Mortgage Banker in 2017. In 2008, she witnessed the fall of the real estate market first-hand and saw how many families were displaced as a result. This has only reinforced her mission of educating borrowers and minimizing their risk prior to making a purchase.


Michelle’s inspiration is her mother, who worked hard to get ahead and was always dedicated. Today, Michelle is the mother of a beautiful baby girl who motivates her to give it her all toward every obstacle. If you’re looking for a Mortgage Banker who truly cares about you and your needs, contact her today!

client testimonials


Michelle and her team from the beginning were very welcoming and probably more excited than I was initially. As a first time home buyer, they explained the whole process along the way and made my feel more comfortable. What is normally a big, scary move, they were able to break it down, communicate well and simplify everything.

Isaiah Fravien


I am very delighted and grateful with Michelle's work, she is a very professional person in her work and apart from her professional comportment, she is a very charismatic, charming, and cheerful woman, I thank her enormously for helping me to fulfill one of my greatest goals, to buy my first house at my 20 years of age.!!! ❤️❤️

Hilari Maria Munoz


Michelle is very knowledgeable, courteous and always shows a sense of urgency. Michelle went above and beyond to make our home purchase a pleasant experience.

Silbia Carmen Diaz


Recommend 100% always by your side until to the end thank a God for finding Michelle we applied with 3 different lender and the different was from the earth to the sky.

Angel Luis Fernandez


Michelle was great from beginning to the very end of this process. She is great at what she does!!!!

Yvonne A Diaz


working with michelle carrasco was the best experience of my life i would recommend her to everyone with my eyes closed she is the best at her job and as a person she is unique

Junior Ricardo Hilario Perez


I couldn’t have asked for a better person to take care of me and everything I needed while purchasing my home. Will definitely work with her again.

Michel Soler


I was introduce to Michelle by my fiancé because she worked with Michelle in the past purchasing a home, and I have never worked with a loan officer who has been more dedicated and persistent about her customers than Michelle. She is knowledgeable, fights for her customers getting what they need, she is available earl6y and late in the day, weekends also so pretty much when we needed her she was there every step of the way. She has become FAMILY!!!!

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David A Grundy


We have been battling with the closure on the property for almost 4 months! Michelle and her team dealt with procedures in a timely manner and reaching out to me when needed a document.

Maritza Gomez


She has been so helpful since the first day we spoke on the phone almost 2 years ago. It was a crazy roller coaster purchasing my home. But she made our dream of becoming home owners true.

Celia Ortiz


Focus on the move, not the mortgage.

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about total mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

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