Jim Frechette photo

Jim Frechette

Mortgage Banker | Portland Branch

NMLS# 1602897

email [email protected]
C : (207) 651-5955

about me

Jim has nearly 20 years as a real estate veteran and has worked on a wide array of real estate transactions. From raw land, first time home buyers, vacation homes, and multi-families, he can guide you through your transactions. He specializes in applying expertise to help make the loan process run seamlessly. He is a people person and loves to help others realize the American dream of homeownership.

Jim grew up in Maine and studied business at the University of Southern Maine. He lives in Alfred with his wife Melanie and their 3 children. He is active in the community including being part of Alfred Parks and Recreation, Lions Club, and the Knights of Columbus. He enjoys coaching his kids, camping, and he loves to cook.

Jim would be happy to talk to you about your goals to refinance your existing property or to purchase your first or second home, camp or investment property.

client testimonials


Jim and his team were very informative and patient. They answered any questions I had without hesitation and checked in with us throughout the process almost daily. I greatly appreciate them and am very impressed with how they do business! I actually miss talking to them you don't find that much at all today. Thank you guys for all your hard work. Jim you're the man! Rich DuBreuil

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Richard A DuBreuil


Jim really went above and beyond getting my family and I in our new home. He always kept me informed throughout the process as well as answered all my questions daily. He made the whole mortgage process pretty painless even when showcase was nothing but a headache. I can't thank Jim and his team enough.

Andrew Z. Ashland


Jim made buying our first home such an easy and painless experience! He took the time to explain how the process worked and then talked with us about any questions that we had throughout the entire process. He was always quick to respond and was very professional. I’m already recommending him to everyone I know who’s looking to buy a house.

Kasie Y Craig


As a first time homebuyer, Jim could not have been a better person to have in my corner. He always took the time to answer my never ending list of questions through the whole process.

Colby N Fike


Jim was AMAZING to work with!! He explained everything until we understood what the process was and was always there to answer a question. We couldn’t have asked for a better mortgage company to work with!! I’ll be recommending Jim to everyone!!

Kasie Craig


Jim Frechette and Meaghan Junkins have been fantastic through this whole home buying experience. They are extremely hard working and determined to help their clients succeed. Thank you so much for everything!

Andrew Ashland


Jim was on top of things from day one, his communication was on point and always answered all my clients questions. I will be working with Jim Frechette again!

Steven Esponnette


Great service, attention, timeliness, and assistance with any queries. Great team to collaborate with!

Adriana Mariel Reyes-O'Day


Jim’s communication and attention to detail was excellent. He was patient, informative, and kind. We loved working with Jim and look forward to working with him in the future.

Abigail M. Dowling


Working with Jim and his team made this process very easy! At any point I had a question he broke it down simple. There response time was very quick and made it easy to reach out, even with a busy schedule.

Jeffery Flagg


Focus on the move, not the mortgage.

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about total mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

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