Eric McPheat photo

Eric McPheat

Senior Mortgage Banker | Milford Branch

NMLS# 1583789

email [email protected]
O: (203) 876-2200 | C : (860) 874-4724

about me


Eric has enjoyed a career in servicing individuals and families to reach their goals.  He brings 17 years of experience in the financial services industry, with his focus being on the experience, education, and goals of the people he serves.  Eric prides himself on living by the Golden Rule, treating others as he would expect to be treated.  His love and passion for helping others achieve their lifelong goals have translated into a successful career in mortgage consulting.  He is real, honest, and genuine in his approach.  Every borrower is unique, and his job is to fit each client and family into the best scenario for their future goals.  Working with Eric through the often-confusing mortgage process is sure to be an experience less scary than you would imagine. He looks forward to serving you!



In his spare time, Eric loves to golf, camp, ski, and spend time with his wife and two young boys.


Focus on the move, not the mortgage.

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about total mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

client testimonials


Eric was truly so awesome to work with. My husband and I are recent first-time homeowners and Eric made our process beyond stress-free even when hurdles arose. Eric is calm, understanding, and accommodating. We are beyond grateful we had Eric by our side during our process. I would recommend Eric to anyone who is looking for someone that truly cares about their clients and ensures things get done in a timely manner. Thank you again so much Eric!!

Amanda C.


Eric was absolutely wonderful through this whole process. He is so helpful and encouraging. I could have never made it through this 1st-time buyer experience without him. Words can not express how grateful we are to him. I am and will highly recommend working with Eric to anyone purchasing a property. I look forward to working with him again someday. I trust him completely!

Tress C.


Eric was quick to respond and very easy and trustworthy to work with. If you want someone to get the job done accurately, and stay on top of things, he's the guy!

Sharon T.

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