Denise Russo photo

Denise Russo

Division Manager | Vero Beach Branch

NMLS# 644402

email [email protected]
C : (860) 818-3307
O: (772) 299-8493

about me

 “May the wind always push you forward, and the sun always shine on your face”

In 1999, Denise started her mortgage career after working for the Red Cross and in the medical industry for several years. Starting as a Mortgage Loan Officer and devoting most of her time on growth of relationships has afforded her a successful career for the past 21 years.

Denise attributes her success to her sincere connection with people; both as a consultant for clients and partners, and as a leader. She enjoys the home buyer process and coaching of clients through the largest purchase of their lives, and has a passion to find, train, and develop people who work hard and are nice to others.

Denise has held a strong position in her market with multiple roles for many years. She’s been a Five-Star Professional winner for 5 consecutive years, featured in Forbes February 2019 issue, and is looked up to as a market leader by her peers.

client testimonials


Denise and her assistant Eva are exceptional at what they do! They went above and beyond for my husband and I in every way! We could always reach them and they answered all our questions. They managed to close our loan on time with appraisal and CO coming in just one day before! The two of them made the mortgage process seamless and we are so grateful. We will definitely recommend Denise to everyone we know! And we will continue to work with Denise for funding of future properties!

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Kelly A Carrier


Denise was very responsive and patient with all my questions, never making me feel like I was bothering her. I felt Denise and Total Mortgage were working with my best interest in mind. I was very happy with the whole process and would recommend.



Denise was very responsive and patient with all my questions and concerns, never making me feel like I was being a bother to her. I felt Denise and Total Mortgage were open and honest and that they were making sure my loan was right for me. Would recommend.

Steven Lecher Jr


Denise Russo and her right hand, Eva, are the dream team in the mortgage world! They are both so responsive and incredible at what they do! They assisted my husband and I with a mortgage on a new construction home. With new construction, things really have to come together in the end to close the loan...right down to the last week! Denise and Eva made it happen! We closed on time with a great rate and the service is the best we have ever received. On top of all that, they are two of the nicest and most genuine people you will ever meet! We will continue to work with Denise & Eva on future rental properties! They are the dream team!!! Thank you Denise & Eva for everything! We feel so blessed to have had you both on our side throughout the whole mortgage process!

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Denise made the entire loan process smooth and easy. She is very knowledgeable, communicative, professional and went above and beyond by making herself available on the weekend to run numbers when looking at prospective homes to purchase--we can't thank Denise enough for her assistance. We highly recommend Denise and her entire team!

Jennifer L Pietila-Willms


Denise was incredible she walked us through step by step the entire mortgage process. Her entire team was very knowledgeable! Eva was great and super responsive. Working with Denise and the entire total mortgage team made buying a home an incredible experience. I have already referred several of my friends and family to Denise! I can’t tell you how thrilled my husband and I were with her guidance!

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Erika E Zdru


From our very first interaction until we closed Denise was always available to help us thru the process. Not only she is very skilled at what she does, her professionalism and friendly demeanor make her a pleasure to work with.

Carissa Layton


Denise and her team were a pleasure to work with. Denise was always available to answer any questions or concerns we had during the process. Denise really aided in making the house buying process simple and stress free.

Devon Layton


We cannot recommend DENISE sufficiently highly to explain to others how much she rescued us. We had signed up with another lender who scheduled three closings that were postponed over a month and a half and costing us for the delay which was not our fault. At that point we fired them and hired Denise who was able to arrange a closing for us within two weeks. Not to mention that in the middle of her scramble to arrange for our two week closing, she was getting married! She’s a star!

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The entire team is so kind and helpful. They are clear and organized and kept a normally stressful couple of weeks so calm and smooth for us!

Leah Patricia Bradley


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about total mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

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