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about me

I have been a CPA for over two decades; helping clients with a wide range of incomes navigate finances, business and taxes. I am now proud to add mortgage consulting as an additional tool to help individuals and families make intelligent choices with their money.

My spiritual background informs my sensibilities; since my accounting nickname is “Zen Mensch Accountant” it’s only proper that you refer me to as “Your Mortgage Mensch” for your real estate financing needs. (You see, I was born Jewish and those ethical values stay with me (hence the “mensch”), but I have practiced meditation for many years (the “zen”).

I was introduced to Domenic Apostolico, my Branch Manager, when he solved a complex house puzzle that arose out of my divorce. (The divorce was friendly but the housing piece was a headache!) 

I have two remarkable sons in their mid to older teens and a wonderful partner. 

I like racquetball and hiking and am (slowly) learning to play the drums. I am passionate about economic, social and environmental issues and serve on the board of the Economic Progress Institute of Rhode Island.

client testimonials


Rich and the team at TM went above and beyond to help me with all the details of getting my loan. Thank you!

Chloe Foglia


He informed me of every step of the refinancing. I achieved everything I wanted, such as reducing my mortgage from 30 years to only 20 years, also went down more than 2 points in interest.

Karina Tordoya


Rich is knowledgeable, professional, and friendly - a perfect combination! Easy to communicate with and very patient with all of my questions. Have recommended him to several friends and will continue to do so in the future. Thanks again for all of your help!

Pamela J Laurenzo


Richard and the Total Mortgage team were responsive and communicative, and worked with us to address our concerns and ensure we made fiscally sound decisions. We also appreciated Richard’s sense of humor and enjoyed the levity it added to a typically stressful process.

Dani Faith Sahner Brier


This online process made me feel like I was doing all the work that I believe Total Mortgage should have been doing for me.

Andrew D Bell


Not pressured. You were patient with me. Things happened slowly because of the pandemic on both sides, yours and ours, and that was fine. Whenever I had a problem or question, it was resolved to my satisfaction.

Barry Edward Marshall


Richard did a great job addressing challenging complications with our mortgage refinancing. He was prompt, persistent, communicated quickly and clearly, and came up with creative solutions that enabled us to overcome problems that another lender had given up on.

John Abraham Dane


Rich Streitfeld and Total Mortgage have been our allies in this complicated process of purchasing a home, and we feel lucky to have met them! They made the process as smooth and easy as possible. We highly recommend them.

Hannah Bernadette Stahl


Rich was super helpful and guided us through the whole process as first time homebuyers. Highly recommended!

Albert Sackner Behar


Richard's advice helped us to present some financial details in a way that allowed us to refinance quickly, when our current bank just kept asking more questions about our (unchanged) situation. It was just a smooth process that went the way we expected, and is saving us significant money.

David G. Durand


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about total mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

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