New Bedford, MA NMLS# 2585611

114 Tarkiln Hill Rd, New Bedford, MA 02745

Our New Bedford team is dedicated to helping you find the right mortgage solutions, whether you're buying or refinancing. We understand the local market and pride ourselves on delivering personalized service, competitive rates, and a stress-free experience. Contact us today to take the next step toward your dream home!

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Testimonials

"I truly appreciate all the support I received from Derrick Acosta. He was incredibly professional, easy to work with, and made me feel comfortable and confident throughout the entire loan approval process—from beginning to end. His guidance and communication made everything smooth and stress-free\n\n"

Isaida H.

thelenderlist

Testimonials

I worked with Derick Dacosta, an excellent professional, who has a good ability to communicate and explain details throughout the entire loan process. shows willingness to help and that is why I got a good interest rate for myself and helped me with the first time home buyer program. It was great working with Derick Dacosta and I highly recommend him. God bless you

Mauricio

zillow

Testimonials

Amazing experience, smooth and closed within 30 days!!! Always there to answer any questions I’ve had(and I called a lot ) thanks man for everything!!

Max D.

google

Testimonials

Derick went above and beyond to make this experience of purchasing an investment as smooth and as simple as possible. Derick was there to answer every single question I had for him. Every step of the way he was there and we were able to close on our investment in exactly 1 month since we started looking! Highly recommended and excellent communication matter what time he was there answering questions. Top notch loan officer. Thanks again Derick

Airports C.

google

Testimonials

Let tell you Dereck Acosta was one of the best , helping me to get everything together for my dream home , he didn’t gave up until he and his team got me my house , thank you Total Mortgage team .

Yamelys M.

google

Testimonials

I was introduced to Derick through my real estate agent. It turns out Derick was the one to walk me through my entire home-buying process. Derick is helpful, and knowledgeable about the home-buying process. I couldn't have had a more easy process without Derick's guidance. I would recommend Derick to anyone looking for a property give him a call or email him. Trust the process and you would never be let down, he will steer you in the right direction. 100% honesty!!!!!

Adrian C.

google

Testimonials

Got a house less than a year with Dreick Dacosta it's took two months to sign am so happy we got a house with this guys

Galaxy M.

google

Testimonials

I’ve done several deals with Derick, and I must say that he truly cares about getting his clients the best deal possible. It’s not just about closing a loan with him. He wants to make sure that his borrowers sign for a loan that they can sustain.

Brandan B.

google

Testimonials

Derick was so amazing! Through the entire process he make sure we understood what was happening, he put in his best effort to get us the lowest numbers he could get us ! We ended up buying our first house with ease, and locked in with the lowest rates! We couldn’t thank Derick enough for making this process so great, I would reccomend him 1000x again! Awesome work Derick

Jessica S.

google

Testimonials

I recently worked with Derick on my mortgage loan and I have nothing but good things to say. As a first time homebuyer the process can be so daunting and overwhelming but working with Derick was really a blessing. He made the process so easy and smooth making sure that it was completely stress free. Any questions I had he was quick to respond and took his time helping me understand the process. When any challenges or bumps came along the journey he worked tirelessly to solve the issue without having to burden me. I highly recommend working with Derick. He is a hard worker and very talented when it comes to his job. You will not regret choosing him as your loan officer.

Ashley P.

google
Mortgage Rates Illustration

Mortgage rates today

The current 30-year fixed rate mortgage is as low as 6.375%. Get a personalized quote in just a few minutes.

Above rates last updated December 13th 2025, 12:30pm EST.

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