BuyRefinanceRatesAboutFind Us800.359.1996Apply Now

ES

Apply Now

Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.

Purchase Rates

Know the rates, know your options. Start building your homeownership plan today.

Monthly Mortgage Calculator

Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.

Affordability Calculator

Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.

Apply Now

Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.

Refinance Rates

Rates can change fast. See today's options and discover potential savings on your mortgage.

Refinance Mortgage Calculator

Wondering how refinancing will affect your monthly payments? See how much you can save.

Cash-Out Refinance Calculator

See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.

Today's Rates

Get a snapshot of today's mortgage rates and see how they could impact your financing plans.

Find My Rate

Get a custom rate estimate in minutes. No guesswork, just real numbers.

Rates Header Image

Calculators

Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.

Blog

Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.

FAQs

Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.

Loan Products

Navigate all our loan product options and find the perfect loan for you.

Make A Payment

Need to make a payment? We make it easy to manage your mortgage anytime, anywhere.

Lower My Payment

Even small changes can lead to big savings. Discover ways to lower your monthly mortgage payment.

Contact Us

Have questions? We're here to help.

800.359.1996servicing@totalmortgage.com

Monday - Friday | 9 am - 5 pm

Customers Header Image

Our Story

Learn more about our mission to provide local lending expertise at the national level.

Careers

Stability, growth, culture, innovation. Join our story today.

Why join Total Mortgage?

From day one to closing day, see why home buyers choose Total Mortgage for a smooth lending experience.

About Header Image

Find A Loan Officer

See a list of our licensed Loan Officers that can help your home-buying situation.

Locate Your Closest Branch

We have branches across the country. Check to see if we're in your neighborhood.

Find Us Header Image

Fall River, MA NMLS# 2347643

508.436.3181
stmonteiro@totalmortgage.com

580 Eastern Avenue, First Floor, Fall River, MA 02723

Welcome to our Fall River, MA location!

 

We’re proud to call Fall River our home base for all operations. Over the years, we’ve cultivated an amazing team of loan officers dedicated to helping you reach your financing goals. Whether you’re looking for a local property or something out of state, our Fall River team has a local presence and the resources necessary to position you for success. Contact our team today – we would be happy to assist you!

Our Team

Stephanie Monteiro

Stephanie Monteiro

Branch Manager

NMLS# 1872982

House

The selection you need at the interest rate you want.

Testimonials

Steph made a hard task seem easy! From the beginning going to work with her up until closing day she stood by us and guided us every inch of the way! She made a dream that seemed impossible at one time come to life! Thank you Steph!!!

Paula P.

google

Testimonials

Steph was such a pleasure to work with! With only being in America for 3 years she made my dream of owning a home here my reality! She was so patient with me and my wife as we worked towards getting our credit to where it needed to be and stood by us through the whole process. Explained the process in details and even broke it down if we didn't understand to make sure we knew what was going on all the way to the closing table!! Thank you so much Steph we will be back for every house purchase!

Temitope G.

google

Testimonials

Stephanie was kind and helpful the whole process. Made it super easy for my first time home buying experience. Nothing but good things from me and my fiancé.

Ashleigh M.

thelenderlist
Mortgage Rates Illustration

Mortgage rates today

The current 30-year fixed mortgage rate is as low as 6.625%. Get a personalized quote in just a few minutes.

Request a quote

Above rates last updated June 18th 2026, 4:30pm EST.