Monroe, CT NMLS# 2545847

588 Monroe Turnpike, Monroe, CT 06468

We're excited to provide Monroe and surrounding towns with the same expert knowledge, personal service, and low rates that other area towns have enjoyed for over 20 years. Whether you need help buying a home, refinancing your current one, or just figuring out where to start, we can help. 

When you want to work with the best, look no further. 

House

The selection you need at the interest rate you want.

Apply now

Testimonials

"Nick made our whole process seamless. He was thorough, explained everything and made sure we knew what was happening each step of the way. He and Kim coordinated with our attorney and she even remarked that they were incredibly professional and made for a seamless experience. I would highly recommend them!"

Marisa R.

thelenderlist

Testimonials

Nick was wuick quick to reply to emails, gave us great advice, and was always able to guide us on any questions we had.

James J.

encompass

Testimonials

Nick was accessible and made every aspect of this process easy and managable. I will refinance with him and recomend him to others.

Joseph J.

encompass

Testimonials

Nick responded to my questions and concerns at all times (even when he was on vacation with family) . I truly appreciate his communication and explanation when making such life changing decisions.

Hermia B.

encompass

Testimonials

He was so attentive he is very knowledgeable and very helpful I would recommend Nick to anyone such a super helpful person

Marcia F.

encompass

Testimonials

Nick was very responsive and made what seemed like a daunting process into something manageable and easy.

Laura K.

encompass

Testimonials

Nick is super knowledgeable and highly responsive. It was a pleasure doing business with Nick and Total Mortgage.

Michael M.

encompass

Testimonials

From start to finish, Nick was super responsive and played a key role in helping us bid and secure our new home in an extremely competitive market.

Stephen F.

encompass

Testimonials

great experience all round. Made this process easy. we felt like we were in great hands.

Natalie C.

encompass

Testimonials

Nick is the best! We just refinanced with him and he made the process smooth and was always available to answer any of our questions. He made sure we were well informed during the entire thing and was able to help lower our monthly payment! Would recommend him to anyone looking to buy or refi!

Mary H.

encompass
Mortgage Rates Illustration

Mortgage rates today

The current 30-year fixed rate mortgage is as low as 6.375%. Get a personalized quote in just a few minutes.

Above rates last updated December 13th 2025, 12:30pm EST.