Hackensack NMLS# 2630632

Lanie was the absolute BEST throughout the process of buying a home for the first time. She made everything feel so simple and explained things in a way that wasn’t overwhelming. I could call her at any moment and she would pick up; whether she was trying to get her family ready for the day or about to make dinner, she would always answer. She is very kind, solution oriented, and always put our wants and needs at the forefront. She also made sure that when we looked at a place, it was in our budget, and would always write us up a worksheet with projected calculations to make sure that we were comfortable. We had no surprise fees at the end, and overall had a wonderful experience. She is literally the best! We love you, Lanie

Great experience working with Total Mortgage from locking the best rate possible to ensuring all details were handled so we could close on time.

Lanie was so awesome helping us secure our mortgage in under 30 days. I would recommend her to anyone for their mortgage. Lanie was so personable and accessible, which as a first time homebuyer was everything and more than I could’ve asked for. We closed to today and Lanie was a great addition to our team! Everyone at Total Mortgage was incredible and would recommend 10 out of 10!!

Lanie did an excellent job of walking us through the mortgage process. As first time home buyers it was great working with someone so knowledgeable and someone who didn't mind repeating how things worked (a few times) or what the next steps were. She helped to get us the best rate possible for our buying position. Even with some last minute changes she was available to help us every step of the way -- Thanks Lanie!

I was uncertain as Lanie was recommended by my realtor, I really didn't expect her to come in with a lower rate. I shopped around after I got my offer accepted. Lanie came in with the best rate hands down. She is smart and knows her stuff, she's constantly following the market so she has good foresight (and is not bad to chat market talk with if you're into that kind of stuff) She was very great with communication, she called me multiple times even with the odd hours I work she found time to get me the best rate. Part of me questioned if she was going to come through because she called me a few nights in a row but we never ended up locking anything. Then, when she told me she thought I should lock the rate, it ended up being the literal bottom and rates turned back around and started climbing again. Her words "I don't think it's gonna get better than this, I think we should lock you now," ended up being correct, so they stuck with me and here I am writing her review to tell you to believe Lanie when she tells you, she really knows what she's doing. Obviously still do your due diligence and all of that, but as far as a mortgage lender goes, I was certainly impressed. She knows every single program that can save you money, and she will use them because she knows that by saving you money you will go with her, after all it's not her bottom line either way. I went through a big bank to get pre approved and they didn't do anything in the way of trying to save me money, whereas Lanie talked about how she could get it lower if this information lined up with what she was looking at and trying to do. Other lenders couldn't even match her rate, let alone beat it. If you're having trouble getting the best rate, give her a shout, it certainly can't hurt and it definitely worked out for me.