Salem, MA NMLS# 2468597

131 Boston Street, Salem, MA 01970

Our Salem location is now open!

We're excited to provide Salem and its surrounding towns with the same expert knowledge and personal service that other locations have enjoyed for over 20 years. Whether you need help buying a home, refinancing your current one, or just figuring out where to start, we can help. 

When you want to work with the best, look no further. Contact us today!

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The selection you need at the interest rate you want.

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Testimonials

“Cesar was incredible to work with as our mortgage loan officer. As first-time home buyers, we had a lot of questions and concerns, and Cesar guided us through every step with patience and clarity. He explained all of our options, helped us secure a great loan, and made the process smooth and stress-free. Thanks to Cesar, we were able to buy our first home with confidence. We highly recommend him to anyone looking for a knowledgeable, professional, and caring loan officer!”

Bianca

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Testimonials

Cesar was extremely helpful and knowledgeable throughout the entire home buying process. He ensured everything went smoothly and that we, as first time home buyers, knew what was to be expected. He listens and makes sure to accommodate everything you need. Working with him is truly a pleasure. I would recommend him to everyone! He is great!

Giavanna P.

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Testimonials

"Cesar was an absolute pleasure to work with. The whole transaction of me selling a buying was very easy. Will recommend and use him again for future deals. "

Edwin R.

thelenderlist

Testimonials

My Fiance and I took a 1st time home buyers court that Cesar was part of. Cesar works at Total Mortgage and since day one listed to our needs, gave advice and help us with the process in conjunction with our Realtor. Cesar knew how to listen, give feedback and help us through the loan process. Cesar pushed us and gave us reassurance and explain the steps that were necessary to secure our loan and purchase our home. It was also a plus that Cesar was bilingual and spoke Spanish. I will recommend Cesar to anyone and will make sure to utilize him if we would like to purchase second home.

Juan C.

zillow

Testimonials

Thank you Cesar for all your help, going above and beyond and jumping through hoops to get us to closing on time! All your effort is greatly appreciated!!

Sylvia L.

google

Testimonials

Choosing a mortgage company can feel overwhelming, but I am so glad I went with Total Mortgage. From start to finish, the entire process was incredibly smooth and stress-free. My loan officer Cesar was an absolute superstar. They were always available to answer my questions, no matterhow small, and explained everything in a clear, easy to understand way. I truly felt like they had my best interest at heart. The team was highly organized, proactive, and kept me informed every step of yhe way, so I never had to wonder what was happening. I am confident I made the best financial decision thanks to their guidance. I can't recommend Total Mortgage enough to anyone looking for a reliable, professional, and genuinely helpful mortgage experience. Thank you for making my homeownership dreams a reality.

Claudia F.

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Testimonials

Working with Cesar on my mortgage was an incredible experience. From our very first call, he took the time to clearly explain all of my options and truly understood my needs. He guided me through every step of the process with patience and professionalism, making the entire journey feel smooth and stress-free. His knowledge and dedication were extraordinary—I couldn’t have asked for a better person to work with!

Dorys L.

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Testimonials

Cesar was awesome to work with and a great resource throughout the entire home buying process. He answered all of our questions thoroughly and secured us a great interest rate.

Matt

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Testimonials

I don’t have enough words in my vocabulary to tell someone how phenomenal Cesar is. I was in a tough situation trying to find a home on a ticking clock due to the condo I was renting preparing to be sold. I happen to find a home I wanted to buy and I called Cesar let him know how urgent my situation was and he was on it immediately. He’s very well connected and managed to not only help me land my home but get me an amazing deal! I wasn’t too familiar with the process at all but Cesar broke everything down to me to the point where it was very easy to understand. He also managed to close at an unheard of time frame which was 2 1/2 weeks!!!! He is the absolute best so do yourself a favor and give him a call because you won’t find anyone better!

John C.

zillow

Testimonials

I highly recommend Cesar, he is very informative and was there for me during my buying process each step of the way. He made the process go by extremely smooth and provided detailed information each step of the way. I will absolutely use him again in the near future with future investments! His energy and responsiveness is like no other. I absolutely give him a 5 Star thank you Cesar!!!

Jeff S.

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Mortgage Rates Illustration

Mortgage rates today

The current 30-year fixed rate mortgage is as low as 6.375%. Get a personalized quote in just a few minutes.

Above rates last updated December 13th 2025, 12:30pm EST.